# My First Nest Egg — Chores and Allowance Tracker

> Chore, allowance, and financial education tracker for children. (iPhone/iPad app by First NestEgg LLC..)

- Source: https://appshunter.io/ios/app/my-first-nest-egg/id1592170515 (this page in markdown: same URL + `.md`)
- Developer: [First NestEgg LLC.](https://appshunter.io/developer/1592170518)
- Category: Finance, Education
- Price: Free with in-app purchases
- Rating: 4.60/5 from 63 App Store ratings · 41 written reviews indexed
- Age rating: 4+
- Requires: iOS 13.0 · 67 MB
- Languages: American English
- Released: 2022-04-22
- Data updated: 2026-06-10
- Monetization: ad-supported
- User reviews in markdown: https://appshunter.io/ios/app/my-first-nest-egg/id1592170515/reviews.md

## What is My First Nest Egg?

My First Nest Egg is the convenient and fun chore, allowance, and financial education solution to give young children healthy money habits in a cashless world.

Developed by two moms looking for a solution for their own children, My First Nest Egg helps busy parents who want to track money, allowance, and chores, while giving their kids a financial education.

With features such as a virtual wallet to track allowance, gamified chore puzzles to encourage earning, a daily financial lesson to teach financial literacy, and credit score game to teach the basics of the credit system, My First Nest Egg is what every family needs to help them raise money smart kids.

Money habits are set by age 7. My First Nest Egg gives parents the tools they need to grow their kids into successful adults. The creators are two moms who spent hundreds of hours consulting with behavioral and psychological experts about how to instill necessary life skills in children. Using what they learned, they built this platform for other families searching for an age-appropriate solution to teach financial literacy. My First Nest Egg helps you get your kids to make their beds, put on their own shoes, get in the car on time…and learn that compound interest can make or break financial success.

How: My First Nest Egg uses science to build good habits in little kids at a crucial time when life habits are being formed. Little kids are like sponges - they soak up every lesson you intentionally, and more importantly, unintentionally, teach them. My First Nest Egg ensures that your lessons around money and effort are intentional. With this App you can teach a child as young as 3 that effort results in a reward.

Virtual Wallet:
Little kids don’t need real money! They lose cash and parents just end up buying the things they want for them on their accounts online or in stores. My First Nest Egg offers an easy way for parents to track children’s virtual funds in three accounts: Save, Spend and Give. When your child wants something, you simply buy it and deduct the amount from their account. Because we don’t handle any real money, parents can sign-up for the App with just a name and email address. We don’t need your social security number or bank account information.

Earning is Fun:
My First Nest Egg employs a patent-pending puzzle system to teach kids delayed gratification. Instead of a boring chart, a child’s goal is put into a puzzle which is then broken into a number of developmentally appropriate pieces, and the child earns that goal piece by piece. The child receives the affirming instant gratification with each piece, but learns delayed gratification by waiting for their prize (either a reward or allowance) until the puzzle is completed. Choose a preset puzzle informed by an expert in childhood behavioral wellness and development, or create your own custom puzzle. They’re easy for the parents and fun for the kids. You can do everything from potty training to distributing allowance.

Community Motivation:
Achievement and depression are inversely related. Kids NEED to achieve and My First Nest Egg gives them that opportunity and then recognizes them for those accomplishments. My First Nest Egg has a community page with monthly leaderboards which track Achievements, Acts of Kindness, and Instances of Saving (not how much, how often). Kids can be inspired by other kids working towards the same lifelong habits. Parents can give their kids nicknames for the leaderboard, we use emojis instead of photos, and you will be asked if you want to opt-into the board.

Daily Financial Lesson:
Every day there is a new, fun, financial lesson built into the app. Kids build their financial vocabulary and knowledge of how money works in the real world.

Credit Score Game:
Kids learn the basics of how the credit system works by building, and maintaining, their own in-app credit score.

