# My Money Life: Finance Planner — Budget, Net Worth & Retirement

> Budget, Net Worth & Retirement (iPhone/iPad app by William Sun.)

- Source: https://appshunter.io/ios/app/my-money-life-finance-planner/id6782193045 (this page in markdown: same URL + `.md`)
- Developer: [William Sun](https://appshunter.io/developer/6782193047)
- Category: Finance, Utilities
- Price: Free
- Age rating: 9+
- Requires: iOS 16.4 · 3 MB
- Languages: English
- Released: 2026-07-01
- Data updated: 2026-08-15
- User reviews in markdown: https://appshunter.io/ios/app/my-money-life-finance-planner/id6782193045/reviews.md

## What is My Money Life?

Take control of your money — from your next paycheck to your last retirement dollar.

My Money Life brings together every corner of your financial life in one clean, intuitive app.

Budget
See exactly where your money goes. Track income, expenses, and savings rate. Run multiple budgets for different scenarios or household members.

Net Worth
Know what you're worth right now. Track every asset and liability, and watch your number grow over time.

401(k) Planner
See your retirement balance at any age. Visualize accumulation, withdrawals, and whether you're on track to replace your income. Run multiple 401(k) planners for different jobs or scenarios.

IRA
Model your Roth or Traditional IRA contributions and see how tax-free growth compounds over decades. Create separate planners for each account.

Social Security
Estimate your monthly benefit at 62, FRA, or 70 — and find the claiming age that maximizes your lifetime income.

529 College Savings
Project your child's college fund at school age. See total projected cost, coverage percentage, and the monthly contribution needed to fully fund it.

530A Trump Account
Plan contributions to a 530A account and project the balance at age 18. Track annual contribution limits and federal seed eligibility.

KPI Dashboard
Every planner distilled into one screen. See your surplus rate, net worth, retirement progress, college savings coverage, and more — all at once.

My Money Life is designed for guidance only. Estimates are a starting point — always consult a financial advisor for major decisions.


## Version history (last 4 releases)

### 1.0.3 — 2026-08-09

What's new in Version 1.0.3:

- New: 529 & 530A Planners
Plan college savings with a 529 and the new 530A "Trump Account" — project balances, coverage, and monthly contributions needed.

- Multiple planners of every type
Run separate budgets, 401(k)s, IRAs, and more for different scenarios or family members — no limit.

### 1.0.2 — 2026-08-04

What's new in Version 1.0.2:

   - Enhancements
      - Planner
         - 401k
            - Add % salary increase field

         - IRA
            - Add IRA cap field

      - UI
         - Minor UI updates

      - Settings
         - Add typing confirmation to WIPE all data
         - Improve Pin functionality
         - Toggle Current/Future Value for 401(k) and IRA
         - Toggle Show/Hide Value in Summary Cards for Planner & All Items

### 1.0.1 — 2026-07-07

Version 1.0.1 - Release Notes

- New Planners
   - IRA (Roth/Traditional)

- Enhancements
   - Items - Quick options on items by long press to edit, move, duplicate, etc
   - Budget - Income allow set to Annual Only
   - Budget - Category Setup - Rename Pre-Tax to Deduction
   - Keyboard - Button to Hide
   - Snapshots - Allow Edit, Load, Rename
   - 401(k) - renamed from Retirement
   - Notice - 401(k) and Social Security has note this is directional only

### 1.0 — 2026-07-01

No release notes.

## More apps by William Sun

- [My Curio Corner – Organizer](https://appshunter.io/ios/app/my-curio-corner-organizer/id6784878892)
- [My Pop-up Store – Side Hustle](https://appshunter.io/ios/app/my-pop-up-store-side-hustle/id6787303831)
- [My Car Life – Auto Schedule](https://appshunter.io/ios/app/my-car-life-auto-schedule/id6787303851)
- [My Project Maker – Planner](https://appshunter.io/ios/app/my-project-maker-planner/id6787547810)

All apps by William Sun: https://appshunter.io/developer/6782193047

## Related topics

[finance planner](https://appshunter.io/ios/topics/finance-planner)

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-15.*