# Mutual 1st Mobile Banking

> Mobile banking app for account management, payments, and check deposits. (iPhone/iPad app by Mutual First Federal.)

- Source: https://appshunter.io/ios/app/mutual-1st-mobile-banking/id1453721679 (this page in markdown: same URL + `.md`)
- Developer: [Mutual First Federal](https://appshunter.io/developer/1453721678)
- Category: Finance
- Price: Free
- Rating: 4.90/5 from 399 App Store ratings · 8 written reviews indexed
- Age rating: 4+
- Requires: iOS 15.1 · 185 MB
- Languages: American English, French (France), European Spanish
- Released: 2019-02-24
- Data updated: 2026-09-03
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/mutual-1st-mobile-banking/id1453721679/reviews.md

## What is Mutual 1st Mobile Banking?

Paying bills, transferring funds and depositing checks are easy with the free banking app from Mutual 1st! Quickly sign in using Touch ID® or Face ID®. Apply for a new account or become a member directly on the app.

Key Features:

    - Check balances and transfer money
    - Deposit checks anytime without visiting a branch or ATM
    - Make payments to Mutual 1st loans or to other companies via Bill Pay
    - Lock and unlock your debit cards
    - Find locations near you
    - Account To Account transfers to/from another financial institution to/from your MFFCU account(s).
    - Person To Person payments allow you to transfer to someone at another financial institution (or even at MFFCU) using their phone number or email address.

Enroll in mobile banking via the app or use your online banking username and password to sign in. If you have any questions or issues with our app, call us at 1-877-697-8545.


Federally insured by NCUA.

Your mobile carrier’s message and data rates may apply.

©2021 Mutual First Federal Credit Union

## Key features

- Check balances and transfer money
- Mobile check deposit
- Bill Pay for loans and other companies
- Debit card lock/unlock
- Account to Account transfers
- Person to Person payments

## Recent user reviews (8 of 8)

All indexed reviews: https://appshunter.io/ios/app/mutual-1st-mobile-banking/id1453721679/reviews.md

### 5/5 — Service

*2026-02-26*

Personal courteous service.

### 5/5 — Cards

*2024-02-17*

Love the banking online. Just wish you guys would go to tap and pay cards.

### 5/5 — Mobile Banking

*2023-07-13*

Yes, l love banking with Mutual 1st FCU banking online. Also customer service friendly staff members; makes banking hasn’t never been so easy. 
Sincerely submitted, Karen. 💯

### 5/5 — Great tool for out and about

*2023-01-27*

I use this tool all the time for when I’m out and about. It works great.

### 1/5 — Click Click Click

*2019-04-08*

Used to be able to see everything in a nice concise view.  Now there’s all this white space ... lots of scrolling and clicking.  Maybe this is the way apps are going ... inefficient, cumbersome, clicking clicking clicking ... scrolling scrolling scrolling ... YUCK YUCK YUCK!

### 5/5 — A step in the right direction

*2019-03-03*

If you used the former app then you understand how clunky it was , the frustration level was on 1,000,000.

With this new app they have started to address all of the issues . For one the design is much more user friendly , it is modern and is similar to other banking apps now . It allows for biometric login (finger print, and Face ID). It also now allows you to choose your own username . Previously you had to use your account number as your username which was annoying.

Kudos to the developer. Any bugs present will be worked on I’m sure as the app gets more use . This is 100% better app than the previous one.

### 5/5 — Awesome new app

*2019-02-28*

This app is so much better than the old one. I can do scheduled transfer, bill pay and everything the old app couldn't do. Oh wait, there is face recognition too! Love it!!

### 1/5 — Needs work

*2019-02-26*

Login is very glitchy and needs more development. Sign in button disappears if you close the keyboard when typing your password.

## Frequently asked questions about Mutual 1st Mobile Banking

### What can I do with the Mutual 1st Mobile Banking app?

The app allows you to perform various banking tasks such as checking account balances, transferring funds between accounts, depositing checks remotely, and making payments for loans or to other companies via Bill Pay. You can also lock and unlock your debit cards, and send money to others using Person to Person payments.

### Is the Mutual 1st Mobile Banking app free to use?

Yes, the app is free to download and use. Your mobile carrier's message and data rates may apply, but there are no charges from Mutual 1st for using the banking services through the app.

### How do I sign in to the Mutual 1st Mobile Banking app?

You can quickly sign in using biometric authentication like Touch ID® or Face ID® if your device supports it. Alternatively, you can use your existing online banking username and password to log in.

### Can I deposit checks using the app?

Yes, the app features a mobile check deposit function, allowing you to deposit checks anytime without needing to visit a branch or ATM. Simply follow the on-screen instructions to complete the deposit.

### What if I have questions or issues with the app?

If you encounter any questions or issues while using the app, you can contact Mutual 1st directly by calling them at 1-877-697-8545. They are available to assist you with your mobile banking needs.

## Version history (last 5 releases)

### 26.08.26 — 2026-08-26

- Bug fixes.

### 26.07.17 — 2026-07-22

- Performance enhancements and bug fixes.

### 26.04.24 — 2026-04-29

- Performance enhancements and bug fixes.

### 26.01.30 — 2026-02-04

- Performance enhancements and bug fixes.

### 26.01.14 — 2026-01-31

- Performance enhancements and bug fixes.

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## Related topics

[mutual federal credit union](https://appshunter.io/ios/topics/mutual-federal-credit-union) · [mituan](https://appshunter.io/ios/topics/mituan) · [mutual credit](https://appshunter.io/ios/topics/mutual-credit)

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-03.*