# Muthoot FinCorp ONE > All-in-one financial app for loans, investments, savings, insurance, payments, and money transfers. (iPhone/iPad app by Muthoot Fincorp Limited.) - Source: https://appshunter.io/ios/app/muthoot-fincorp-one/id6451879603 (this page in markdown: same URL + `.md`) - Developer: [Muthoot Fincorp Limited](https://appshunter.io/developer/1372642856) - Category: Finance, Business - Price: Free - Rating: 4.82/5 from 7,246 App Store ratings · 22 written reviews indexed - Age rating: 17+ - Requires: iOS 17.0 · 76 MB - Languages: American English, Hindi, Kannada, Malayalam, Tamil, Telugu - Released: 2023-09-07 - Data updated: 2026-09-01 - Monetization: ad-supported - User reviews in markdown: https://appshunter.io/ios/app/muthoot-fincorp-one/id6451879603/reviews.md ## What is Muthoot FinCorp ONE? Muthoot FinCorp ONE is an all-in-one financial app for loans, investments, savings, insurance, payments, and money transfer services. An SBU of Muthoot FinCorp Ltd., it is backed by a legacy of 138+ years & the trust of more than 1 crore customers.        All Your Financial Needs in One App    ● Loan Marketplace    Apply for multiple financial products offered by RBI-regulated banks and NBFCs, including:    • Gold Loan    • Two-Wheeler & Used Car Loan    • Housing Loan    • Personal Loan    • Business Loan    • Education Loan    • Loan Against Property    • Loan Against Mutual Funds    • Credit Cards       Muthoot FinCorp ONE app acts as a loan marketplace/loan facilitator, not a direct lender. All loan decisions, interest rates, APR, processing fees & eligibility are determined solely by the respective regulated lender.        ● Gold Loan Services    • Apply for Gold Loan Prime   • Get a Gold Loan at branch    • Apply for Gold Loan top-up     • Check eligibility & Gold Loan value        ● Savings & Investment Products    • Buy eSwarna Digital Gold• Invest in Swarnavarsham     • Book Fixed Deposits    • Invest in NCDs    • Open Demat & Equity Account     ● Insurance Marketplace    Compare & buy insurance plans from regulated insurance partners:    • Personal Accident & Critical Illness    • Health & Medical Cover    • EMI/EDI Protection    • Daily Hospicash    • Cyber Insurance    • Motor & Life Insurance         ● Payments    • Do Mobile/DTH recharges    • Pay Utility bills    • Make Credit Card bill payments        ● Forex & Money Transfer    • Buy Forex currency   and get delivery at doorstep or branch • Sell Forex currency • Apply for Forex card    • Send money abroad    • Make Indo-Nepal & Domestic Money Transfer        ● Additional Features    • Credit Score check (via licensed credit bureau)    • Muthoot Blue Rewards & Referrals        Loan Terms & Conditions    Gold Loan     ● Loan Amount: ₹1,000 (min) to maximum as per policy     ● Tenure: 180–365 days     ● Interest Rate: 12%–30% p.a.     ● Processing Fee: 0%–0.3%     ● Foreclosure Fee: Nil     ● Representative Example:     Gold Loan Example: For a ₹5,00,000 loan at 12.99%* annual interest, a customer paying only interest every 30 days for 270 days will pay ₹48,045 as interest. The processing fee is ₹25 (including GST); the total payable amount is ₹5,48,070 by the end of the 270-day tenure. Principal repayment is flexible within the 270-day tenure.     *Note: Figures may vary with gold rates & schemes.     Final rates depend on the Gold Loan scheme & gold rate per gram.        Personal Loan    ● Loan Amount: ₹20,000 to ₹1 Cr    ● Repayment Tenure: 6 to 96 months    ● Rate of Interest: 10.5% to 30%    ● Processing Fees: Up to 3.54% of loan amount (incl. of applicable taxes)    ● Representative Example:    A loan of ₹1,00,000 at an interest rate of 14% p.a. for 12 months results in an interest amount of ₹7,745 (reducing balance method), with a processing fee of 3.54% (₹3,540) & other charges of ₹200. The total amount to be repaid after a year is approximately ₹1,11,485. Note: This is an estimate; actual interest rate & processing fees may vary depending on the product.    Note: Interest rates and processing fees vary based on eligibility and loan product.      Partner Banks, NBFCs & Insurers    All products on Muthoot FinCorp ONE (apart from eSwarna Digital Gold & Swarnavarsham) are offered by RBI-regulated Banks/NBFCs and IRDAI-regulated insurance companies.    