# MTC Federal Mobile Banking

> Mobile banking app for managing accounts, transfers, payments, and deposits. (iPhone/iPad app by MTC Federal Credit Union.)

- Source: https://appshunter.io/ios/app/mtc-federal-mobile-banking/id536599203 (this page in markdown: same URL + `.md`)
- Developer: [MTC Federal Credit Union](https://appshunter.io/developer/536599206)
- Category: Finance
- Price: Free
- Rating: 4.77/5 from 3,115 App Store ratings · 61 written reviews indexed
- Age rating: 4+
- Requires: iOS 15.6 · 67 MB
- Languages: English
- Released: 2012-06-29
- Data updated: 2026-08-11
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/mtc-federal-mobile-banking/id536599203/reviews.md

## What is MTC Federal Mobile Banking?

Welcome to MTC Federal!

At MTC Federal, we believe in working hard for hardworking people and we are thrilled to announce the launch of our new Digital Banking platform! This Next Level Banking initiative to provide the best products, service and experience to you, our members.

The new Digital Banking platform is designed to provide you with the tools and financial resources you need to manage your finances more efficiently and help you plan for life’s milestones.

Do more with our MTC Federal Mobile Branch app.

MTC Federal Mobile Branch allows you to:
• Sign in with Face ID or Touch ID 
• Use Quick Balance to view account balances without signing in 
• View Quick Balance on your Apple Watch 
• Transfer funds between accounts 
• View account balances and transactions 
• Make loan payments 
• Deposit checks 
• View check copies 
• Pay bills 
• Access Statements 
• Left/right-handed modes 
• Full Neurodiverse features including options for epilepsy, dyslexia, color blindness, and visual sensitivity 
...and more!

For more information or to become a member of MTC Federal Credit Union, visit us at mtcfederal.com

## Key features

- Biometric sign-in (Face ID/Touch ID)
- Quick Balance viewing
- Fund transfers
- Mobile check deposit
- Bill payment
- Statement access
- Neurodiverse accessibility features

## What do users think of MTC Federal Mobile Banking?

Overall sentiment: neutral

**Pros**

- 👍 Great app
- 🚀 Easy and convenient
- 🔒 Secure and reliable
- 💡 Fingerprint login
- 👍 User-friendly interface
- 👍 Smooth and responsive
- 👍 Excellent customer service

**Cons**

- 🐛 Login issues
- 🐛 Verification email problems
- 🐛 Face ID/fingerprint not working
- 🐛 Crashes and freezes
- 🐛 Slow transaction updates
- 🐛 Incompatible with newer devices

**Commonly reported bugs**

- Cannot sign in
- Deposit check feature not working
- Recurring payment changes not possible

**Most requested features**

- Add credit card features
- Show pending transactions
- Ability to print statements
- Linked to local bank locations
- Advanced account tracking tools

## Recent user reviews (10 of 61)

All indexed reviews: https://appshunter.io/ios/app/mtc-federal-mobile-banking/id536599203/reviews.md

### 1/5 — Can’t even sign in

*2025-05-04, version 2025.4.0*

This app is trash keeps saying no internet connection but EVERY other app I have works. Just this one doesn’t. Uninstalling and switching banks on Monday if not fixed.

### 1/5 — Cannot login

*2025-03-04, version 2025.2.1*

It used to work, but suddenly stopped.   Not impressed

### 2/5 — New App is not very good

*2024-11-13, version 2024.10.0*

The new version is not very good at all. It’s too busy on the main page, whereas the old one was simpler and easier to navigate. Also, when doing internal transfers, the deposit would show up immediately on the old app, whereas it takes a while for the new one. The password login is a pain as well, as it won’t let you use a simple password versus the old version. Still need to work the bugs out on the new version, and make it simpler to use.

### 1/5 — New update is awful

*2024-11-12, version 2024.10.0*

I’m seriously considering leaving the bank just because of the new app. It’s awful. No Face ID anymore, you have to scroll down just to see your accounts. Why is my credit karma rip off the first thing at the top?

It’s impressive how bad this app is.

### 1/5 — What happen to faceID login in new update?

*2024-11-04, version 2024.10.0*

Will not log in using faceID. Have to use password every time. Don’t list it in the things the app will do if the app will not allow you to us it.

### 1/5 — Not working

*2024-11-04, version 2024.10.0*

Doesn’t send verification emails like it should

### 5/5 — Great

*2024-09-25, version 4.38.204*

Great

### 5/5 — Excellent Experience

*2024-02-12, version 4.38.204*

Came to the branch needing help with my account & Ashley Morris helped with everything needed. She helped get me set up with online banking and get the other things I needed taken care of as well. She blessed my day!

### 1/5 — Don’t do business with these people!

*2022-11-19, version 4.38.204*

Don’t do business with these people! Won’t even cash your savings bonds! Even if you have an account there! As that were given to us by the company itself!!!

### 1/5 — Horrible.

*2022-09-16, version 4.38.204*

I’ve had to sign in 3 times trying to apply for a loan because this times out so quickly.

## Frequently asked questions about MTC Federal Mobile Banking

### What can I do with the MTC Federal Mobile Banking app?

The app allows you to manage your finances efficiently. You can sign in securely using Face ID or Touch ID, view account balances with Quick Balance, transfer funds between accounts, make loan payments, deposit checks, pay bills, and access your statements.

### Is the MTC Federal Mobile Banking app free to use?

Yes, the app is free to download and use. There are no in-app purchases or advertisements mentioned in the description, indicating it is a complimentary service for MTC Federal members.

### What accessibility features are available?

The app is designed with inclusivity in mind and offers full neurodiverse features. This includes options for epilepsy, dyslexia, color blindness, and visual sensitivity, as well as left/right-handed modes for a more comfortable user experience.

### How can I check my account balance quickly?

You can use the Quick Balance feature to view your account balances without needing to fully sign in to the app. This feature is also available on your Apple Watch for even faster access.

### Can I deposit checks using the app?

Yes, the app supports mobile check deposits, allowing you to deposit checks directly from your device. You can also view copies of your deposited checks within the app.

## Version history (last 5 releases)

### 2026.6.4 — 2026-07-16

General bug fixes and performance enhancements

### 2026.3.5 — 2026-04-29

General bug fixes and performance enhancements.

### 2025.11.6 — 2026-02-14

General bug fixes and performance enhancements

### 2025.11.3 — 2026-01-23

General bug fixes and performance enhancements

### 2025.11.1 — 2025-12-23

General enhancements and bug fixes.

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## Related topics

[mtc federal credit union](https://appshunter.io/ios/topics/mtc-federal-credit-union) · [mlc mobile](https://appshunter.io/ios/topics/mlc-mobile) · [mtc](https://appshunter.io/ios/topics/mtc) · [mtc connect](https://appshunter.io/ios/topics/mtc-connect) · [mtbank](https://appshunter.io/ios/topics/mtbank) · [fcc finance](https://appshunter.io/ios/topics/fcc-finance)

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-11.*