# My Accounts and Expenses — Smart budget planner & tracker > Personal finance, budget planner, and expense tracker for informed financial decisions. (iPhone/iPad app by Diego Roses.) - Source: https://appshunter.io/ios/app/my-accounts-and-expenses/id6462817055 (this page in markdown: same URL + `.md`) - Developer: [Diego Roses](https://appshunter.io/developer/1420428616) - Category: Finance, Utilities - Price: Free with in-app purchases (on sale, was $3.99) - Age rating: 4+ - Requires: iOS 15.0 · 163 MB - Languages: French (France), German (Germany), American English, Chinese (Simplified, China), Latin American Spanish, Italian, Japanese, European Portuguese, Russian - Released: 2023-10-02 - Data updated: 2026-08-27 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/my-accounts-and-expenses/id6462817055/reviews.md ## What is My Accounts and Expenses? My Accounts and Expenses is a private personal finance app, budget planner, and expense tracker for iPhone and iPad. Record your finances, see where your money goes, and keep your household budget under control. Track income and expenses in seconds, manage accounts, create monthly budgets, set bill reminders, and forecast your future balance from one clean and practical app. Whether you want to control daily spending, organize family finances, plan upcoming bills, or save more money, My Accounts and Expenses gives you simple tools for private and straightforward money management. No ads. No tracking. No required account. No subscription. Key Features Fast Expense and Income Tracking Add transactions in seconds and organize them by account, category, date, and type. Keep a clear record of spending, income, transfers, and recurring movements. Monthly Budget Planner Create budgets by category and monitor your progress throughout the month. See how much you have spent, how much money remains, and where you can adjust your personal or household budget. Bills, Payment Reminders, and Calendar Use the built-in calendar to track upcoming bills, recurring expenses, income, and payment due dates. Plan ahead and avoid missing an important payment. Balance Forecast Estimate your future account balance based on planned income, expenses, and bills. Know how much money should be available before making a financial decision. Reports and Insights View clear charts and summaries that show where your money goes. Analyze expenses by category, account, and period to identify trends, control your finances, and improve your budget. Accounts and Categories Organize cash, bank accounts, credit cards, savings, and other accounts in one place. Customize categories to match your personal, household, family, or small business finances. Private and Secure Your financial data stays with you. Data is stored on your device or in your own OneDrive account if you choose to sync. There is no third-party tracking and no required cloud account. Multi-Platform Sync Sync your data across iPhone, iPad, Android, Windows, and macOS using OneDrive. You can also use the app offline and sync later when you are back online. Why Choose My Accounts and Expenses? Many finance apps are complex, require registration, or include services you may not need. My Accounts and Expenses is designed for people who want a reliable, private, and easy-to-use money manager for expenses, budgets, and accounts. • No registration required • No ads or third-party tracking • No subscription required • Works offline • Budget, expense tracker, and bill reminder tools • Balance forecast and financial reports • Useful for personal, family, and small business finances • Available in multiple languages Manage your money with greater clarity. Download My Accounts and Expenses and keep your budget, spending, bills, and personal finances under control. ## Key features - Fast expense and income tracking - Category budget planner - Bill reminders and calendar view - Balance forecast - Reports and insights - Account and category organization - Private and secure data storage ## Pricing and in-app purchases Base price: Free. **One-time purchases** | Purchase | Price | Type | | --- | --- | --- | | My Accounts and Expenses PRO | $4.99 | one-time | ## Recent user reviews (2 of 2) All indexed reviews: https://appshunter.io/ios/app/my-accounts-and-expenses/id6462817055/reviews.md ### 1/5 — Não faz o que promete *2024-05-06* Dos que já testei esse é um dos piores, não tem como lanças débitos em cartão de crédito, lançamentos futuros já entram como