## Key features

- Virtual wallet for savings, spending, and giving
- Gamified chore puzzles for earning rewards
- Daily financial literacy lessons
- Credit score basics game
- Customizable chore and reward systems
- Parental control and tracking

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| My First NestEgg Premium | $3.99 | per month |
| NestEgg Premium Yearly | $39.99 | per year |
| My First NestEgg Premium | $3.99 | per month |
| My First NestEgg Premium | $39.99 | per year |


## Recent user reviews (10 of 41)

All indexed reviews: https://appshunter.io/ios/app/my-first-nest-egg/id1592170515/reviews.md

### 5/5 — Highly recommended

*2026-01-24, version 2.0.1*

My First Nest Egg is a great app for kids learning about money. It’s easy to understand, engaging, and helps teach saving and smart choices in a fun, age-appropriate way. A fantastic tool for building healthy money habits early.

### 5/5 — So helpful!

*2026-01-21, version 2.0.1*

First, they are helpful if you have a technical issue. They responded within 24 hours and solved it within 48!

Second, the app works well for me because we struggle with a chore list/weekly allowance concept.

My First Nest Egg helps me connect how chores can simultaneously be a requirement of living and also a source of earning money.

It adds extrinsic motivation without destroying existing intrinsic motivation.

It supports the ideas of save/spend/give buckets, which we will build on when discussing budgets.

We are more spontaneous, so chore lists don’t work for us (for example, some days, my kid sets the table while other days, they have too much homework.)

The app gives us flexibility to earn when there’s time and intention.

It also grants control to the child—allowing them to give themself credit for their work when they remember/feel they went above and beyond/have a financial goal.
And it allows me to reward them spontaneously as well—like an earned bonus at a job.

### 5/5 — love this free app

*2025-12-22, version 2.0.1*

I needed a way to motivate my kids to do their chores and keep track of what I owe them. This app is magic. My kids love the puzzles and I love that they are starting to understand how money works. Also it's free - and founded by moms. Win/Win.

### 5/5 — It takes thought but it works

*2025-01-22, version 2.0.1*

I was ready to say it’s a fail , but had my epiphany.  Odd numbers work with thought. You can add an extra task, like “say thank you” to your 5 day chore to make it a 6 piece puzzle. (Wash dishes x5, smile x1) I eventually used the pieces as a checklist to make sure the chore is done correctly.  Wash the car becomes (soap, rinse, scrub tires, dry glass) 4 pieces.  The flexible chore option lets you assign a chore to both children, so they can choose extra chores.  So far setup is good.

### 5/5 — Great app love it😍😍😍♥️♥️♥️❗️❗️❗️

*2024-12-20, version 2.0.1*

Once I started using this app, I need so much money. It’s a great way to track how much money you have because you just looked there. Click on an app open it up and you see how much money you have if you flush your teeth then you push many timesyour parents can see your house if they know you didn’t do something. Once you did a chore you can click. I did that one time and your parent will put a puzzle piece on your puzzle. If you get all the puzzle pieces then you can you will get money super helpful getting so much money and super easy to use.

### 1/5 — App doesn’t load

*2024-11-16, version 2.0.1*

It worked fine for a couple of weeks then app stopped loading any data , have been trying to use it from past couple of days, but nothing all I get is a blank screen

