# Much App - Payoff debt faster — Debt Payoff Budgeting App

> Personal finance app for budgeting, debt payoff, net worth tracking, and goal setting. (iPhone/iPad app by Budget Better Inc.)

- Source: https://appshunter.io/ios/app/much-app-payoff-debt-faster/id1639806639 (this page in markdown: same URL + `.md`)
- Developer: [Budget Better Inc](https://appshunter.io/developer/1639806641)
- Category: Finance, Education
- Price: Free with in-app purchases
- Rating: 4.10/5 from 16 App Store ratings · 10 written reviews indexed
- Age rating: 17+
- Requires: iOS 12.0 · 39 MB
- Languages: American English
- Released: 2022-09-26
- Data updated: 2026-06-10
- Monetization: freemium
- User reviews in markdown: https://appshunter.io/ios/app/much-app-payoff-debt-faster/id1639806639/reviews.md

## What is Much App?

Spend smarter and reach your goals faster with Much, the ultimate tool to revolutionize how you manage your finances. Say goodbye to financial stress and hello to achieving your goals with ease. Have all your accounts in one place, track your net worth, know when your debt will be paid off, create a zero-based spending plan, and more.

We're more than just a financial tool. We offer a supportive money community that will cheer you on as you reach milestones and helps answer any questions you may have on your journey. Feel less alone and more supported along the way.

All your accounts in one place
Much consolidates all of your accounts in one place. With over 6,000 possible connections adding your bank account, 401k, IRA, investments, stocks, and debt can be done in less than a few minutes.

Budget your expenses
Organize your spending in a way that works for you, and if you're looking for a little more structure, we offer a way for you to do a zero-based budget. A zero-based budget is a proactive way to manage your money and eventually get ahead. Either way you can track all of your expenses as you see if. Much gives you all the data you need to create a realistic budget that you can stick to and can save you money.

Track your net worth
Understand what you owe and what you own. Much helps you understand your financial health at any moment. Tracking your net worth can help you make better and more informed money decisions that can help you save more and build your wealth over time. 

Track progress on your goals
Add an unlimited number of goals and track your progress. You may be trying to save for a vacation or for a down payment on a new home. Much helps you keep track of your progress, understand how fast you will get there, and how much you need to save to achieve your goal on time.

Join the community
Much host monthly webinars with personal finance experts, community challenges, and more. We are Reddit meets personal finance, and we have a community ready to help!

MUCH's budgeting app is more than just a tool. It's a personalized, community-led experience that puts you in control of your financial life. Join MUCH today and take the first step towards financial freedom.

Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

## Key features

- Consolidate all financial accounts
- Track net worth and debt payoff
- Create zero-based spending plans
- Set and track unlimited financial goals
- Join a supportive money community
- Access monthly webinars with experts

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Much | $7.99 | per month |
| Much | $69.99 | per year |


## Recent user reviews (10 of 10)

All indexed reviews: https://appshunter.io/ios/app/much-app-payoff-debt-faster/id1639806639/reviews.md

### 1/5 — Cannot login

*2024-01-02*

Login not working, password reset doesn’t work.

### 3/5 — Potential is there

*2023-06-14*

This app can potentially become the best budgeting app if it would just address these issues with the app. 
 1. Refunds and moving funds throughout multiple accounts (checking to savings) should not count as income. No matter how many times you try to categorize them, it does not remove itself from the income tab and so you're forced to delete them as a whole.
2. You should be able to recover deleted transactions.
3. Payments received via Zelle, Cash app, Venmo, etc should be able to be added to the budget. For example it may look like I spent $50 on take out but really $20. 
4. It would be nice to add emojis to new categories created
5. Transaction dates should be ordered chronologically and updated frequently. I notice that when using my debit card that transactions do not show on the app until the next day. It could be that they do but dates not being in chronological order make it hard to see

Overall the app is nice, it closely resembles my own excel budgeting sheet, but it does leave a lot off the table for what can be further offered.

### 5/5 — Impressive budgeting app

*2023-05-21*

Much Budgeting App is an exceptional budgeting app that has revolutionized the way I manage my finances. With its user-friendly interface and ease of use it has become an invaluable tool that has helped me pay off my debt. Whether you're a budgeting novice or an experienced money manager, I highly recommend giving Much Budgeting App a try. It's the perfect companion to keep your finances in check without breaking the bank.

