# My Jubilee: Debt Snowball — Payoff Planner & Tracker

> Debt payoff planner using the snowball method with biblical encouragement. (iPhone/iPad app by GERALD REY BERNABE FLORES.)

- Source: https://appshunter.io/ios/app/my-jubilee-debt-snowball/id6789754933 (this page in markdown: same URL + `.md`)
- Developer: [GERALD REY BERNABE FLORES](https://appshunter.io/developer/6789754935)
- Category: Finance
- Price: Free
- Rating: 5.00/5 from 1 App Store ratings · 1 written reviews indexed
- Age rating: 4+
- Requires: iOS 15.1 · 24 MB
- Languages: American English
- Released: 2026-07-19
- Data updated: 2026-07-22
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/my-jubilee-debt-snowball/id6789754933/reviews.md

## What is My Jubilee?

Jubilee helps you pay off debt using the debt snowball method — the proven strategy of paying your smallest balance first, then rolling that payment into the next debt once it's gone.

FREE, NO CATCH
No ads. No subscriptions. No debt limit. Track as many debts as you need, for as long as you need, at no cost.

HOW IT WORKS
• Add every debt you owe — credit cards, loans, anything
• Jubilee automatically sorts them smallest to largest
• Pay the minimum on everything, and throw your extra payment at the smallest one
• Once it's paid off, that payment rolls straight into the next debt — no extra math required

SEE YOUR PROGRESS
• Total debt remaining, this month's payment, and your projected debt-free date, always visible
• A game plan that tells you exactly what to do this month
• Celebrations for every debt paid off and every milestone along the way

ENCOURAGEMENT ALONG THE WAY
Jubilee includes a collection of Bible verses about debt, provision, and financial stewardship from the World English Bible — encouragement for the journey, not just numbers on a screen.

PRIVATE BY DESIGN
Everything you enter stays on your device. No account, no sign-in, no data collection, ever.

This is your Jubilee. Freedom is declared.

## Key features

- Debt snowball method implementation
- Automatic debt sorting
- Payment guidance and tracking
- Projected debt-free date
- Milestone celebrations
- Biblical encouragement verses
- Private, on-device data storage

## Recent user reviews (1 of 1)

All indexed reviews: https://appshunter.io/ios/app/my-jubilee-debt-snowball/id6789754933/reviews.md

### 5/5 — Great App & Easy to Use

*2026-07-20*

So easy to use and navigate! And I love that it also includes Bible Verses that surround finances.

Even though this is a manual process of tracking your debts, I like that it doesn’t actually connect to any of your banks or lenders. It’s like putting your Debt Excel sheet into an app! Perfect!

## Frequently asked questions about My Jubilee

### How does My Jubilee help me pay off debt?

My Jubilee uses the debt snowball method, where you pay off your smallest debt first and then apply that payment to the next smallest. The app automatically sorts your debts and guides your payments to make this process straightforward.

### Is My Jubilee free to use?

Yes, My Jubilee is completely free to use. There are no ads, no subscriptions, and no limit to the number of debts you can track.

### Does My Jubilee have ads?

No, My Jubilee is ad-free. The app is designed to be a distraction-free tool for managing your debt.

### What kind of debts can I track with My Jubilee?

You can add and track any type of debt you owe, including credit cards, loans, and other financial obligations.

### How does My Jubilee ensure my data is private?

My Jubilee is designed for privacy by keeping all your entered data on your device. It does not require an account, sign-in, or any data collection.

### What devices does My Jubilee support?

My Jubilee is currently available for iPhone and iPod devices.

### How often is My Jubilee updated?

The app was last updated on July 20, 2026, with version 1.0. Future updates will likely focus on improvements and new features based on user feedback.

### What is the age rating for My Jubilee?

My Jubilee has an age rating of 4+, making it suitable for a wide range of users.

## Version history (last 1 release)

### 1.0 — 2026-07-20

No release notes.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-07-22.*