# Mull: Split Bills & Settle — Split bills, settle over UPI

> Split bills, settle over UPI (iPhone/iPad app by Dilip Khanna.)

- Source: https://appshunter.io/ios/app/mull-split-bills-and-settle/id6814438714 (this page in markdown: same URL + `.md`)
- Developer: [Dilip Khanna](https://appshunter.io/developer/6814438716)
- Category: Finance, Lifestyle
- Price: Free
- Age rating: 4+
- Requires: iOS 15.0 · 19 MB
- Languages: American English
- Released: 2026-11-05
- Data updated: 2026-11-11

## What is Mull?

Mull keeps track of shared money with the people you live, travel and eat with, and settles it over UPI.

Add an expense, pick who paid and how to split it: equally, by exact amounts, by shares or by percentage. Mull works out who owes whom, and the fewest payments that clear a group.

ONE NUMBER PER PERSON
Owe Ananya for the trip while she owes you for the flat? That is one fact, not two. Mull shows what is actually left between you, and can net the two off so both ledgers are square without anyone sending money.

PAYMENTS ARE CONFIRMED, NOT ASSUMED
When you pay someone back, they confirm it arrived before any balance moves. No more "I already sent it" arguments, and no balance that is quietly wrong forever.

BILLS THAT REPEAT, AND ASK
Rent, the maid, the Wi-Fi. Set them up once. When one is due, Mull asks you first, with the amount ready to change, because rent goes up and people move out.

SETTLE IN A TAP
Pay opens your UPI app with the amount and the person filled in. Mull never touches your money.

ALSO
• Groups for the flat, a trip, the Sunday football, and one-to-one ledgers for everything else
• Add people who are not on Mull yet and split with them tonight
• Gentle reminders, capped so nobody gets nagged
• Notifications when someone adds an expense or pays you
• Dark and light themes

No ads. No tracking. Your data is not sold.

## Is Mull safe?

Not enough ratings yet to assess Mull.

## Is Mull legit?

Mull: Split Bills & Settle has limited verification signals. The AppsHunter Legitimacy Score for Mull is 50 out of 100 points across 7 verification signals from App Store and developer data.


## Version history (last 4 releases)

### 1.1.0 — 2026-11-11

What's new:
• A new home, with tabs for Home, Groups, People and You. Home shows where you stand, who owes who, and what needs you.
• Every group has its own bar: Overview, Ledger, Recurring and People, with + in the middle to add an expense.
• Adding an expense is two quick steps: what it was and how much, then who paid and who it was for. Mull tells you in plain words who owes whom.
• The ledger shows your share of each expense.
• Mull follows your phone's light or dark setting.

Fixes:
• An expense added while Mull was syncing could go missing. It no longer does.

### 1.0.2 — 2026-10-27

Fixes:
• Leaving a group you created works again.
• Removing someone from a group, or making them an admin, no longer freezes the screen.
• Reminding someone from Settle up now confirms it was sent.
• Adding a friend who was already in a group by name now gives them their existing place, with everything in it, instead of adding them twice.

### 1.0.1 — 2026-10-26

Fixes:
• You can now remove someone who isn't on Mull from a group once they're settled up.
• Asking for a bill from someone who isn't on Mull now sends the request on WhatsApp.

### 1.0 — 2026-10-08

No release notes.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-11-11.*