# My Mortgage Freedom Date > Mortgage calculator for early debt freedom and cost savings. (iPhone/iPad app by Appfactory.) - Source: https://appshunter.io/ios/app/my-mortgage-freedom-date/id849504045 (this page in markdown: same URL + `.md`) - Developer: [Appfactory](https://appshunter.io/developer/352872511) - Category: Finance, Lifestyle - Price: Free - Rating: 5.00/5 from 1 App Store ratings · 8 written reviews indexed - Age rating: 4+ - Requires: iOS 10.0 · 4 MB - Languages: English - Released: 2014-04-08 - Data updated: 2026-06-10 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/my-mortgage-freedom-date/id849504045/reviews.md ## What is My Mortgage Freedom Date? Find out how early – and cheaply – a lower mortgage interest rate and/or higher repayment would get you out of debt and powering ahead. This free tool to accompany the book, How to get mortgage-free like me, identifies TO-THE-DAY and TO-THE-DOLLAR your potential savings in both time and money. It also automatically calculates the massive, ‘free’ savings you could secure by moving to a cheaper home loan and then simply keeping your repayments at their existing level... if you 'up stumps' but still 'stump up'. It's a debt-busting masterstroke! If you are targeting a particular Mortgage Freedom Date, the unique Mortgage Freedom Date slider lets you see what rate/repayments are necessary to make it happen. And exclusive tips and tricks from money expert, educator and author Nicole Pedersen-McKinnon will help you hit your debt-free dream date. DISCOVER WITH THIS APP… - How much time and money you’d save from a lower interest rate - How much time and money you’d save from a higher repayment - How much time and money you’d save from a lower interest rate and keeping repayments the same - The total interest you’d pay under every scenario THIS APP WORKS FOR… - New home loans - Loans you’ve begun to pay off - Loans of up to 40 years’ original duration - Loans with monthly or twice-monthly repayments My Mortgage Freedom Date is a free support tool from the book: How to get mortgage-free like me, in which real Aussies reveal how they've done it smarter, faster and cheaper... so YOU can too. Visit NicolesSmartMoney.com to order a copy... and for free updates and Nicole's latest articles, videos and TV interviews. Bring your Mortgage Freedom Date forward years and save a fortune! ## Key features - Calculate savings from lower interest rates - Calculate savings from higher repayments - Visualize savings by keeping repayments the same - Estimate total interest paid - Mortgage Freedom Date slider - Tips from money expert ## Recent user reviews (8 of 8) All indexed reviews: https://appshunter.io/ios/app/my-mortgage-freedom-date/id849504045/reviews.md ### 5/5 — Simple but does just what’s needed *2023-02-23, version 2.0.1* It is a simple app that does exactly what it needs to. Clearly shows the cost of you mortgage with a few as possible entries. Easily let’s you change numbers to see the affects quickly. ### 1/5 — Just an ad for a book. *2021-02-21, version 2.0.1* There are better apps out the to calculate mortgages. ### 5/5 — Really useful *2019-11-28, version 2.0.1* Fantastic App. Really useful and easy to use. Very informative information about how to pay down your Mortgage sooner. Highly recommended. ### 5/5 — Great app! *2014-04-14, version 1.0* Simple yet very useful home loan calculations ### 5/5 — Amazing *2014-04-13, version 1.0* So good to see the calculations done so quickly. Easy to make comparisons for different financial circumstances. ### 5/5 — Great app *2014-04-10, version 1.0* Very useful and easy to understand ### 5/5 — Moneymentor *2014-04-06, version 1.0* Amazing love the app and info I can get from it! ### 5/5 — Great start *2014-04-06, version 1.0* This is a good simple app for calculating changes to mortgage payments. Should help people save money. It would be great if it had all the other great features on the web site. I like to track and visualise my savings over time it would be great if there was a simple feature to graph savings over time on a bar graph. ## Frequently asked questions about My Mortgage Freedom Date ### What is My Mortgage Freedom Date? My Mortgage Freedom Date is a free tool designed to help you understand how adjusting your mortgage interest rate or repayment amount can lead to significant savings in both time and money, allowing you to achieve debt freedom sooner. ### How accurate is My Mortgage Freedom Date? The app calculates potential savings to the day and dollar, providing precise estimates based on the inputs you provide. It's designed to give you a clear financial picture for your mortgage payoff journey. ### What types of mortgages does My Mortgage Freedom Date support? This tool works for new home loans, loans that have already begun to be paid off, loans with an original duration of up to 40 years, and loans with monthly or twice-monthly repayments. ### Can My Mortgage Freedom Date help me if I want to keep my repayments the same? Yes, the app specifically calculates the 'free' savings you could secure by moving to a cheaper home loan and then simply keeping your repayments at their existing level. This is highlighted as a debt-busting masterstroke. ### Does My Mortgage Freedom Date offer personalized advice? While the app provides calculations and insights, it also includes exclusive tips and tricks from money expert Nicole Pedersen-McKinnon to help you hit your debt-free dream date. These tips are designed to guide your financial strategy. ### What is the age rating for My Mortgage Freedom Date? My Mortgage Freedom Date has an age rating of 4+, making it suitable for a wide audience. This indicates it contains no mature content and is accessible for most users. ### How frequently is My Mortgage Freedom Date updated? The app was last updated on November 14, 2019, with the latest version being 2.0.1. While not updated recently, the core functionality remains relevant for mortgage planning. ### What devices can I use My Mortgage Freedom Date on? My Mortgage Freedom Date is available for iPhone and iPod devices. It is optimized for Apple's mobile operating system. ## Version history (last 4 releases) ### 2.0.1 — 2019-11-14 New design and updated default rates. ### 1.2 — 2017-04-12 Updated developer logo. Fixed status bar background colour. ### 1.1 — 2014-04-27 Added weekly frequency for all calculations. ### 1.0 — 2014-04-05 No release notes. ## Apps similar to My Mortgage Freedom Date | App | Rating | Price | Category | | --- | --- | --- | --- | | [Crunchr Receipt Scanner](https://appshunter.io/ios/app/crunchr-receipt-scanner/id1371850822) | — | Free | Finance | | [Net Worth Tracker: Sumio](https://appshunter.io/ios/app/net-worth-tracker-sumio/id1560198579) | 3.4 (5) | Free | Finance | | [Pearler](https://appshunter.io/ios/app/pearler/id1559930798) | 5.0 (4) | Free | Finance | | [Salary Calculator Plus](https://appshunter.io/ios/app/salary-calculator-plus/id1475760613) | — | Free | Finance | | [Frollo - Feel good about money](https://appshunter.io/ios/app/frollo-feel-good-about-money/id1179563005) | 3.3 (3) | Free | Finance | | [BillOut - Bill Tracker](https://appshunter.io/ios/app/billout-bill-tracker/id1561575664) | 4.7 (221) | Free | Finance | ## More apps by Appfactory - [Onsite Management App (OMA)](https://appshunter.io/ios/app/onsite-management-app-oma/id964693477) - [OMA Backflow](https://appshunter.io/ios/app/oma-backflow/id1196130385) All apps by Appfactory: https://appshunter.io/developer/352872511 --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*