# Muoni: Budget, Save & Grow

> AI money coach for budgeting, saving, debt payoff, and financial goal achievement. (iPhone/iPad app by Muoni.)

- Source: https://appshunter.io/ios/app/muoni-budget-save-and-grow/id6797092658 (this page in markdown: same URL + `.md`)
- Developer: [Muoni](https://appshunter.io/developer/6797092660)
- Category: Finance
- Price: Free with in-app purchases
- Rating: 5.00/5 from 1 App Store ratings
- Age rating: 4+
- Requires: iOS 15.6 · 64 MB
- Languages: American English
- Released: 2026-09-01
- Data updated: 2026-10-21
- Monetization: freemium

## What is Muoni?

Wealth Starts Here

Take control of your finances with Muoni, your intelligent AI money coach designed to help you build lasting wealth with confidence.

Whether you're paying off debt, saving for a home, investing for the future, or simply trying to make smarter financial decisions, Muoni provides personalized insights that help you reach your goals faster.

Unlike traditional budgeting apps, Muoni doesn't just track your spending - it actively coaches you every step of the way.

AI-Powered Financial Guidance
Receive personalized recommendations based on your financial activity.
Muoni helps you:
- Identify unnecessary spending
- Create customized budgets
- Build savings faster
- Improve your financial habits
- Understand your cash flow
- Stay accountable to your goals

Smart Budgeting
Know exactly where every dollar goes.
Features include:
- Monthly Budget Planning
- Spending Categories
- Cash Flow Tracking
- Subscription Monitoring
- Bill Tracking
- Budget Alerts

Debt Payoff Strategies
Choose the strategy that works best for you.
Compare:
- Snowball Method
- Avalanche Method
See projected payoff dates, total interest savings, and monthly progress.

Savings Goals
Track progress toward every financial goal:
- Home Down Payment
- New Vehicle
- Vacation
- Wedding
- Family Planning
- Education
- Emergency Fund

Financial Health Score
Monitor your overall financial wellness through an easy-to-understand score that updates as your habits improve.

Personalized Insights
Muoni helps answer questions like:
- How much should I save this month?
- Where am I overspending?
- How can I improve my credit habits?
- What's my projected net worth?
- How long until I'm debt free?

SUBSCRIPTION & FREE TRIAL INFORMATION:
Muoni offers a 14-day free trial for all new users. Access to premium features—including automatic bank balance synchronization, real-time AI financial guidance, debt payoff snowball/avalanche planning, and custom budget category limits—requires an auto-renewable subscription:

• Monthly Premium Plan: $5.99 / month (billed monthly after 14-day free trial)
• Annual Premium Plan: $59.99 / year (billed annually after 14-day free trial, equivalent to $4.99/month)

Payment will be charged to your Apple ID / App Store account at confirmation of purchase or at the end of the 14-day free trial. Subscriptions automatically renew unless canceled at least 24 hours before the end of the current period. Your account will be charged for renewal within 24 hours prior to the end of the current period. You can manage or cancel your auto-renewable subscription at any time in your App Store Account Settings after purchase.

Privacy & Security
Your financial information deserves the highest level of protection.
Muoni is built with security in mind using modern encryption practices and secure authentication to help protect your data.

Why You'll Love Muoni
- AI Money Coach
- Smart Budgeting
- Debt Payoff Planning
- Goal Tracking
- Savings Automation
- Financial Insights
- Clean, Modern Interface
- Personalized Recommendations
- Designed for Financial Freedom

Build Wealth. One Decision at a Time.
Whether you're just starting your financial journey or working toward long-term wealth, Muoni is here to help you make smarter money decisions every day.

Download Muoni today and start building your financial future.


Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Privacy Policy: https://muonitech.com/privacy

## Key features

- AI-powered financial guidance
- Customized budgeting and spending tracking
- Debt payoff strategies (snowball, avalanche)
- Savings goal tracking
- Financial health score
- Personalized financial insights

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Muoni Monthly Premium | $5.99 | per month |
| Muoni Annual Premium | $59.99 | per year |


## Is Muoni safe?

Not enough ratings yet to assess Muoni.

## Is Muoni legit?

Muoni: Budget, Save & Grow has limited verification signals. The AppsHunter Legitimacy Score for Muoni is 58 out of 100 points across 7 verification signals from App Store and developer data.


## Frequently asked questions about Muoni

### What is Muoni's free trial period?

Muoni offers a 14-day free trial for all new users. After the trial, access to premium features requires an auto-renewable subscription.

### How much does Muoni Premium cost?

The Monthly Premium Plan is $5.99 per month, and the Annual Premium Plan is $59.99 per year. Both plans include a 14-day free trial.

### Can I cancel my Muoni subscription?

Yes, you can manage or cancel your auto-renewable subscription at any time in your App Store Account Settings. Subscriptions must be canceled at least 24 hours before the end of the current period to avoid renewal charges.

### What devices does Muoni support?

Muoni is available on iPhone, iPad, and iPod. It is designed for iOS devices.

### How secure is my financial information with Muoni?

Muoni is built with security in mind, using modern encryption practices and secure authentication to help protect your data. Your financial information is given a high level of protection.

### How often is Muoni updated?

The latest version of Muoni is 1.0.2, and it was last updated on September 12, 2026. Updates are released to improve functionality and security.

### What are the premium features of Muoni?

Premium features include automatic bank balance synchronization, real-time AI financial guidance, debt payoff snowball/avalanche planning, and custom budget category limits.

### What is Muoni's age rating?

Muoni has an age rating of 4+, making it suitable for a wide range of users interested in managing their finances.

## Version history (last 5 releases)

### 10.1.5 — 2026-09-29

fixed minor bugs

### 1.0.3 — 2026-09-23

minor bug fixed

### 1.0.2 — 2026-09-12

updated the app title

### 1.0.1 — 2026-09-02

fixed the UI bugs

### 1.0 — 2026-09-01

No release notes.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-10-21.*