# My Lovćen — My Lovćen – Your bank

> Mobile banking app for managing accounts, making payments, and accessing bank services. (iPhone/iPad app by Lovcen banka AD.)

- Source: https://appshunter.io/ios/app/my-lovcen/id1631296858 (this page in markdown: same URL + `.md`)
- Developer: [Lovcen banka AD](https://appshunter.io/developer/1495787778)
- Category: Finance
- Price: Free
- Rating: 2.43/5 from 7 App Store ratings · 2 written reviews indexed
- Age rating: 4+
- Requires: iOS 14.0 · 30 MB
- Languages: Arabic, Bulgarian, Khmer, Czech, Danish, Dutch, English, French, German, Indonesian and 17 more
- Released: 2022-07-24
- Data updated: 2026-07-24
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/my-lovcen/id1631296858/reviews.md

## What is My Lovćen?

With the My Lovćen app on your mobile phone, your finances are with you, at any time and in any place. 

With affordable fees and no waiting in line, using My Lovćen mobile banking, you can easily, securely and quickly manage your funds, in a way most suitable for you.

A clear, intuitive presentation of all the important functionalities and services provided by the Bank, with a superior design and a recognizable visual identity, provides a premium user experience.

Secure and reliable application, with additional authorization via a one-time password for access, with protection that prevents screen capture.

The application does not store data on the device (transactions, configuration, etc.)

MAIN FUNCTIONALITIES

 • Making payment via QR codes
 • Easily copy and send account numbers
 • Personalization of the home page for the logged in user
 • All accounts in one place: transaction, foreign currency, savings and credit
 • Execution of transactions in domestic payment operations
 • International payment operations SWIFT and payment instructions
 • Withdrawal of statements / payment orders per account in PDF format
 • Creating templates to facilitate order fulfillment
 • Management of limits on payment cards
 • Activation deactivation of payment cards
 • Review of the exchange rate list
 • Sale / purchase of foreign currencies
 • View and navigate to the nearest branch / ATM
 • Fast communication channels for contact with the Bank

HOW TO BECOME A USER

In order to be a user of this service, you need to have a mobile phone with iOS operating system (12.0 and higher) signing an application form and a contract of use services, with an open transaction account, after which you will receive a username and password (PIN) for logging in to the application. You can easily activate the My Lovćen mobile banking service in any branch of Lovćen banka.

To access the My Lovćen app, download the app from the Apple App Store. To log in, enter the username and password you received at the Bank branch when activating the service in the indicated fields. Pressing the Login button opens a screen with a field for entering the activation code that you will receive via SMS. After you have entered a valid activation code, pressing the Confirm button will open the home page of the MyLovćen mBanking application.

You can get more information via e-mail: kontakt@lovcenbanka.me or by phone: +382 19993.

## Key features

- QR code payments
- Account management
- Transaction history
- International payments
- Card management
- Branch/ATM locator
- Exchange rate information

## Recent user reviews (2 of 2)

All indexed reviews: https://appshunter.io/ios/app/my-lovcen/id1631296858/reviews.md

### 1/5 — So bad

*2024-10-15*

One of the most ill-conceived apps ever. Even, just my god, zapad bank has released a more convenient application. Although there are a lot of questions about it too. And your mobile token is the worst idea of the decade

### 1/5 — FaceID?

*2024-09-11*

In 2024, logging into an app with a password looks very strange. I believe you will be able to connect faceID.

## Frequently asked questions about My Lovćen

### What are the main features of My Lovćen?

My Lovćen allows you to make payments via QR codes, manage all your accounts (transaction, foreign currency, savings, credit) in one place, execute domestic and international payment operations, and activate/deactivate payment cards.

### How secure is My Lovćen?

The application is secure and reliable, featuring additional authorization via a one-time password and protection against screen capture. It also does not store sensitive data like transactions or configuration on the device.

### How do I become a user of My Lovćen?

To use My Lovćen, you need to have a mobile phone with iOS 12.0 or higher, sign an application form and contract for services with Lovćen banka, and have an open transaction account. You will then receive login credentials.

### What devices does My Lovćen support?

My Lovćen is supported on iPhone and iPod devices running iOS operating system version 12.0 and higher.

### How often is My Lovćen updated?

The latest version of My Lovćen is 1.6.1, and it was last updated on March 17, 2026. This indicates regular updates to maintain functionality and security.

### What is the user sentiment for My Lovćen?

My Lovćen has a rating of 1.4 stars from 5 ratings, suggesting that users have expressed significant dissatisfaction with the application.

### Does My Lovćen have ads?

No, My Lovćen does not contain advertisements. As a free application, it focuses on providing banking services without interruptions from ads.

### Can I view exchange rates with My Lovćen?

Yes, My Lovćen provides a feature to review the exchange rate list. You can also perform sale and purchase of foreign currencies directly through the app.

## Version history (last 5 releases)

### 1.7.0 — 2026-07-20

Instant payments have arrived! You can now send and receive money in just seconds, 24/7, thanks to our connection to TIPS Clone, Montenegro's instant payment system.

### 1.6.5 — 2026-05-08

Improved application security
Updated SEPA payments
Fixed filtering transaction by type (income / outcome)

### 1.6.1 — 2026-03-17

Faster and more secure login experience with our new mobile token authentication

### 1.5.4 — 2025-10-05

Added SEPA international payments

### 1.5.1 — 2025-07-10

Improved performance and fixed various small bugs

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-07-24.*
