# My Envelopes — Plan. Save. No more surprises. > Practical envelope budgeting system for real-life financial clarity and control. (iPhone/iPad app by Vinicius Lara.) - Source: https://appshunter.io/ios/app/my-envelopes/id6757923809 (this page in markdown: same URL + `.md`) - Developer: [Vinicius Lara](https://appshunter.io/developer/1869450070) - Category: Finance - Price: Free with in-app purchases - Rating: 5.00/5 from 2 App Store ratings - Age rating: 17+ - Requires: iOS 18.6 · 23 MB - Languages: American English, Brazilian Portuguese - Released: 2026-02-16 - Data updated: 2026-08-23 - Monetization: freemium - User reviews in markdown: https://appshunter.io/ios/app/my-envelopes/id6757923809/reviews.md ## What is My Envelopes? A Simple budgeting system that works in real life! It’s a practical system designed to give you real, day-to-day clarity. Many apps focus on forecasting. While helpful, forecasts don’t always create clear spending limits. My Envelopes is built around a straightforward method: 1. Set spending limits with envelopes. 2. Distribute your income into your planned envelopes. 3. Track every spend and assign it to an envelope. 4. That’s it: clear limits, clear plan, more peace of mind. Generous free plan included Start with a generous free plan that works great for most people. Just install the app and you’re ready to go. Main features: - Envelopes for spending limits and savings goals. - Transactions with notes, status, and quick edits. - Transfers between accounts and envelopes. - Distribute income with release history. - Unassigned view for uncategorized spending. - Bills and reminders with recurring calendar events. - Overview of spending, balances, and upcoming items. - Advanced transaction search and filters. - Trash with item restore and audit history. - Local storage or shared cloud sync. Subscriptions: - Payment is charged to your Apple ID at confirmation of purchase. - Subscriptions auto-renew unless canceled at least 24 hours before the end of the current period. - Your account is charged for renewal within 24 hours before the end of the current period. - Manage or cancel anytime in your App Store subscription settings. Support: - In-app user guide is available to all users. - Support: support.myenvelopes.app Privacy Policy: myenvelopes.app/privacy Terms of Service: myenvelopes.app/terms Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ ## Key features - Envelope budgeting for spending limits - Savings goals management - Income distribution tracking - Transaction tracking with notes - Bill and reminder management - Spending overview and balances - Advanced search and filters ## Pricing and in-app purchases Base price: Free. **Subscriptions** | Subscription | Price | Period | | --- | --- | --- | | Team | $24.99 | per year | | Personal | $19.99 | per year | | Team | $4.99 | per month | | Personal | $3.99 | per month | ## Frequently asked questions about My Envelopes ### How does My Envelopes work? My Envelopes uses a practical envelope system. You set spending limits with envelopes, distribute your income into them, and track every expense against an envelope. This provides clear limits and a clear plan for better financial peace of mind. ### Is My Envelopes free to use? Yes, My Envelopes offers a generous free plan that is functional for most users. You can start budgeting immediately without any cost. Optional subscriptions are available for additional features. ### What are the subscription options for My Envelopes? My Envelopes offers 'Personal' and 'Team' subscription plans, available on a monthly or yearly basis. Monthly plans are $3.99 for Personal and $4.99 for Team, while yearly plans are $19.99 for Personal and $24.99 for Team. ### How do I cancel my My Envelopes subscription? You can manage or cancel your subscription at any time within your App Store subscription settings. Subscriptions auto-renew unless canceled at least 24 hours before the end of the current period. ### What devices does My Envelopes support? My Envelopes is currently supported on iPhone devices. The app is designed to provide a seamless budgeting experience on iOS. ### How secure is My Envelopes? The app offers local storage or shared cloud sync options for your financial data. Specific security measures beyond standard cloud sync practices are not detailed in the provided information. ### When was My Envelopes last updated? The latest version of My Envelopes, 1.6.2, was last updated on July 15, 2026. This indicates regular updates to improve functionality and user experience. ### What is the age rating for My Envelopes? My Envelopes has an age rating of 17+. This is likely due to the financial management nature of the app, which may involve complex concepts or data handling. ## Version history (last 5 releases) ### 1.6.5 — 2026-08-15 • Accounts now opens on Envelopes, and Activity now opens on Unassigned, so what needs your attention comes first. • Reminders moved ahead of Activity in the tab bar. • Small fixes and polish. ### 1.6.4 — 2026-08-14 - The account and envelope pickers in Add Transaction can now be sorted A–Z or Z–A, and grouped by favorites, by type, or not at all. - Searching for an account or an envelope while adding a transaction is now reliable. - The percentage row comparing this week to the same week last month has been removed. We're considering a new card on Home that brings back improved percentages and insights in a future update. ### 1.6.3 — 2026-07-17 The favorite envelopes card has been temporarily removed from the Home screen while we work on improvements. ### 1.6.2 — 2026-07-15 We've rebuilt the heart of the app to make managing your money faster and clearer than ever. • Redesigned Home — A brand-new home screen with live widgets that surface what matters most at a glance. • Get Started checklist — A guided, interactive checklist helps new users set things up in minutes. • Money & Wallet tabs — Reorganized navigation splits your day-to-day activity and your accounts into two focused tabs. • Refreshed Action Center — A cleaner, grouped layout makes suggested actions easier to scan and act on. • Recent transactions on Home — See your latest spending right from the home screen. • "Allocate" is here — "Distribute" is now "Allocate" throughout the app for clearer, more natural wording. • Smarter currency handling — Improved currency formatting and consistency across the app. • Polish everywhere — Redesigned toasts, calendar refinements, smoother lists, and countless small fixes. Thanks for using Envelopes! Have feedback? We'd love to hear from you. ### 1.6.1 — 2026-07-11 A fresh Home and a simpler way to get around. • All-new Home screen — see your spending, upcoming reminders, and what needs your attention the moment you open the app. • Redesigned tab bar — quickly jump between Home, Reminders, Money, Wallet, and Allocate. • Money & Wallet — your transactions now live under Money, while Accounts and Envelopes come together in Wallet. • Clearer names — "Distribute" is now "Allocate," so giving every dollar a job is easier to understand. • Inactive, not gone — archived accounts and envelopes are now tucked into a tidy "Inactive" card instead of a separate tab. • Lots of polish across Home and the calendar for a smoother, cleaner experience. Thanks for using My Envelopes! ## Apps similar to My Envelopes | App | Rating | Price | Category | | --- | --- | --- | --- | | [Envelope Budget - Fundwise](https://appshunter.io/ios/app/envelope-budget-fundwise/id6756845062) | — | Free | Finance | | [Fukurowake \| Easy Budget](https://appshunter.io/ios/app/fukurowake-easy-budget/id6761552927) | — | Free | Finance | | [Budget Envelope](https://appshunter.io/ios/app/budget-envelope/id6760275377) | — | Free | Finance | | [Budget Envelopes](https://appshunter.io/ios/app/budget-envelopes/id1052741851) | 5.0 (5) | Free | Finance | | [Truly Simple Envelopes](https://appshunter.io/ios/app/truly-simple-envelopes/id6766333795) | — | Free | Finance | | [BudFlow](https://appshunter.io/ios/app/budflow/id6757763758) | — | Free | Finance | ## Related topics [envelope budget free](https://appshunter.io/ios/topics/envelope-budget-free) --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-23.*