# My2Pay — Money & Card Management > Digital fintech platform for secure money management and prepaid card services. (iPhone/iPad app by MY2PAY.) - Source: https://appshunter.io/ios/app/my2pay/id1640690201 (this page in markdown: same URL + `.md`) - Developer: [MY2PAY](https://appshunter.io/developer/1640690203) - Category: Finance, Business - Price: Free - Rating: 1.00/5 from 2 App Store ratings - Age rating: 4+ - Requires: iOS 13.0 · 224 MB - Languages: English - Released: 2022-10-10 - Data updated: 2026-06-10 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/my2pay/id1640690201/reviews.md ## What is My2Pay? My2Pay Money App My2Pay Money is a fully digital fintech platform that allows access to financial services without visiting a brick-and-mortar bank branch. Get your FDIC insured for up to $250,000.00, secure spending ACH account, and contactless My2Pay Prepaid Visa® in less than five minutes with My2Pay Money. Send and receive money transfers instantly, worldwide, free of charge. Enjoy dozens of handy tools for better use of your money. Up to Five Contactless Physical and Virtual Prepaid Cards, Apple Pay & Google Pay enabled Spend money 24/7 at millions of merchant locations and websites in 200 countries and territories globally with contactless Google Pay and Apple Pay-enabled My2Pay Prepaid Visa®. Upon approval, provide up to five cards for your family and manage cards conveniently within a single secure application. Instant secure transactions and zero fees Enjoy instant card-to-card transfers between users and send up to $5000 a day with no hassle or fees. Top up your balance with ease My2Pay Money provides highly effective tools to top up your account and card balance. Feel free to replenish your balance instantly with direct deposit, load by card, cash+, or Paypal. ATM Locator and Easy Cash Loading Find the nearest ATM or merchant to withdraw your money or, where available, top up your balance with cash cost-effectively. Request money via the link, QR code, or phone number Request money from anyone worldwide with a few clicks and send quick reminders when needed. Favorites Save favorite recipients' banking information and make transfers in a few clicks with no need to remember their account info. Scheduled payments Schedule recurring and regular payments and make them happen automatically at the desired time and date. Early payday Get salary up to two days earlier with direct deposit. Protect money with your biometry and FDIC insurance Keep your account secure from hackers with the passwordless biometric verification feature. Log in and confirm operations with your face scan or fingerprint signature. Get extra protection with the FDIC insurance program for up to $250,000.00. Stay in control of your money Analyze and manage spending, set limits, hide balance, block cards remotely, and much more through a user-friendly interface and numerous money management tools. Frictionless online registration Complete our user-friendly online registration in less than five minutes. Get instant access to your account and start using your money efficiently. Friendly Support Our customer support team is always friendly and ready to answer all of your questions via chat, phone, or email. How to start Install the application. Download My2Pay to your device. Register. Provide your ID documents, take a selfie, and provide basic information about yourself. Choose a plan. You can choose the plan and rate which will be most comfortable for you. Use services anytime. Enjoy the benefits of using My2Pay Prepaid Visa® and the US ACH spending account globally 24/7. My2Pay Prepaid Visa® Issuer Statement My2Pay is a financial technology company, not a bank. Banking services are provided by Metropolitan Commercial Bank; Member FDIC. The My2Pay Prepaid Visa Card is issued by Metropolitan Commercial Bank (Member FDIC) pursuant to a license from Visa U.S.A. Inc. "Metropolitan Commercial Bank" and "Metropolitan" are registered trademarks of Metropolitan Commercial Bank. By using this card, you agree with the terms and conditions of the cardholder agreement and fee schedule, if any. ## Key features - FDIC insured up to $250,000 - Up to five contactless prepaid cards - Instant worldwide money transfers - Biometric security and passwordless login - ATM locator and cash loading - Scheduled and recurring payments - Early payday access ## Frequently asked questions about My2Pay ### What is My2Pay? My2Pay is a fully digital fintech platform that provides access to financial services like money transfers and prepaid cards without needing to visit a physical bank branch. It is FDIC insured for up to $250,000.00. ### How secure is My2Pay? My2Pay prioritizes security with passwordless biometric verification for login and transaction confirmation using face scan or fingerprint. Additionally, accounts are protected by FDIC insurance up to $250,000.00. ### Can I get multiple cards with My2Pay? Yes, upon approval, you can get up to five contactless physical and virtual prepaid cards for yourself and your family, all managed within the single My2Pay Money application. ### Are there any fees for sending money with My2Pay? My2Pay offers instant, secure card-to-card transfers between users with no fees. You can send up to $5,000 a day without any hassle or charges. ### How can I top up my My2Pay balance? You can easily top up your account and card balance through various methods including direct deposit, loading by card, cash+, or PayPal. An ATM locator is also available for cash withdrawals and loading. ### Does My2Pay offer early payday? Yes, My2Pay offers an early payday feature. With direct deposit, you can receive your salary up to two days earlier than your scheduled payday. ### What devices does My2Pay support? My2Pay is available for iPhone, iPad, and iPod devices. The app is rated for ages 4 and up. ### When was My2Pay last updated? The latest version of My2Pay, version 1.23.1, was last updated on February 27, 2023. The app was initially released on October 10, 2022. ## Version history (last 2 releases) ### 1.23.1 — 2023-02-27 - Added additional verification for sensitive content ### 1.23.0 — 2023-02-06 - Added ATM locator feature - Minor improvements and bug fixes ## Apps similar to My2Pay | App | Rating | Price | Category | | --- | --- | --- | --- | | [Rivet Card](https://appshunter.io/ios/app/rivet-card/id1615346092) | 2.5 (6) | Free | Finance | | [GalaxyOne: Wealth & Investing](https://appshunter.io/ios/app/galaxyone-wealth-and-investing/id1645801201) | 4.5 (350) | Free | Finance | | [FlipGive Banking - Team Spend](https://appshunter.io/ios/app/flipgive-banking-team-spend/id1612671694) | 3.0 (2) | Free | Finance | | [BlueOne Card](https://appshunter.io/ios/app/blueone-card/id1571741419) | 1.8 (5) | Free | Finance | | [Swirepay](https://appshunter.io/ios/app/swirepay/id1637926002) | 4.7 (3) | Free | Finance | | [Balance Money](https://appshunter.io/ios/app/balance-money/id1589111172) | 4.5 (23) | Free | Finance | --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*