# Mutual FCU Mobile Banking

> Mobile banking app for account access, deposits, transfers, and payments. (iPhone/iPad app by Mutual Credit Union.)

- Source: https://appshunter.io/ios/app/mutual-fcu-mobile-banking/id1245310329 (this page in markdown: same URL + `.md`)
- Developer: [Mutual Credit Union](https://appshunter.io/developer/919631220)
- Category: Finance
- Price: Free
- Rating: 3.80/5 from 13 App Store ratings · 21 written reviews indexed
- Age rating: 4+
- Requires: iOS 15.0 · 217 MB
- Languages: American English
- Released: 2017-06-13
- Data updated: 2026-07-31
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/mutual-fcu-mobile-banking/id1245310329/reviews.md

## What is Mutual FCU Mobile Banking?

Can't come to the branch? Take the branch with you. Our Mutual FCU Mobile Banking app gives you the ability to:

-- Access your account 24/7
-- Deposit checks remotely
-- Check balances
-- View recent transactions
-- Transfer funds
-- Send peer-to-peer payments 
-- View your credit score via SavvyMoney
-- Manage your cards: track spending, set up travel plans, and report lost or stolen.

Get started today! Once you are logged in, you can view your information and make transactions safely and securely anytime, anywhere.

## Key features

- 24/7 Account Access
- Remote Check Deposit
- Fund Transfers
- Peer-to-Peer Payments
- Credit Score Monitoring
- Card Management

## Recent user reviews (10 of 21)

All indexed reviews: https://appshunter.io/ios/app/mutual-fcu-mobile-banking/id1245310329/reviews.md

### 4/5 — Good

*2024-09-29, version 4014.1.3*

Good

### 2/5 — Improved look is the only positive thing

*2024-09-23, version 4014.1.3*

1. Zelle is gone. There is a P2P option, but Zelle is used by most banks and people. One can’t expect people who don’t use MCU to change how money is sent or received because MCU customers don’t have access to the norm. 
2. Bill pay recurring dates were changed during the update. Many people have bill pay dates set based on when the bill is due or when a paycheck comes. Having to manually adjust the dates back is not only inconvenient, it caused checks to be sent twice. People living paycheck to paycheck can’t afford to pay extra. 
3. You advertise mobile banking, but your updated app doesn’t work on older phones. Not everyone can afford to buy a new phone just because the bank chooses to cater to those who can.

### 2/5 — Zelle option not there any more

*2024-07-03, version 4013.1.0*

I am extremely upset, the Zelle option is not available no more after the system “update”. I strongly believe that is something that should’ve been kept.

### 1/5 — UPDATE PROBLEM!

*2024-07-02, version 4013.1.0*

cant login to my account since the update. it keep saying wrong credentials!!

### 5/5 — This is exactly what we needed!

*2024-07-02, version 4013.1.0*

These features are just amazing. I can do everything I need without having to leave my house. I really enjoy the look and feel of the new app.

### 5/5 — Great App but having a issue..

*2024-07-01, version 4013.1.0*

I recently tried to get into my mutual app but it’s keeps saying “we are unable to Validate your information. Please try again or check your login credentials are set up correctly in online banking.” But when I put my information in it’s not working. It’s the system shutdown right now or not…PLEASE GET BACK TO ME!!

### 1/5 — I’m not happy with the app

*2024-03-07, version 23.2.20*

NOT HAPPY! With the way it just randomly forgets your facial recognition is turned on
Password reset doesn’t work etc.

### 5/5 — Balance Transfer

*2024-01-24, version 23.1.80*

We appreciate the simplicity of the overall banking system ; not bad.

### 1/5 — Please Fix the password Reset / Id Recovery

*2023-11-14, version 23.1.80*

Every time the app updates i loses my log in information. I been using Face ID for so long I forgets my password and ID and now that i wants to  Recover or Change it the request never send to my email. Its 2023 and this problem been going on for years and needs to be Fix Immediately.

### 3/5 — Can not update my phone is a 6 iPhone

*2021-11-09, version 21.2.70*

And want let me do my later version now I can’t even get on no more it want let me use a later version I can not afford to buy another phone there has got to be away to use a later version . There is no since in y’all keep on updating when people can’t afford ios13 I cant

## Frequently asked questions about Mutual FCU Mobile Banking

### Is Mutual FCU Mobile Banking secure to use?

Yes, the app is designed for safe and secure transactions. Users can access their information and make transactions anytime, anywhere with confidence.

### What types of transactions can I perform with Mutual FCU Mobile Banking?

You can check balances, view recent transactions, transfer funds between accounts, and send peer-to-peer payments. It also allows for remote check deposits.

### Can I manage my debit and credit cards through Mutual FCU Mobile Banking?

Yes, the app allows you to manage your cards by tracking spending, setting up travel plans, and reporting lost or stolen cards directly.

### Does Mutual FCU Mobile Banking offer credit score monitoring?

Yes, the app integrates with SavvyMoney to provide users with access to view their credit score.

### What devices are compatible with Mutual FCU Mobile Banking?

Mutual FCU Mobile Banking is available for iPhone, iPad, and iPod devices.

### How often is Mutual FCU Mobile Banking updated?

The latest version is 4019.1.1, and the app was last updated on February 17, 2026, indicating regular maintenance and updates.

### What is the user rating for Mutual FCU Mobile Banking?

Mutual FCU Mobile Banking has a rating of 3.8 stars based on 13 user ratings.

### Is Mutual FCU Mobile Banking free to download and use?

Yes, Mutual FCU Mobile Banking is available for free download and use, with no upfront cost to the user.

## Version history (last 5 releases)

### 4019.1.1 — 2026-02-17

Our new experience provides easier access to the features you use most while on the go. This new version includes updates to the accounts, mobile deposit and navigation experience.

### 4018.1.1 — 2025-10-07

Our new experience provides easier access to the features you use most while on the go. This new version includes updates to the accounts, mobile deposit and navigation experience.

### 4018.0.0 — 2025-07-29

Our new experience provides easier access to the features you use most while on the go. This new version includes updates to the accounts, mobile deposit and navigation experience.

### 4017.2.0 — 2025-06-23

Our new experience provides easier access to the features you use most while on the go. This new version includes updates to the accounts, mobile deposit and navigation experience.

### 4017.1.1 — 2025-05-29

Our new experience provides easier access to the features you use most while on the go. This new version includes updates to the accounts, mobile deposit and navigation experience.

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## More apps by Mutual Credit Union

- [Mutual CU SAMcards Manager](https://appshunter.io/ios/app/mutual-cu-samcards-manager/id1453212106)

All apps by Mutual Credit Union: https://appshunter.io/developer/919631220

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-07-31.*