Please read the complete and updated list of partner institutions published on our official website:    For Assistance: Call 1800 102 1616        Email: customercare@muthoot.com        Privacy Policy: https://muthootfincorp.com/privacy-policy Legal Entity: MUTHOOT FINCORP LIMITED https://muthootfincorp.com/regulatory-and-compliance ## Key features - Loan marketplace for various loan types - Gold loan services - Savings and investment products - Insurance marketplace - Payments and money transfer - Credit score check - Rewards and referrals ## Recent user reviews (10 of 22) All indexed reviews: https://appshunter.io/ios/app/muthoot-fincorp-one/id6451879603/reviews.md ### 5/5 — Extremely easy to use and UI is clean *2026-07-09* Highly recommend **Developer response:** Hi, thank you for a 5-star rating. 😊 You made our day. We are glad you had a great experience with us. For any suggestions, please feel free to share it with us via 18001021616 or email us at customercare@muthoot.com. 🌟 - Thanks, Team Muthoot FinCorp ONE. ### 5/5 — Fast, Easy & Free Credit Card Bill Payment *2026-07-03* Credit card bill payment made easy and free of cost. **Developer response:** Hi, thank you for a 5-star rating. 😊 You made our day. We are glad you had a great experience with us. For any suggestions, please feel free to share it with us via 18001021616 or email us at customercare@muthoot.com. 🌟 - Thanks, Team Muthoot FinCorp ONE. ### 2/5 — Login issues *2026-04-26* Not able to login in to app from UAE. Secondly the customer service is appalling they take 14-15 days to respond to email. There is no alternative option to make payment online.. finally had to send my senior citizen parent to their branch in person to pay off the instalment **Developer response:** Hi Adil Saifudeen, we truly appreciate your feedback. Please reach out to us at customercare@muthoot.com or call us at 18001021616, to let us know how we can make your experience better. We look forward to hearing from you soon. 😊 - Thanks, Team Muthoot FinCorp ONE ### 1/5 — Error in top up loan *2026-02-18* Its been 7 days since I have been trying to get the top up. But everytime I see a error message that my registration number under 24*7 facility has been deactivated. I visited the branch they said that it is activated so try after sometimes. I also called the customer care they asked me to wait for 24hrs as there is a issue in app. Though nothing has been fixed yet. I can see the top up is available when I am selecting my bank to get it credit it is giving me an error. Pathetic!! **Developer response:** Hi, thank you for writing to us. We are sad to hear that you had a less than satisfactory experience with us. To help us improve our services, please reach out to us at customercare@muthoot.com or call us at 18001021616 to help resolve the issue faster. 😔 - Thanks, Team Muthoot FinCorp ONE ### 5/5 — Outstanding not visible *2026-02-17* Suppose I have taken 50K, and partial amount paid 25K. So balance should be 25K. 2points not visible 1. Partial amount paid statement not visible 2. Balance amount not visible **Developer response:** Hi Ganesha V, thank you for writing to us. We are sad to hear that you had a less than satisfactory experience with us. To help us improve our services, please reach out to us at customercare@muthoot.com or call us at 18001021616 to help resolve the issue faster. 😔 - Thanks, Team Muthoot FinCorp ONE ### 5/5 — Not compatible for IOS 16.7 *2025-12-14* Please make it compatible for older versions also Thank you I’m using ios16.7 and this App gets stuck in OS update page and not letting to go back to home page. I Only use this app to pay gold loan Either make it compatible for old IOS versions or suggest me of alternative options **Developer response:** Hi Raj, thank you for a 5-star rating. 😊 You made our day. We are glad you had a great experience with us. For any suggestions, please feel free to share it with us via 18001021616 or email us at customercare@muthoot.com. 🌟 - Thanks, Team Muthoot FinCorp ONE ### 5/5 — Double intrest *2025-12-11* It’s easy to use app for any payments ,and gold loan ,and renew loan is available after payment of interest amount **Developer response:** Hi Shekar, thank you for a 5-star rating. 😊 You made our day. We are glad you had a great experience with us. For any suggestions, please feel free to share it with us via 18001021616 or email us at customercare@muthoot.com. 🌟 - Thanks, Team Muthoot FinCorp ONE ### 1/5 — Worst app *2025-11-26* This type of app i didn’t see in my life every time showing some thing went wrong Not opened properly i cant understand app developers why didn’t fix the issue i have been using last 1 year every time showing some thing went wrong error worst application developers also didn’t fix the issue **Developer response:** Hi Sai, thank you for writing to us. We are sad to hear that you had a less than satisfactory experience with us. To help us improve our services, please reach out to us at customercare@muthoot.com or call us at 18001021616 to help resolve the issue faster. 