# Multipli Credit Union

> Mobile tool to aggregate financial accounts for organized personal finance management. (iPhone/iPad app by Multipli Federal Credit Union.)

- Source: https://appshunter.io/ios/app/multipli-credit-union/id1299716382 (this page in markdown: same URL + `.md`)
- Developer: [Multipli Federal Credit Union](https://appshunter.io/developer/634672067)
- Category: Finance
- Price: Free
- Rating: 4.70/5 from 4,621 App Store ratings · 40 written reviews indexed
- Age rating: 4+
- Requires: iOS 18.4 · 172 MB
- Languages: American English, European Spanish
- Released: 2018-02-01
- Data updated: 2026-08-30
- Monetization: free with in-app purchases
- User reviews in markdown: https://appshunter.io/ios/app/multipli-credit-union/id1299716382/reviews.md

## What is Multipli Credit Union?

APP DESCRIPTION:

Multipli Credit Union is a free mobile decision-support tool that gives you the ability to aggregate all of your financial accounts, including accounts from other financial institutions, into a single, up-to-the-minute view so you can stay organized and make smarter financial decisions. It is fast, secure and makes life easier by empowering you with the tools you need to manage your personal finances.


FEATURES
Multi-Account Aggregation: View all of your financial information (balances, transaction history, merchant spending averages) in one place for on-the-go organization.

Alerts & Notifications: Set alerts for low funds and be notified about upcoming bills.

Add Tags, Notes, Images & Geo-Information: By enhancing transactions with custom tags, notes or photos of a receipt or check, you have the ability to stay organized and find exactly what you’re looking for when searching through your finances.

Contact:  Locate ATMs or branches and contact Multipli Credit Union customer service directly from the app.


SAFE AND SECURE
The app utilizes the same bank-level security that protects you when you’re on Internet Banking. The app also features a unique 4-digit passcode setting that prevents unauthorized access.


GETTING STARTED
To use the Multipli Credit Union App, you must be enrolled as a Multipli Credit Union Internet Banking user. If you currently use our Internet Banking, simply download the app, launch it, and login with the same Internet Banking credentials. After you successfully login to the app, your accounts and transactions will begin updating.

## Key features

- Multi-account aggregation
- Transaction history and spending averages
- Bill and low fund alerts
- Add tags, notes, and images to transactions
- ATM and branch locator
- Secure 4-digit passcode

## What do users think of Multipli Credit Union?

Overall sentiment: mixed

**Pros**

- 👍 Professional and friendly staff
- 🚀 One-stop-shop for all banking needs
- 👍 User-friendly and easy to navigate app
- 👍 Reliable and consistent service for long-term customers

**Cons**

- 🐛 Buggy and unreliable app
- 🤔 Negative changes after merger
- 👎 Poor customer service and long wait times
- 🤔 Increased costs and fees after merger

**Commonly reported bugs**

- App crashes frequently
- Login issues and inability to access accounts
- Delayed or missing check orders

**Most requested features**

- Integration with tax software
- More features and customization options in the app

## Recent user reviews (10 of 40)

All indexed reviews: https://appshunter.io/ios/app/multipli-credit-union/id1299716382/reviews.md

### 5/5 — Great Bank

*2026-08-14*

I’ve been with them for several years I think this bank is very professional, clean and kind people it’s a good Bank I’ll stay with it for years to come

### 3/5 — Ok

*2026-08-02, version 3.34.1*

Still occasional bugs in new app

### 1/5 — Balances

*2026-07-30*

I am disappointed with the untimely manner in which balances are posted online. Mizzou posted immediately after the expenditure. 

Also, my recent transfer occurred 1 day earlier. This is not good because If I had not checked, I would have been overdrawn.

### 1/5 — Late payment notification

*2026-07-10*

I think it's sad that a bank will blow your phone up via phone calls and text messages when you're late on a payment, but won't bother to give a courtesy call or text to remind you that your payment is due in three days or five days or one day for that matter. But then proclaim about how you care so much about your members.

### 1/5 — Help

*2026-07-09*

My beef is the app. It says I must update. Go to update, it takes me to the AppStore with no option to update. Only open or share. Try to report the problem and none of the 3 options are remotely close to what I am dealing with. Contact? Another rabbit hole.

### 1/5 — Unable to track balance

*2026-06-17*

The New App does not show the balance after each transaction.  This is a serious problem. I hate this. Why are they not show the balance after each transaction?

### 1/5 — Never works

*2026-04-09, version 3.32.0*

This app is terrible, it never lets you transfer, make payments or send messages. If you’re planning on using this app for convenience you better plan on going to a branch in person for everything. If you go to login on the support website it throws an error code.

### 4/5 — Good Online  Interface

*2026-03-01*

Very Good, though could be a bit more user friendly.ľ

### 5/5 — B Cook

*2026-02-24*

So far MCU has been a much better experience than I had with Missouri Credit Union hands down.

### 1/5 — Multipli

*2026-01-29, version 3.30.2*

Do not like this merger!

## Frequently asked questions about Multipli Credit Union

### What does the Multipli Credit Union app do?

The app allows you to aggregate all your financial accounts, including those from other institutions, into a single, up-to-the-minute view. This helps you stay organized and make smarter financial decisions by providing tools to manage your personal finances effectively.

### What are the key features of the app?

Key features include multi-account aggregation to view all your financial information in one place, alerts for low funds and upcoming bills, the ability to add tags, notes, and images to transactions for better organization, and a contact feature to locate ATMs or branches and reach customer service.

### Is the Multipli Credit Union app free to use?

Yes, the app is described as a free mobile decision-support tool. While the description mentions 'free with in-app purchases' as the monetization model, it does not specify what these in-app purchases are for, but the core functionality of aggregating accounts and managing finances is free.

### How do I get started with the Multipli Credit Union app?

To use the app, you must be enrolled as a Multipli Credit Union Internet Banking user. If you already use their Internet Banking, simply download the app, launch it, and log in with your existing Internet Banking credentials. Your accounts and transactions will then begin to update within the app.

### Is my financial information safe with this app?

Yes, the app utilizes the same bank-level security that protects you when you are on Internet Banking. It also features a unique 4-digit passcode setting to prevent unauthorized access, ensuring the safety and security of your financial data.

## Version history (last 5 releases)

### 3.37.0 — 2026-08-28

Version 3.37.0
• Bug fixes and performance improvements

### 3.34.1 — 2026-05-22

Version 3.34.1
• Bug fixes and performance improvements

### 3.32.0 — 2026-03-11

Version 3.32.0
• Bug fixes and performance improvements

### 3.31.2 — 2026-03-03

Version 3.31.2
• Bug fixes and performance improvements

### 3.30.2 — 2026-01-24

Version 3.30.2
• Bug fixes and performance improvements

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## More apps by Multipli Federal Credit Union

- [RRCU Business Deposit](https://appshunter.io/ios/app/rrcu-business-deposit/id1643779608)
- [Card Protect](https://appshunter.io/ios/app/card-protect/id6477619981)

All apps by Multipli Federal Credit Union: https://appshunter.io/developer/634672067

## Related topics

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-30.*