### 3/5 — Brilliant concept, very effective, but needs some tweaks

*2024-11-15, version 2.0.1*

I started using this app with my 8-year-old daughter, and I think the idea of completing chore puzzles and daily educational challenges is brilliant. It's perfect for younger kids who are just starting to learn about staying on schedule and doing chores. I’m genuinely excited about where this app could go. I’d be happy to pay for a subscription if few improvements are made. Those are my frustrations: 1. The Login Frustration: Every time I close the app, it logs me out, and I have to sign back in again, wasting my time. Thankfully, this doesn’t happen on my daughter’s device. 2. Editing Puzzle: Right now, if I make a typo or want to change the image on a puzzle, there’s no way to edit it. I know they’re working on it, but it’d be super helpful to have this feature soon. 3. Endless Confirmations: After I approve her puzzle pieces, my daughter still has to click to accept every single piece. Why? She already knows she requested them, so it feels like a lot of unnecessary clicking (it feels like the app "has a stroke"). Accepting just the final completed puzzle on her side would make much more sense and would also serve a purpose—it shows her how much money she earned by completing it. 4. Routine Chores: It would be amazing if I could set daily chore puzzles that just stick at the top of her list instead of having to duplicate them every single day (where they end up at the bottom of the chore list). It’d save me so much time and effort for me! 5. Kid-Friendly Visuals: The stock photos for the puzzles aren’t very fun for kids, and I’d rather use cute illustrations. Yes, we can upload our own, but I’d love not to have to! Maybe bringing in an illustrator could give the app a more fun, kid-friendly look. 6. Leaderboard & Avatar Issues: My daughter doesn’t get the leaderboard because she doesn’t know where she is relative to other kids, so she doesn’t see any reason to look at it. Plus, she was upset when she picked an avatar she doesn’t like and found out she can’t change it. 7. Daily Challenge: I think the daily challenge is a fantastic feature, but the questions are really easy, and there's only one per day. Expanding this feature to add more challenges, maybe even some games that teach finance, would be amazing.

### 3/5 — Can’t back up or close tutorials

*2024-09-25, version 2.0.1*

Update: Their team contacted me and are working on it. Eager to see the changes. 
….
You need to have a back button to reselect when you select the wrong option during setup. And there needs to be a way to escape out of the tutorials. There arent any close buttons. It’s extremely frustrating.

### 5/5 — A virtual piggy bank BUT BETTER!

*2024-07-17, version 2.0.1*

My 90s piggy bank did not teach me how to save or donate, let alone teach good money habits! This isn’t just an app to make it easy to give an allowance to your kids or encourage chores actually getting done! This is teaching them financial literacy at an age where it will become second nature to them as they get older and as parents we know how incredibly valuable that is! 10/10 recommend!

### 5/5 — Recommend for both Kid and Parents

*2024-07-16, version 2.0.1*

Fantastic app for teaching kids financial responsibility, with engaging lessons and interactive tools that make learning about money fun. The intuitive design and supportive features make it a must-have for parents looking to instill good financial habits early!

## Frequently asked questions about My First Nest Egg

### What does My First Nest Egg do?

My First Nest Egg is a mobile application designed to help parents teach their children healthy money habits. It allows parents to track chores, manage allowances, and provide financial education through interactive games and lessons.

### What are the key features of My First Nest Egg?

Key features include a virtual wallet to track savings, spending, and giving, gamified chore puzzles to encourage earning, daily financial lessons for literacy, and a credit score game to teach credit basics. Parents can also create custom chore and reward systems.

### How does My First Nest Egg handle money and payments?

The app uses a virtual wallet system, meaning no real money is exchanged through the app. Parents track virtual funds for their children, and when a child wants something, the parent buys it and deducts the amount from their virtual account. This eliminates the need for sensitive financial information.

### What age range is My First Nest Egg suitable for?

The app is designed to instill money habits from an early age, with the description mentioning teaching children as young as 3 that effort results in a reward. It aims to build good habits during the crucial period when life habits are formed, typically before age 7.

### Is My First Nest Egg free to use?

The application is free to download and use, supported by advertisements. There are no in-app purchases mentioned, and it does not operate on a subscription or paid model.

## Version history (last 4 releases)

### 2.0.2 — 2026-02-04

Family Sharing

Free for Families

No In App Purchases

### 2.0.1 — 2024-02-05

Free for families
New Credit Score Game
No In-App purchases

### 1.0.1 — 2022-07-07

- MyFirstNestEgg now requires a paid subscription after the trial period
- Improved overall performance
- Various bug fixes

### 1.0 — 2022-04-22

No release notes.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*
