# My Budgets — Manage Your Budget, Save Money

> User-friendly app for tracking budgets, managing spending, and saving money. (iPhone/iPad app by MH Riley Ltd.)

- Source: https://appshunter.io/ios/app/my-budgets/id606998063 (this page in markdown: same URL + `.md`)
- Developer: [MH Riley Ltd](https://appshunter.io/developer/409695800)
- Category: Finance, Business
- Price: Free with in-app purchases
- Rating: 4.40/5 from 65 App Store ratings · 111 written reviews indexed
- Age rating: 4+
- Requires: iOS 8.0 · 23 MB
- Languages: American English
- Released: 2013-04-29
- Data updated: 2026-08-18
- Monetization: free with in-app purchases
- User reviews in markdown: https://appshunter.io/ios/app/my-budgets/id606998063/reviews.md

## What is My Budgets?

My Budgets is the easiest and most user friendly Budgeting App in the store. And best of all, it's free! 

The concept is simple: set up your Budgets for Shopping, Food, Entertainment and so on. Then enter your spending as it happens. The app then tracks your Budgets for you. This way you will soon get your Budgets under control and therefore SAVE MONEY. 

So give it a try and have instant control over your finances! 

*** Features ***
------------------------
** Automatic iCloud Sync
- Only need to enter data once

** Simple and intuitive user interface 
- helps you track your budgets quickly and easily 

** Flexible Time Periods 
- choose to track Weekly, Monthly or Yearly 

** Multiple Budgets 
- track as many different budgets as you like to help you meet your spending targets 
- carry over any remaining budget to the next period 

** Summary View 
- overview of your current budget progress
- time travel backwards and forwards in time 
- quickly see how much money you have left to spend 
- PDF Report of Budgets and Charts (Pro Upgrade required) 

** Log Expense and Income 
- easy and quick transaction entry 
- sort by date, name or amount 
- repeat transactions daily, weekly or monthly (Pro Upgrade required) 
- export transactions (Pro Upgrade required) 

** Categories 
- editable spending and income categories 
- choose a high quality icon for each category 

** Reports 
- easy visualisation of your budgets and spending patterns
- beautiful and interactive charts 
- view spending grouped by category 
- see the history of your budgets over time

** Multiple Accounts 
- for example, create a separate set of budgets for Personal and Business Accounts

## Key features

- Automatic iCloud Sync
- Simple and intuitive interface
- Flexible time periods (Weekly, Monthly, Yearly)
- Multiple budgets with carry-over
- Summary view with budget progress
- Log expense and income
- Editable spending and income categories

## Pricing and in-app purchases

Base price: Free.

**One-time purchases**

| Purchase | Price | Type |
| --- | --- | --- |
| Pro Upgrade | $2.99 | one-time |


## What do users think of My Budgets?

Overall sentiment: positive

**Pros**

- 👍 Simple and intuitive user interface
- ⚡ Quick and easy transaction entry
- 💰 No bank connection required for privacy
- 📊 Clear visual budget tracking with progress bars
- 🔄 Syncs across Apple devices seamlessly
- 📈 Helpful reporting and graph features
- 💳 Multiple budget categories and customization
- 🆓 Free version available with core features
- 💾 Data export and backup capabilities
- 🔐 Password protection option
- 📱 Works on both iPhone and iPad
- ⏱️ Manual transaction entry for full control
- 🎯 Effective for tracking spending habits

**Cons**

- 🐛 Budget amounts change unexpectedly after entry
- 🐛 Income entries subtract instead of add funds
- 📏 Font size cannot be adjusted
- 📅 Date navigation only by month, not year
- 🔧 Not intuitive for new users
- ⚠️ Lacks transaction splitting functionality
- ❌ Cannot transfer funds between categories
- 📋 Missing transaction payee/item name display
- 🔄 Cloud sync issues between devices
- ⏰ Limited budget cycle options (no bi-weekly/annual)
- 🖼️ Cannot customize background colors
- 🔍 Difficult to find all entries in app
- ⚙️ Settings not clearly explained
- 📱 No MacBook/desktop version available

**Commonly reported bugs**

- Budget amounts randomly change when saved
- Income entries calculate as expenses instead of additions
- App fails to properly handle multiple transactions on same day
- Duplicate transactions and budgets appearing
- Cannot add money back to budget after returns/refunds
- Cloud sync corrupts data between devices
- Passcode protection doesn't prompt on app open
- Pro upgrade purchase not reflected in app
- iTunes Store connection error preventing upgrades
- Inconsistent budget calculations with overspend/underspend
- Random transaction amounts appearing in budgets
- App not updated in several years
- Hidden entries showing in reports but not in app

