# My_BRIDGE

> Telematics app for safe driving rewards and automobile insurance discounts. (iPhone/iPad app by Pembridge Insurance Company.)

- Source: https://appshunter.io/ios/app/my-bridge/id1439201262 (this page in markdown: same URL + `.md`)
- Developer: [Pembridge Insurance Company](https://appshunter.io/developer/1090118248)
- Category: Business, Navigation
- Price: Free
- Age rating: 4+
- Requires: iOS 18.6 · 41 MB
- Languages: English, French
- Released: 2018-11-05
- Data updated: 2026-08-26
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/my-bridge/id1439201262/reviews.md

## What is My_BRIDGE?

Drive safe and benefit from great savings on your automobile insurance. My_BRIDGE® is a free telematics-based app which rewards demonstrated safe driving behavior with a personalized discount of up to 30%.*

For a six-month period, the app will monitor your driving behavior and provide you with valuable feedback on your trips and driving habits, such as: 

1. Time and duration of your trips
2. Harsh or extreme braking events
3. Excessive Speed

After 30 days of recording trips, you will be able to see your estimated discount. Once the full monitoring period is complete, you will see your actual earned discount, which will be applied on your next Pembridge renewal. 

Think My_BRIDGE could be for you? Contact your local Pembridge Broker today. Note you must be a customer of Pembridge Insurance to use the My_BRIDGE app.

For more details about our program, please visit https://www.pembridge.com/?eid=1443 .

*Terms and conditions apply. Your savings may vary based on province and data collected. Savings apply to major coverages only.

## Key features

- Monitors driving behavior
- Provides trip and habit feedback
- Tracks braking events
- Monitors excessive speed
- Estimates discount after 30 days
- Applies discount on renewal

## Recent user reviews (10 of 53)

All indexed reviews: https://appshunter.io/ios/app/my-bridge/id1439201262/reviews.md

### 1/5 — Makes no sense

*2026-01-30*

Once the app starts recording, even using phone when stopped is recorded. Can’t we pull over to use phone?

### 1/5 — Scam

*2025-07-31*

Seems like an easy way for insurance companies to keep scamming the public. Either download this garbage app or pay the extra in insurance, what a disgrace. The tracking is horrendous, you’ll notice the first 10-11 months will say the discount is active and your driving is perfect, once the 11th month hits all the sudden I’m the worst driver in the world. The apps a scam, you can do everything right but before renewal it’ll switch and say you lost the discount. Absolute joke of a system. Insurance companies will always continue to scam people. I’d rate 0 stars if I could

### 1/5 — SCAM discount

*2025-07-13*

10% discount is not guarantied. more on a collective data and a scam. don’t expect to get 10% discount bcoz you wont.

### 1/5 — Metrics on this app are terrible

*2024-11-20*

The app is designed in such a way where the metrics are always going to be pegged against you. I for example, did six trips out of 120 odd trips during what they consider “high risk times” 11 pm to 4 am while keeping all my other scores near perfect. They cut my insurance discount down from 25% to 10%. You are going to always be up against the system that does not put true weight on the drivers habits. They told me don’t drive during that time, okay? Should I not be dinged or rewarded on my driving habits rather than external factors? The algorithm is designed so the insurance company wins.

### 1/5 — Garbage!!!

*2024-10-12*

What an absolute garbage of an app!!!! The braking is so sensitive it’s ridiculous!!! On my last month, what a surprise, I lost 5% on my discount!

### 1/5 — Deserves 0 stars

*2024-08-29*

This app is so inaccurate with locations it’s embarrassing.  Why are we tracking walking? Make it make sense.

### 5/5 — Works great, got a 30% discount!

*2024-03-19*

We saw all the bad reviews and were a bit concerned, but it seems like everything worked great! 8 hard breaks in the entire 6 month period and no speeding. I think the biggest factor is the time you drive though. It explains everything in the app and how it contributes to your discount and it all made sense. Also, we got in a non-at-fault accident and pembridge was good to work with. Overall very happy with this app and company, cheapest insurance we could find for our age! It does flag phone use a bit too much, but it says that does not effect the discount so it’s fine with me.