pagos . Enfim muito ruim e só fiz gastar dinheiro. ### 1/5 — Funktioniert nicht!! *2024-01-19* Schrott !!! Schade um die 3,99 € Es funktioniert keines der Apps so richtig Habe alles ausgiebig getestet ,da sind so viele Macken im Programm. Ein vernünftiges Arbeiten ist damit nicht möglich. Apps direkt wieder gelöscht ## Frequently asked questions about My Accounts and Expenses ### Is My Accounts and Expenses free to use? Yes, My Accounts and Expenses is completely free to use. It does not require any subscription fees, and there are no in-app purchases or advertisements. ### Does My Accounts and Expenses have ads? No, My Accounts and Expenses is ad-free. The developers explicitly state that there are no ads or third-party tracking within the application. ### What devices is My Accounts and Expenses available on? My Accounts and Expenses is available on iPhone, iPad, and iPod. It also offers multi-platform sync with Windows and macOS via OneDrive. ### How secure is My Accounts and Expenses? My Accounts and Expenses prioritizes privacy and security. Your financial data is stored locally on your device or optionally in your own OneDrive account, with no third-party tracking. ### Can I use My Accounts and Expenses offline? Yes, My Accounts and Expenses works offline. You can track your finances and sync your data later when you are back online. ### How often is My Accounts and Expenses updated? The latest version of My Accounts and Expenses is 4.2.2, last updated on June 4, 2026. Updates are released regularly to improve functionality and reliability. ### What age rating is My Accounts and Expenses? My Accounts and Expenses has an age rating of 4+. This indicates it is suitable for users of all ages, with no mature content. ### Does My Accounts and Expenses require an account to use? No, My Accounts and Expenses does not require any registration or account creation to use. You can start managing your finances immediately upon downloading. ## Version history (last 5 releases) ### 4.4.0 — 2026-08-22 • You can now manage your investments! • Add and manage your investment assets. • Record buy and sell transactions. • View the performance and value of your investments. • Search for brand logos to personalise your accounts and categories. • Manage asset sales and their history. • Added a daily total to the movements list. ### 4.3.0 — 2026-07-30 • Added support for splitting transactions into multiple categories. • Added a comments field for Budgets. • Fixed the transfer amount sign display issue on the Account Details page. ### 4.2.6 — 2026-07-26 • Performance and stability improvements. • Fixed an issue affecting the app when using the Japanese language. ### 4.2.3 — 2026-06-26 • Added support for Chinese. • Performance and stability improvements for a smoother home finance management experience. ### 4.2.2 — 2026-06-04 Good news! Starting in July 2026, the app will become free to use, with some limitations on certain features. This update also includes performance and stability improvements to make managing your finances faster and smoother. ## Apps similar to My Accounts and Expenses | App | Rating | Price | Category | | --- | --- | --- | --- | | [CashBot — Smart Budget](https://appshunter.io/ios/app/cashbot-smart-budget/id6504681433) | — | Free | Finance | | [Finance Monthly Budget Planner](https://appshunter.io/ios/app/finance-monthly-budget-planner/id6450063745) | 4.0 (4) | Free | Finance | | [Visual Budget - Finances](https://appshunter.io/ios/app/visual-budget-finances/id458571562) | 4.7 (164) | Free | Finance | | [Budget Planner & Subscriptions](https://appshunter.io/ios/app/budget-planner-and-subscriptions/id1626153876) | — | Free | Finance | | [Smart Budget – Money Manager](https://appshunter.io/ios/app/smart-budget-money-manager/id6742788518) | — | Free | Finance | | [Money: Budget, Expense Tracker](https://appshunter.io/ios/app/money-budget-expense-tracker/id1185488696) | 4.5 (447) | Free | Finance | ## More apps by Diego Roses - [Saru - Expenses and Money](https://appshunter.io/ios/app/saru-expenses-and-money/id1420428617) - [Homeasy - Account Management](https://appshunter.io/ios/app/homeasy-account-management/id1464729548) All apps by Diego Roses: https://appshunter.io/developer/1420428616 ## Related topics [my accounts and expenses](https://appshunter.io/ios/topics/my-accounts-and-expenses) · [mis cuentas](https://appshunter.io/ios/topics/mis-cuentas) --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-27.*