### 5/5 — One Stop Shop!

*2023-05-21*

This budgeting app is a game-changer for anyone looking to take control of their expenses without breaking the bank. It has a user-friendly interface and is easily customizable to your goals. But what makes Much unique is the built in community support!

### 5/5 — Great budgeting app and community

*2023-05-21*

This budgeting app has helped me get my finances in order. The community has also been a great resource and support—with bouncing ideas off one another and sharing tips!

### 5/5 — Getting out of Debt Made Easy

*2023-05-21*

Having credit card debt is not easy. But I downloaded this app and I am well on my way to getting rid of the credit card debt I have accumulated in the year. 

Thank you!

### 5/5 — It was time & this was it

*2023-05-16*

I’ve tried to budget a gazillion times in different ways. Nothing has really stuck until I tried this app. I just started using this app this month but I already know it’ll be worth it! It’s week 2 and I’m already more confident with my money. Not to mention I’m actually keeping up with it!  It essentially does the hard work for you when it comes to tracking. Yet, it goes beyond that in the sense that it helps you understand the psychology part of managing money, without it being overwhelming or pushy. If you’re looking for a change or help with managing your money, I would definitely start here :) good luck!

### 5/5 — SO COOOL

*2023-02-05, version 1.0*

I’m really feeling this app. I stumbled across it and instantly feel in love with the designs. Then once I started using it, I realized how this app has the potential to help me get my finances back in order because I’ve been slipping lately and it’s time to get back on track smh 🤦🏾‍♂️ thanks Much!

### 5/5 — Great budgeting app

*2022-10-12, version 1.0*

Really love this app! It’s helping me get my finances back in order. The community features are also cool. I think that’s what a lot of other budgeting apps are missing. It makes me not feel alone as I embark on this journey to debt freedom.

### 5/5 — Excited for what’s next

*2022-09-29, version 1.0*

I love the community you get with this app! I don’t feel alone in trying to reach my money goals. It’s pretty basic, but does everything that matters. Looking forward to how this app evolves especially with the community events and rewards

## Frequently asked questions about Much App

### How does Much help with debt payoff?

Much allows you to track all your debt accounts in one place and provides insights into when your debt will be paid off. You can create a zero-based spending plan to allocate funds effectively towards debt reduction.

### Can I connect all my bank accounts to Much?

Yes, Much supports connections to over 6,000 financial institutions, allowing you to link your bank accounts, 401k, IRA, investments, stocks, and debt accounts in minutes.

### What is the cost of Much?

Much offers a free version for basic budgeting and tracking. Subscription plans are available for advanced features, with options for $7.99 per month or $69.99 per year, both including a 1-month free trial.

### Is Much safe to use with my financial information?

While specific security measures are not detailed, the app aims to consolidate financial accounts, suggesting a focus on secure connections. Users should always exercise caution when linking financial accounts to any third-party application.

### How often is Much updated?

The app was last updated on July 30, 2023, with version 1.3. This indicates a relatively recent update, suggesting ongoing development and maintenance.

### What devices does Much support?

Much is available for iPhone, iPad, and iPod devices, catering to users within the Apple ecosystem.

### What is the age rating for Much?

Much has an age rating of 17+, which is common for financial applications that involve managing sensitive personal and financial data.

### What makes the Much community unique?

The Much community offers a supportive environment with monthly webinars featuring personal finance experts, community challenges, and peer-to-peer assistance, aiming to be a Reddit-like experience for personal finance.

## Version history (last 3 releases)

### 1.3 — 2023-07-30

- Ability to split payments up to three ways
- Community feed UPVOTE feature
- New UI
- Updated email preferences
- General bug fixes identified with transactions page

### 1.2 — 2023-04-06

- Tracking cash inflows just got easier. Click on the income tab to see your manual (expected income) vs. what's come in for the month so far.
- Archive old goals
- Added date range to search for transactions
- Fixed a few bugs on the transaction screen

### 1.0 — 2022-09-27

No release notes.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*