# Mutual Federal Digital Banking

> Mobile banking app for personal and business accounts with money management tools. (iPhone/iPad app by Mututal Federal Savings Bank.)

- Source: https://appshunter.io/ios/app/mutual-federal-digital-banking/id1580460987 (this page in markdown: same URL + `.md`)
- Developer: [Mututal Federal Savings Bank](https://appshunter.io/developer/653297707)
- Category: Finance, Business
- Price: Free
- Rating: 5.00/5 from 2 App Store ratings
- Age rating: 4+
- Requires: iOS 16.0 · 34 MB
- Languages: English, Portuguese, Chinese, Spanish, Chinese
- Released: 2021-10-22
- Data updated: 2026-08-06
- Monetization: ad-supported
- User reviews in markdown: https://appshunter.io/ios/app/mutual-federal-digital-banking/id1580460987/reviews.md

## What is Mutual Federal Digital Banking?

With the Mutual Federal mobile app, it's easier than ever to bank on the go, anytime, anyplace. Our app provides a convenient unified user experience, meaning one app for your personal and business accounts. View account balances and history, transfer funds, deposit checks, pay bills and people, find our locations and ATMs, and contact a member of our team with the savviest mobile technology right at your fingertips! Get started on using our app today! We've made this better by offering it FREE of charge.* 

Available features include: 
ACCOUNT INFORMATION: View up-to-date information about your financial accounts. 
TRANSFER MONEY: Transfer funds between your Mutual Federal accounts and send money to and request money from external accounts. 
PAY BILLS: Pay a person or a company. 
CARD CONTROL: Control how, when, and where your debit card is used and have peace of mind with instant notifications whenever your card is used. 
FINANCIAL TOOLS: Create and review unlimited budgets, view spending over time, and calculate your net worth by aggregating all your financial accounts into one dashboard. 
GOALS: Create short and long-term savings goals and have the ability to fund and manage these goals. 
CHECK DEPOSIT: Deposit checks instantly by using your mobile camera features. 
PEOPLE PAY: Our person-to-person payment service is an efficient and secure way to send and receive money. 
CARD SWAP: Apply your debit card information across your favorite subscription and digital point of sale services in a single workflow. 
FIND LOCATIONS & ATMS: Find our branch locations and the closest ATMS to you. 
CONTACT US: Auto dialing to reach a team member when you have a question. 

Our app also offers unique features to business customers in addition to the features listed above. Please visit https://www.mutualfederal.com/business/digital-banking for more details. 

*The Mutual Federal mobile app is free of charge, but messages and data rates from your mobile carrier may still apply. 

Mutual Federal, A division of First Bank Richmond, is Member FDIC.

## Key features

- View account balances and history
- Transfer funds between accounts
- Pay bills and people
- Deposit checks via mobile camera
- Card control and instant notifications
- Budgeting and net worth tracking
- Savings goal management


## Frequently asked questions about Mutual Federal Digital Banking

### Is Mutual Federal Digital Banking free to use?

Yes, the Mutual Federal Digital Banking mobile app is offered free of charge. However, standard messaging and data rates from your mobile carrier may still apply.

### What devices is Mutual Federal Digital Banking available on?

Mutual Federal Digital Banking is available for both iPhone and iPad devices.

### How secure is Mutual Federal Digital Banking?

The app offers robust security features, including card control to manage debit card usage and instant notifications for card activity, providing peace of mind for users.

### Can I manage both personal and business accounts with Mutual Federal Digital Banking?

Yes, the app provides a unified user experience for both personal and business accounts, allowing you to manage them within a single application.

### Does Mutual Federal Digital Banking have ads?

Yes, this app contains advertisements. Users may encounter ads while using the banking services.

### What financial tools are available in Mutual Federal Digital Banking?

The app allows you to create and review unlimited budgets, view spending trends over time, and calculate your net worth by aggregating all your financial accounts into one dashboard.

### How often is Mutual Federal Digital Banking updated?

The latest version is 5.0.260100, and the app was last updated on April 6, 2026, indicating regular updates to improve functionality and security.

### What is the user rating for Mutual Federal Digital Banking?

Mutual Federal Digital Banking has an excellent rating of 5.0 stars based on 2 reviews, suggesting a highly positive user experience.

## Version history (last 5 releases)

### 5.0.260100 — 2026-04-06

Feature enhancements and bug fixes

### 4.0.51000 — 2025-04-05

Feature enhancements and bug fixes

### 4.0.5911 — 2024-12-02

Feature enhancements and bug fixes

### 4.0.5908 — 2024-09-03

Feature enhancements and bug fixes

### 4.0.5906 — 2024-07-01

Feature enhancements and bug fixes

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-06.*