😔 - Thanks, Team Muthoot FinCorp ONE ### 5/5 — Gold loan interest *2025-11-11* Easy to pay whenever we want **Developer response:** Hi Dadapeer, thank you for a 5-star rating. 😊 You made our day. We are glad you had a great experience with us. For any suggestions, please feel free to share it with us via 18001021616 or email us at customercare@muthoot.com. 🌟 - Thanks, Team Muthoot FinCorp ONE ### 3/5 — . *2025-10-08* It’s app is not working .. every time asking for new update .. once did but again redirecting for same .. update now .. 100 times did the same thing .. it’s only redirecting to App Store to update and muthoot page to update now else nothing happening .. same issue I am facing last 2 weeks ..when called to Customer care .. they suggested to visit branch only they have solution for Muthoot app.. as a working person .. we are unable to visit branch that’s the reason we are using app .. but no solution.. if you have this online facility .. look into this also **Developer response:** Hi Pooja, thank you for writing to us. We are sad to hear that you had a less than satisfactory experience with us. To help us improve our services, please reach out to us at customercare@muthoot.com or call us at 18001021616 to help resolve the issue faster. 😔 - Thanks, Team Muthoot FinCorp ONE ## Frequently asked questions about Muthoot FinCorp ONE ### What types of loans can I apply for through Muthoot FinCorp ONE? Muthoot FinCorp ONE acts as a loan marketplace, offering access to Gold Loans, Two-Wheeler & Used Car Loans, Housing Loans, Personal Loans, Business Loans, Education Loans, Loans Against Property, Loans Against Mutual Funds, and Credit Cards from RBI-regulated banks and NBFCs. ### What investment and savings options are available on Muthoot FinCorp ONE? You can buy eSwarna Digital Gold, invest in Swarnavarsham, book Fixed Deposits, invest in NCDs, and open Demat & Equity Accounts through the app. ### Does Muthoot FinCorp ONE offer insurance products? Yes, the app features an insurance marketplace where you can compare and buy plans for Personal Accident & Critical Illness, Health & Medical Cover, EMI/EDI Protection, Daily Hospicash, Cyber Insurance, Motor & Life Insurance from regulated partners. ### How can I make payments using Muthoot FinCorp ONE? The app allows for Mobile/DTH recharges, utility bill payments, and credit card bill payments. ### What are the loan terms for a Gold Loan on Muthoot FinCorp ONE? For Gold Loans, the loan amount ranges from ₹1,000 to a maximum as per policy, with a tenure of 180-365 days. Interest rates are between 12%-30% p.a., and processing fees are 0%-0.3%. There is no foreclosure fee. ### What is the interest rate range for Personal Loans on Muthoot FinCorp ONE? Personal Loans offered through the app have an interest rate ranging from 10.5% to 30% per annum. The loan amount can be from ₹20,000 to ₹1 Cr, with a repayment tenure of 6 to 96 months. ### Does Muthoot FinCorp ONE have ads? Yes, this app contains advertisements. ### How often is Muthoot FinCorp ONE updated? The latest version of Muthoot FinCorp ONE is 2.18.0, and it was last updated on July 7, 2026. This indicates a recent update, suggesting ongoing development and support. ## Version history (last 5 releases) ### 2.19.1 — 2026-08-11 This update brings performance enhancements, stability improvements, and bug fixes to make the app smoother and more reliable for you. ### 2.19.0 — 2026-08-03 This update brings performance enhancements, stability improvements, and bug fixes to make the app smoother and more reliable for you. ### 2.18.0 — 2026-07-07 This update brings performance enhancements, stability improvements, and bug fixes to make the app smoother and more reliable for you. ### 2.17.2 — 2026-06-01 This update brings performance enhancements, stability improvements, and bug fixes to make the app smoother and more reliable for you. ### 2.17.1 — 2026-05-29 This update brings performance enhancements, stability improvements, and bug fixes to make the app smoother and more reliable for you. ## More apps by Muthoot Fincorp Limited - [Muthoot Blue](https://appshunter.io/ios/app/muthoot-blue/id1372642857) - [Muthoot Partner](https://appshunter.io/ios/app/muthoot-partner/id6773238300) All apps by Muthoot Fincorp Limited: https://appshunter.io/developer/1372642856 --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-01.*