# Mudal: Money Manager — Subscription & Expense Manager

> Household budget planner and subscription tracker for clear financial overview. (iPhone/iPad app by Abbel Thomas.)

- Source: https://appshunter.io/ios/app/mudal-money-manager/id6762485074 (this page in markdown: same URL + `.md`)
- Developer: [Abbel Thomas](https://appshunter.io/developer/1885513713)
- Category: Finance, Lifestyle
- Price: Free with in-app purchases
- Age rating: 12+
- Requires: iOS 18.6 · 38 MB
- Languages: American English
- Released: 2026-04-22
- Data updated: 2026-08-17
- Monetization: free with in-app purchases
- User reviews in markdown: https://appshunter.io/ios/app/mudal-money-manager/id6762485074/reviews.md

## What is Mudal?

Mudal is a household budget planner and a subscriptions tracker for who wants a clear, simple picture of where their money goes every month.

Set up your monthly plan in minutes. Add your household income, recurring bills, and savings goals, then let Mudal show you exactly what's left to spend.

MONTHLY BUDGET PLANNING

Build a complete monthly financial plan from your combined household income. Mudal calculates your total income, subtracts your fixed costs and savings contributions, and shows you your real spending pot so you always know where you stand before the month begins.

See your finances at a glance in a donut chart that splits income into bills, savings, spending, and remaining money. If your commitments ever exceed your income, Mudal flags it immediately.

BILLS & FIXED EXPENSES

Track every recurring cost: housing, utilities, subscriptions, insurance, transport, childcare, debt repayments, and more. Assign each expense to a bank account and see exactly how much each account needs to cover the month.

Set renewal and end dates to get automatic reminders 7 days and 1 day before they hit, no more missed renewals or surprise charges.

SAVINGS GOALS

Allocate your available money into named savings goals with monthly contributions, target amounts, and target dates. Track progress with visual progress bars, and celebrate when you hit a target.

Top up goals manually, transfer money between goals, and carry accumulated savings forward month to month. Mudal separates this month's contribution from your running total, so you always know what's been saved and what you're building toward.


BANK ACCOUNT MANAGEMENT

Organise expenses by the bank account they come from yours, your partner's, or a joint account. See at a glance how much each account needs funded before bills go out, and tap any account on the dashboard to filter its expenses instantly.

No links required to your bank account.

MONTHLY HISTORY

Archive completed months and review them any time. See income, fixed costs, savings, spending, and any over-budget amount for each past month. Once you've built up a few months of data, a pattern chart helps you spot trends over time.

iCLOUD SYNC & SHARING

Mudal syncs automatically using iCloud key-value storage, so your plan stays up to date across all your devices. Household data is shared between you and your partner without any account sign-up.

SMART NOTIFICATIONS

Get a monthly planning reminder on your chosen pay date so you never start a new month without a plan. Bill renewal and end-date alerts keep you ahead of upcoming changes.

DESIGNED FOR HOUSEHOLDS

Mudal is built for the way households actually work: two or more incomes, shared bills, joint accounts, and shared goals. Whether you manage finances together or separately, Mudal gives your household one clear plan.

SUBSCRIPTIONS AND PURCHASES

Start with a free trial. Mudal offers a weekly, monthly, and yearly renewing subscription to unlock Premium functionality.

You can manage or cancel your subscription through the user settings after the purchase. The subscription period ends with the same kind of subscription you already bought to the same price unless you turn off your subscription 24 hours before it renews.

Privacy Policy: https://www.strandedsolutions.co.uk/privacy-policy.html
Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

## Key features

- Monthly budget planning
- Bill and expense tracking
- Subscription renewal reminders
- Savings goal management
- Bank account organization
- Household sharing via iCloud
- Smart financial notifications

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| US | $5.99 | per month |
| US | $37.99 | per year |
| US | $1.99 | per 7 days |

**One-time purchases**

| Purchase | Price | Type |
| --- | --- | --- |
| Mudal - Lifetime | $74.99 | one-time |


## Recent user reviews (3 of 3)

All indexed reviews: https://appshunter.io/ios/app/mudal-money-manager/id6762485074/reviews.md

### 5/5 — Immediately saw my salary and my expenses

*2026-05-30*

I completed the first few screens and immediately after the pay screen I was able to see my salary and expenses. You can add more details in the app. I look forward to how this helps me this month.

