# My Two Rivers

> Mobile banking app for personal finance management and transactions. (iPhone/iPad app by Two Rivers Bank & Trust.)

- Source: https://appshunter.io/ios/app/my-two-rivers/id1663528069 (this page in markdown: same URL + `.md`)
- Developer: [Two Rivers Bank & Trust](https://appshunter.io/developer/530210161)
- Category: Finance
- Price: Free
- Rating: 4.70/5 from 1,531 App Store ratings · 10 written reviews indexed
- Age rating: 4+
- Requires: iOS 18.4 · 153 MB
- Languages: American English, European Spanish
- Released: 2023-06-19
- Data updated: 2026-06-21
- Monetization: ad-supported
- User reviews in markdown: https://appshunter.io/ios/app/my-two-rivers/id1663528069/reviews.md

## What is My Two Rivers?

The Two Rivers mobile app is your personal financial advocate. It’s fast, secure and makes life easier by empowering you with the tools you need to manage your finances – anytime and anywhere.
 
 
Here’s what you can do with the Two Rivers mobile app:

· Keep your transactions organized by allowing you to add tags, notes and photos of receipts and checks.

· Set up alerts so you know when your balance drops below a certain amount.

· Make payments, whether you’re paying a company or a friend.

· Transfer money between your accounts.

· Deposit checks in a snap by taking a picture of the front and back.

· Reorder your debit card or turn it off if you’ve misplaced it.

· View and save your monthly statements.

· Find Two Rivers branches and ATMs near you.
 
Secure your account with a 4-digit passcode or biometric on supported devices.

## Key features

- Organize transactions with tags, notes, and photos
- Set balance alerts
- Make payments and transfer money
- Deposit checks via photo
- Manage debit cards
- View monthly statements
- Find branches and ATMs

## Recent user reviews (10 of 10)

All indexed reviews: https://appshunter.io/ios/app/my-two-rivers/id1663528069/reviews.md

### 1/5 — Consistent issues with software

*2025-01-29, version 3.19.1*

I’ve had issues from the start with this software but most recently it rejected a deposit on 4 different occasions on 4 different surfaces when trying to submit via the app. Saying I put in the a different value than what was listed on the check, which is not true. Very frustrating software. One star.

### 1/5 — Deposit capture does not work well

*2025-01-23, version 3.19.1*

I had to retake the picture 6x. Moreover, the bank rejected my first deposit - even though I checked the remote deposit box

### 1/5 — Doug Coakley

*2024-01-17, version 3.9.0*

First try on mobile deposit was rejected because DEPOSIT ONLY wasn’t good enough. It took all day to notify me and then became to late to get it through by adding for mobile deposit. I had to wait an additional day because this was set up last year but must have been deleted because of no use. We are deciding if we want to go with another institution that is nation wide.

### 2/5 — App Regressed Access for Older Phones

*2023-12-08, version 3.8.0*

The Zelle option disappeared from the app because I don’t use iOS 16 or newer (older phone). This used to be available prior to the app update and now I have to download the newest iOS to use this feature.

### 5/5 — TRB

*2023-11-06, version 3.7.0*

Love it

### 1/5 — Not a fan…

*2023-07-15, version 3.4.0*

Not a fan of the new app. I get the added security protections, but it feels like every time I try to login, it needs more and more info or verifications. It always feels like a roll of the dice if I’ll be able to login or not and check my bank statement. I just want to put in my username and password and make sure I have enough in my account to go get McDonald’s, is that too hard to ask?

### 5/5 — great services

*2023-07-15, version 3.4.0*

that’s it

### 5/5 — App

*2023-07-07, version 3.3.2*

This app is so confusing I really the previous app so much better.

### 1/5 — Very bad app!

*2023-07-04, version 3.3.2*

It's worse than the old one. It is impossible to understand your balance due to the large time gap in showing transactions. Some transactions show in a week. This is the worst banking app I have ever used!

### 5/5 — Lag time between transactions

*2023-06-26, version 3.3.2*

Transactions do not show up in real time. With the new app, I was unable to deposit checks even though it said my account had been verified. Took several days to be able to make transfers between accounts.

## Frequently asked questions about My Two Rivers

### What can I do with the My Two Rivers app?

The app allows you to manage your finances by organizing transactions with tags and notes, setting up balance alerts, making payments, transferring money between accounts, depositing checks by taking photos, reordering or turning off debit cards, viewing statements, and finding nearby branches and ATMs.

### How secure is the My Two Rivers app?

The app is designed to be fast and secure. You can secure your account with a 4-digit passcode or biometric authentication on supported devices, ensuring your financial information is protected.

### Is the My Two Rivers app free to use?

The app is free to download and use. However, it does display advertisements, which is how the service is supported.

### What devices is the My Two Rivers app compatible with?

The app is compatible with mobile devices and supports biometric authentication on devices that have this capability. Specific operating system requirements are not detailed but it is designed for on-the-go access.

### How do I deposit a check using the app?

Depositing a check is simple. You can deposit checks in a snap by taking a picture of the front and back of the check directly through the app.

## Version history (last 5 releases)

### 3.30.2 — 2026-01-25

Version 3.30.2
• Bug fixes and performance improvements

### 3.30.0 — 2025-12-11

Version 3.30.0
• Bug fixes and performance improvements

### 3.29.0 — 2025-11-15

Version 3.29.0
• Bug fixes and performance improvements

### 3.28.2 — 2025-11-01

Version 3.28.2
• Bug fixes and performance improvements

### 3.28.0 — 2025-10-21

Version 3.28.0
• Bug fixes and performance improvements

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## More apps by Two Rivers Bank & Trust

- [Two Rivers Bank & Trust](https://appshunter.io/ios/app/two-rivers-bank-and-trust/id530210158)
- [My Neighborhood. My Mortgage.](https://appshunter.io/ios/app/my-neighborhood-my-mortgage/id1475664784)

All apps by Two Rivers Bank & Trust: https://appshunter.io/developer/530210161

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-21.*
