# My Ledger: Modern Budgeting — Simple and efficient budgeting

> Privacy-first, on-device budgeting and subscription tracking. (iPhone/iPad app by Splitrock Consulting LLC.)

- Source: https://appshunter.io/ios/app/my-ledger-modern-budgeting/id6736626880 (this page in markdown: same URL + `.md`)
- Developer: [Splitrock Consulting LLC](https://appshunter.io/developer/1772715402)
- Category: Finance
- Price: Free
- Rating: 5.00/5 from 1 App Store ratings
- Age rating: 4+
- Requires: iOS 26.0 · 21 MB
- Languages: American English
- Released: 2025-08-11
- Data updated: 2026-08-19
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/my-ledger-modern-budgeting/id6736626880/reviews.md

## What is My Ledger?

Setup a simple budget to keep your finances in check. 
- Multi budgeting (personal, family, or business binders)
- Subscription tracking
- Transaction searching

This app is privacy first and ALL data is on device. No analytics, no usage data, your finances are yours and only yours.
With this app design having no external connections it is limited to only manual transaction tracking.

## Key features

- Multi-budgeting binders
- Subscription tracking
- Transaction searching
- Privacy-first, on-device data storage
- Manual transaction entry


## Frequently asked questions about My Ledger

### What is My Ledger's primary focus?

My Ledger is designed as a privacy-first budgeting tool. Its core function is to help users manage personal, family, or business finances by tracking expenses and subscriptions with all data stored locally on the device.

### How does My Ledger handle data security?

My Ledger prioritizes user privacy by storing all financial data exclusively on the user's device. It does not use analytics or collect usage data, ensuring that your financial information remains private and secure.

### Can I link my bank accounts to My Ledger?

No, due to its privacy-first, on-device design with no external connections, My Ledger only supports manual transaction tracking. You will need to enter your transactions by hand.

### What types of budgets can I create with My Ledger?

My Ledger allows for multi-budgeting, enabling you to create separate 'binders' for personal finances, family budgets, or business accounts, offering flexibility in financial organization.

### How often is My Ledger updated?

The latest version, 2.9.0, was released on April 26, 2026. The app is actively maintained, with updates typically released to improve functionality and reliability.

### What devices is My Ledger available on?

Currently, My Ledger is supported on iPhones. Future platform expansions may be considered based on user demand and development resources.

### What is the age rating for My Ledger?

My Ledger has an age rating of 4+, making it suitable for a wide range of users interested in managing their finances.

### Does My Ledger have ads?

No, My Ledger does not contain advertisements. The app is completely free and ad-free, focusing on providing a clean and uninterrupted user experience.

## Version history (last 5 releases)

### 4.0.0 — 2026-08-17

- Ask MyLedger can create, update, archive, and delete binders, envelopes, and transactions
- Every change shows up on an approval card so nothing applies until you confirm
- Rebuild a recurring subscription from conversation instead of starting over

### 2.9.0 — 2026-04-26

- Financial tools
- Vehicle tracking
- Bug fixes & general enhancements

### 2.1.0 — 2025-10-01

- Overhaul of UI to match iOS 26
- Added tagging system
- Added attachments system

### 1.6.3 — 2025-09-25

- Various bug fixes and UX improvements

### 1.6.2 — 2025-09-17

- Various bug fixes and UX improvements

## Apps similar to My Ledger

| App | Rating | Price | Category |
| --- | --- | --- | --- |
| [Ledgerly: Budget & Expense](https://appshunter.io/ios/app/ledgerly-budget-and-expense/id6755126067) | — | Free | Finance |
| [Calm Budget Pro](https://appshunter.io/ios/app/calm-budget-pro/id6757008279) | — | Free | Finance |
| [JarSlice: Income Allocator](https://appshunter.io/ios/app/jarslice-income-allocator/id6766765557) | — | Free | Finance |
| [Cattio](https://appshunter.io/ios/app/cattio/id6749254347) | — | Free | Finance |
| [Paymnt Ledger](https://appshunter.io/ios/app/paymnt-ledger/id6756368026) | — | Free | Finance |
| [ChronoPay](https://appshunter.io/ios/app/chronopay/id6759935896) | — | Free | Finance |

## More apps by Splitrock Consulting LLC

- [Redline · PR Reviewer](https://appshunter.io/ios/app/redline-pr-reviewer/id6763771247)

All apps by Splitrock Consulting LLC: https://appshunter.io/developer/1772715402

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-19.*