**Most requested features**

- Transaction clearing/reconciliation checkbox
- Split transactions across multiple categories
- Transfer funds between budget categories
- Bi-weekly and annual budget cycles
- Display transaction payee names in list view
- Sync spending tracker app with budget app
- MacBook Air/desktop application
- Dark mode or customizable background colors
- Adjustable font sizes
- Year view starting from financial year (e.g., April)
- PDF and TAB export formats (not just CSV)
- One-time budget increases for single months
- More transaction icons
- Calculator-style keyboard layout
- In-app help/contact support
- Annual repeat function for budgets
- 5-year data history (currently 1 year max)

## Recent user reviews (10 of 111)

All indexed reviews: https://appshunter.io/ios/app/my-budgets/id606998063/reviews.md

### 5/5 — Genuinely nice

*2026-06-20*

Sure a little old school but works fine and the pro is a one time purchase to repeat payments. Not even the budgets, just the repeat payments. 4$ to make life a little more convenient but doesn’t block essential features is great

**Developer response:** Thank you for your lovely feedback. You might also want to check out our app, Spending Tracker:) Our support contact is support@mhriley.com, so please feel free to get in touch if you need information about the app at any point. Best wishes!

### 2/5 — Question before purchase

*2026-04-09*

Hello, I have 2 questions: 1.  
I am wondering if we can set certain budgets for each category. For example, in my Eating Out category, I added 3 transactions so far. There’s no budget option (I want to make $120 maximum the budget for that category). There only seems to be an overall budget based on my salary I brought in..not so helpful, I can just look at my bank account instead of using this app.

2. I’m curious if we can connect/sync your other app, Spending with this one. I have tons of categories already created in the purchased version of Spending app and want to know if they can be transitioned to this app.

**Developer response:** Hello - thank you for getting in touch. In brief - absolutely yes to your first query and - sorry - no to your second. For support with your first question, please contact our support email - support@mhriley.com and we can talk you through it step by step there. Best wishes.

### 5/5 — User Friendly

*2026-03-30*

Best app for Family Budget and tracking of each category of real time expenses vs budgeted.. Developer to be added more futures like changing font size, fit for iOS x nd higher model. Screen is fully zoomed not fit for higher iOS, more currency symbol, etc. looking forward the updates.

**Developer response:** Thank you for your feedback - we really appreciate it. If you find you need any information about the app along the way, please contact us at support@mhriley.com where we will be happy to hear from you. Best wishes!

### 5/5 — Amazing!

*2026-03-18*

I have used plenty of budget apps and this is the best manual transactions budgeting app. It’s simple and straight to the point which is exactly what I need! Great app, and amazing support from the maker!

**Developer response:** Thank you so much for your lovely feedback! We are pleased to hear you are finding the app helpful. Do contact us at support@mhriley.com if you find you need further information about the app at any point. Best wishes!

### 1/5 — Clunky

*2024-11-14*

Very clunky and cumbersome to use. Can’t scroll back date by year, need to do it by month. Font is huge! Can’t change it either. Gave up on it.

**Developer response:** We are sorry to hear you have had these problems. Please contact our support email: support@mhriley.com and we will be happy to support you more personally from there. We look forward to hearing from you. Best wishes.

### 5/5 — A perfect non intrusive budgeting app

*2024-04-21*

This app seems perfect for me because I can track my spending and sync the info across my Apple devices. Therefore I’ve paid for the premium version which is a steal at only £2.99. Would absolutely love it if I could also install it on my MacBook Air

**Developer response:** We are so pleased you like the app and have made a note of your request for a MacBook version :)

### 5/5 — Free is the best

*2024-03-03, version 2.5*

Works as intended

### 5/5 — I LOVE THIS APP

*2023-12-09, version 2.5*

This app makes getting and spending soooo much fun and easier 🥳🤩😃👍🏻

### 5/5 — Best app ever

*2023-05-12*

I searched and searched and search for an app like this. This is beyond the best app out there that don’t charge ,simple and perfect five star ⭐️!!!!!!!

**Developer response:** What a lovely review to read - thank you! We are so pleased to hear that you like the app:)

### 3/5 — Almost perfect

*2023-01-26, version 2.5*

If there was a box to check on the transactions to show it cleared, would make this app 10x better

## Frequently asked questions about My Budgets

### What does My Budgets do?

My Budgets is a user-friendly application designed to help you manage your finances. It allows you to set up budgets for different spending categories, track your expenses as they happen, and provides an overview of your budget progress to help you save money.

