# My GBT

> Mobile banking app for checking balances, deposits, payments, and transfers. (iPhone/iPad app by Guaranty Bank & Trust Co..)

- Source: https://appshunter.io/ios/app/my-gbt/id1616670530 (this page in markdown: same URL + `.md`)
- Developer: [Guaranty Bank & Trust Co.](https://appshunter.io/developer/475517279)
- Category: Finance, Business
- Price: Free
- Rating: 4.77/5 from 974 App Store ratings · 83 written reviews indexed
- Age rating: 4+
- Requires: iOS 16.0 · 91 MB
- Languages: English, Portuguese, Chinese, Spanish, Chinese
- Released: 2022-07-18
- Data updated: 2026-08-25
- Monetization: free with in-app purchases
- User reviews in markdown: https://appshunter.io/ios/app/my-gbt/id1616670530/reviews.md

## What is My GBT?

Start banking from wherever you are with Guaranty Bank's mobile experience. Our fast and free mobile application provides you the convenience, flexibility, and security that you expect. This robust application allows you to check balances 24/7, view pending transactions, deposit checks, pay bills, transfer funds to friends or family, view copies of deposit items and checks written, securely message Guaranty Bank staff, take payments via Tap to Pay, and access location and hour information for all branches. Our team is always ready to see you, but what could be better than banking from the comfort of your home or wherever you like?! Download the app, and enjoy our mobile experience... with a twist of community banking.

## Key features

- Check balances 24/7
- Deposit checks
- Pay bills
- Transfer funds
- Secure messaging
- Tap to Pay
- Branch locator

## What do users think of My GBT?

Overall sentiment: mixed

**Pros**

- 👍 Easy to navigate
- 👍 User-friendly interface
- 👍 Convenient access to information
- 👍 Great new features
- 👍 Time saver
- 👍 All accounts in one place
- 👍 Easy to use
- 👍 Great app
- 👍 Love the app
- 👍 Fast and efficient
- 👍 Simplistic and easy to navigate
- 👍 Cool new features like Goals
- 👍 Love the ITM feature

**Cons**

- 🐛 Constant refreshing required
- 🐛 Frequent logouts
- 🐛 Mobile deposit issues
- 🐛 Not user-friendly for transfers on iPhone
- 🐛 App is not efficient
- 🐛 Charges show then disappear
- 🐛 Transfers/payments often don't work
- 🐛 Daily interest amounts not available
- 🐛 Loan payment due dates not updated
- 🐛 Can't lock card
- 🐛 Customer service attitude
- 🐛 App doesn't inform about check picture acceptance
- 🐛 Issues viewing check deposits online
- 🐛 Login problems
- 🐛 Unable to log in
- 🐛 Can't log in until weekday
- 🐛 Horrible app
- 🐛 Worthless app

**Commonly reported bugs**

- App requires constant refreshing
- App logs users out frequently
- Mobile deposit functionality is problematic
- Check deposit image acceptance not clearly indicated
- Issues with viewing check deposits online
- Transactions disappear after appearing
- Transfers and payments frequently fail
- Loan payment due dates not updating
- Unable to log in
- Cannot transfer money easily on iPhone

**Most requested features**

- Frame snap for mobile deposits
- Dark mode option
- Ability to lock card

## Recent user reviews (10 of 83)

All indexed reviews: https://appshunter.io/ios/app/my-gbt/id1616670530/reviews.md

### 5/5 — Nice

*2026-07-28, version 4.0.260500*

Easy to use. Very useful app.

### 5/5 — Good banking app

*2026-07-24, version 4.0.260500*

It tells me quickly what I need to know.

### 5/5 — My GBT

*2026-07-05, version 4.0.260500*

💞

### 1/5 — Wrong Move

*2026-07-04, version 4.0.260500*

The new app is terrible. The bank should’ve stayed with the previous version.

### 5/5 — Great

*2026-07-02, version 4.0.260500*

Easy to use

### 5/5 — Lady

*2026-06-30, version 4.0.260500*

Love this bank

### 5/5 — Great app

*2026-06-18, version 4.0.260500*

This app allows me to do all I need to do; deposit checks, set up bill pay, pay one time payments; check deposits and spending, notify bank of travel. It’s great!

### 5/5 — Great

*2026-06-17, version 4.0.260500*

Great

### 5/5 — Love!

*2026-06-15, version 4.0.260500*

Easy to use!

### 5/5 — Awesome Bank

*2026-06-15, version 4.0.260500*

Best customer service bank

## Frequently asked questions about My GBT

### What can I do with this banking app?

This app allows you to manage your finances from anywhere. You can check your account balances 24/7, view pending transactions, deposit checks, pay bills, and transfer funds to friends or family. It also provides access to branch locations and hours, and allows secure messaging with bank staff.

### Is this app free to use?

Yes, the application is free to download and use. While the app itself is free, standard banking transaction fees may still apply depending on your account type and usage.

### What are the key features of this mobile banking app?

Key features include the ability to check balances anytime, deposit checks remotely, pay bills conveniently, transfer funds, view transaction history, and securely communicate with bank staff. It also offers Tap to Pay functionality and branch location information.

### How does the app ensure security?

The app is designed with security in mind, providing a secure mobile experience for managing your banking needs. It allows for secure messaging with bank staff, ensuring your communications are protected.

### Can I use this app to make payments?

Yes, you can make payments through the app. This includes paying bills directly and taking payments via the Tap to Pay feature, allowing for convenient transactions on the go.

## Version history (last 5 releases)

### 4.0.260500 — 2026-05-29

Bug fixes and enhancements

### 4.0.260300 — 2026-04-23

Feature enhancements and bug fixes

### 3.0.250800 — 2025-09-23

Feature enhancements and bug fixes

### 3.0.5911 — 2024-12-09

Feature enhancements and bug fixes

### 2.0.5907 — 2024-09-07

Feature enhancements and bug fixes

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-25.*