### 1/5 — 👎 The dumbest app ever made👎

*2024-01-21*

Here's the revised version:

"This app is incredibly flawed and I strongly advise against using it. 👎 It erroneously flags you for phone use even when you're simply sitting in your car, warming it up in a parking lot or even in your own home garage!

The other day, my wife asked me to stop by a store to pick up something. While I was waiting for her in the store parking lot, I checked the voicemail on my phone. To my surprise, the app flagged me for using the phone in a parked car. How ridiculous is that?

Furthermore, this app poses a significant safety hazard for drivers. It discourages drivers from using their brakes to avoid being flagged for braking. It even encourages drivers to run yellow lights, ignore stop signs, and disregard crosswalks.

In winter, this app becomes even more disastrous. 👎"

### 1/5 — Not good

*2023-11-03*

Using siri is phone use, if I takeout my phone from my pocket but not open it its phone use if I get a low battery message while using maps if I close it it counts as phone use. This is stupid I have to get a new phone just to use google maps because my car is old and dose not have map screen.

### 1/5 — Completely useless tracker

*2023-10-19*

If you want an app that makes up routes and shows you doing u-turns at random intersections along with random braking events when you are actually accelerating then this is probably an ideal fit for you.

## Frequently asked questions about My_BRIDGE

### What does the My_BRIDGE app do?

The My_BRIDGE app is a telematics-based application that monitors your driving behavior. It provides feedback on your trips and habits, such as trip duration, harsh braking, and excessive speed. The primary goal is to reward safe driving with potential discounts on your automobile insurance.

### How can I get an insurance discount with My_BRIDGE?

You can earn an insurance discount by demonstrating safe driving behavior while using the My_BRIDGE app. The app monitors your driving for a six-month period, and you can see an estimated discount after 30 days of recording trips. Your actual earned discount will be applied on your next Pembridge renewal.

### Is My_BRIDGE free to use?

Yes, My_BRIDGE is a free telematics-based app. There are no costs associated with downloading or using the application itself. The benefit comes from potential savings on your automobile insurance premiums.

### Who is eligible to use the My_BRIDGE app?

To use the My_BRIDGE app, you must be a customer of Pembridge Insurance. The app is designed to provide personalized discounts to existing policyholders who exhibit safe driving habits.

### What kind of driving data does My_BRIDGE collect?

The app collects data related to your driving behavior, including the time and duration of your trips, instances of harsh or extreme braking events, and any instances of excessive speed. This information is used to assess your driving habits and calculate potential insurance discounts.

## Version history (last 5 releases)

### 7.9.0 — 2026-08-04

Thanks for choosing Pembridge My_Bridge! We regularly update our app to ensure you have the best experience possible. Each new version includes enhancements for improved performance and reliability to make your My_Bridge® experience smoother and more enjoyable.

### 7.8.0 — 2026-07-09

Thanks for choosing Pembridge My_Bridge! We regularly update our app to ensure you have the best experience possible. Each new version includes enhancements for improved performance and reliability to make your My_Bridge® experience smoother and more enjoyable.

### 7.7.2 (1181) — 2026-03-30

Thanks for choosing Pembridge My_Bridge! We regularly update our app to ensure you have the best experience possible. Each new version includes enhancements for improved performance and reliability to make your My_Bridge® experience smoother and more enjoyable.

What's New:
Bug fixes and performance improvements, including improved location accuracy detection for trip tracking.

### 7.7.1 (1179 — 2025-12-18

Thanks for choosing Pembridge My_BRIDGE! We regularly update our app to ensure you have the best experience possible. Each new version includes enhancements for improved performance, and reliability improvements to make your My_BRIDGE® experience is smoother and more enjoyable.

### 7.6.0 (1164) — 2025-09-17

Thanks for choosing Pembridge My_Bridge! We regularly update our app to ensure you have the best experience possible. Each new version includes enhancements for improved performance, and reliability improvements to make your My_Bridge® experience is smoother and more enjoyable.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-26.*