### What are the key features of My Budgets?

Key features include automatic iCloud sync, a simple and intuitive user interface, flexible time periods for tracking (weekly, monthly, yearly), the ability to set up multiple budgets with carry-over functionality, and a summary view of your budget progress. You can also log expenses and income with editable categories.

### Is My Budgets free to use?

The core functionality of My Budgets is free to use. However, certain advanced features, such as PDF reports, repeating transactions, and transaction export, require a Pro Upgrade, indicating a freemium or in-app purchase model.

### What devices is My Budgets compatible with?

The app utilizes Automatic iCloud Sync, suggesting it is compatible with Apple devices (iPhone, iPad, Mac) that support iCloud. Specific operating system version requirements are not detailed in the description but are typical for mobile applications.

### How can My Budgets help me save money?

By allowing you to set specific budgets for different spending areas and track your expenses in real-time, the app provides clear visibility into where your money is going. This awareness helps you identify areas where you can cut back, stay within your spending limits, and ultimately save money.

## Version history (last 5 releases)

### 2.5 — 2017-09-29

This update from Apple will improve the functionality of this app. No new features are included.

iOS 11 Support

### 2.4.1 — 2016-09-14

Version 2.4.1 of Budget Tracker 
========================

* iOS 10 Optimisations - includes fix for transaction date picker.

### 2.4 — 2015-12-16

Version 2.4 of Budget Tracker 
=======================

* Auto Backups - automatically backup your data to Dropbox. Turn it on and define your schedule in the Settings.
* Widget - you can now enable a Today Widget for the app. This provides shortcut buttons for adding transactions, and it can optionally be customised in the Settings to show a summary.
* 3D Touch - For devices which support 3D Touch there are now home screen shortcut items added to the app icon.
* New Setting called 'Income Increases Budget'. This allows Income Budgets to increase the available balance when Income is added to them.
* Allow a zero amount budget
* Lots of little optimisations and fixes

### 2.3 — 2014-12-16

Version 2.3 of Budget Tracker is mainly a bug fix release:

New Features
============
* iOS 8 optimisations


Fixes
======
* Fixed a problem with syncing when one or more devices were not set to 24-Hour Time
* Prevent duplication of Categories and Accounts when syncing
* Fixed occasional freeze on startup for people with particular data
* Various other small tidies

### 2.2 — 2014-12-11

Version 2.2 of Budget Tracker is mainly a bug fix release:

New Features
============
* iOS 8 optimisations


Fixes
======
* Fixed a problem with syncing when one or more devices were not set to 24-Hour Time
* Prevent duplication of Categories and Accounts when syncing
* Various other small tidies

## Apps similar to My Budgets

| App | Rating | Price | Category |
| --- | --- | --- | --- |
| [Go Budget](https://appshunter.io/ios/app/go-budget/id1531580468) | 4.8 (38) | Free | Finance |
| [Digital Budget](https://appshunter.io/ios/app/digital-budget/id6444636956) | 5.0 (6) | Free | Finance |
| [Petty Cash - Envelope Budget](https://appshunter.io/ios/app/petty-cash-envelope-budget/id1545263477) | 4.8 (10) | Free | Finance |
| [Home Budget Plan](https://appshunter.io/ios/app/home-budget-plan/id1118398265) | 4.7 (9) | Free | Finance |
| [Budget Projects](https://appshunter.io/ios/app/budget-projects/id898189432) | 4.3 (80) | Free | Finance |
| [Expense Tracker Budget Planner](https://appshunter.io/ios/app/expense-tracker-budget-planner/id1538791149) | 5.0 (6) | Free | Finance |

## More apps by MH Riley Ltd

- [Mortgage Calculator™](https://appshunter.io/ios/app/mortgage-calculator/id409695797)
- [Loan Calculator +](https://appshunter.io/ios/app/loan-calculator-plus/id443673909)
- [Debt Manager](https://appshunter.io/ios/app/debt-manager/id482482660)
- [Spending Tracker](https://appshunter.io/ios/app/spending-tracker/id548615579)

All apps by MH Riley Ltd: https://appshunter.io/developer/409695800

## Related topics

[my budgets](https://appshunter.io/ios/topics/my-budgets) · [my riley](https://appshunter.io/ios/topics/my-riley) · [my budget](https://appshunter.io/ios/topics/my-budget)

---

*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-18.*