**Developer response:** Thank you for your feedback. We are happy that the application is useful to you.

### 5/5 — An app for couples

*2026-05-07*

This is the first time I managed to usefully share the budget tracker with my partner. We can both now see the same information on our phones.

**Developer response:** Thank you for the feedback, I hope the new improvements provide more convenience and control.

### 5/5 — Impressive

*2026-05-05*

Really impressed with this app. It’s simple, easy to use, and does exactly what I need without overcomplicating things. The reminders for upcoming bills are especially helpful and have already saved me from missing a payment.
Definitely one of the better expense trackers I’ve used. Highly recommend.

**Developer response:** Thank you for your feedback. We are glad that the app is helpful to you.

## Frequently asked questions about Mudal

### How does Mudal help with household budgeting?

Mudal allows you to input combined household income and then subtract fixed costs and savings contributions. It displays your remaining spending money and flags if commitments exceed income, offering a clear financial picture for multiple incomes and shared bills.

### Can Mudal track recurring bills and subscriptions?

Yes, Mudal tracks recurring costs like housing, utilities, subscriptions, and insurance. It allows you to set renewal and end dates, providing automatic reminders 7 days and 1 day before they are due to prevent missed renewals or surprise charges.

### How does Mudal handle savings goals?

You can allocate available money into named savings goals with monthly contributions, target amounts, and dates. Mudal tracks progress visually and allows you to top up goals manually or transfer funds between them.

### Does Mudal require linking bank accounts?

No, Mudal does not require any links to your bank accounts. You can organize expenses by the bank account they come from, such as personal, partner's, or joint accounts, without needing to connect them.

### How does Mudal sync data for households?

Mudal syncs automatically using iCloud key-value storage, ensuring your plan is up-to-date across all your devices. Household data is shared between users without requiring any account sign-up.

### What are the subscription options for Mudal?

Mudal offers a free trial, followed by weekly, monthly, and yearly renewing subscriptions to unlock its Premium functionality. These subscriptions provide access to advanced features beyond the basic tracking.

### What devices is Mudal available on?

Mudal is available on iPhone and iPad devices, supporting a range of Apple hardware for its users.

### How often is Mudal updated?

Mudal was last updated on June 13, 2026, with version 1.8. This indicates a relatively recent update, suggesting ongoing development and support for the application.

## Version history (last 5 releases)

### 1.8 — 2026-06-13

Mudal: Subscription Tracker has made the following changes in this version:

Refined Homepage : Provides a more clarified view of your monthly income and outgoings.
New Spending category : Separate everyday spending from fixed bills for a clearer budget breakdown.
Polish throughout : Improved bank account management, refreshed settings, and layout refinements across the dashboard.

### 1.7 — 2026-06-02

Mudal: Subscription Tracker and Expense Manager now includes the following features:

• Redesigned onboarding paywall with an interactive carousel showcasing key features
• New bank account editor with owner avatars and a visual owner picker
• Profile photos for household members
• Overhauled expense and savings goal editors with richer detail entry
• New profile editing screen in Settings
• Improved monthly setup experience
• Smoother onboarding transitions with correct back-navigation animations
• Various UI refinements across Settings, Dashboard, and Savings

### 1.6 — 2026-05-26

PERSONALISED EXPERIENCE
- Mudal: Subscription Tracker now uses your real names throughout the app — income labels, bank account owners, expense splits, and household sharing all display your names instead of generic labels.
- Existing users will be prompted to add their names on update, and all existing bank account and expense labels will be updated automatically.

SETTINGS
- Privacy policy link updated.
- Version number now stays in sync automatically.

### 1.5 — 2026-05-23

What's New:
- Brand new onboarding screen to help you hit the ground running
- Split expenses with your partner and view each person's cumulative spend directly on the dashboard

### 1.4 — 2026-05-20

Onboarding flow has been improved, and the paywall has been clarified.

## More apps by Abbel Thomas

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All apps by Abbel Thomas: https://appshunter.io/developer/1885513713

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-17.*