# myBOQ

> Digital banking app for everyday accounts, savings, and payments. (iPhone/iPad app by Bank of Queensland.)

- Source: https://appshunter.io/ios/app/myboq/id1577281043 (this page in markdown: same URL + `.md`)
- Developer: [Bank of Queensland](https://appshunter.io/developer/345259059)
- Category: Finance
- Price: Free
- Rating: 4.38/5 from 8,626 App Store ratings · 84 written reviews indexed
- Age rating: 4+
- Requires: iOS 14.0 · 171 MB
- Languages: American English
- Released: 2022-03-20
- Data updated: 2026-09-01
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/myboq/id1577281043/reviews.md

## What is myBOQ?

Say hello to a new way of banking with BOQ. Simple, intuitive everyday banking… anytime, anywhere.


Download the myBOQ app and open a bundled BOQ Future Saver and Everyday Account, BOQ Smart Saver and Everyday Account, or Simple Saver account and start using your account in minutes. For access to other BOQ accounts (Day2Day, Fast Track Starter, Fast Track Saver, Term Deposit, Credit Card or Home Loan accounts) please continue to use the BOQ Mobile app.


Quick, easy, at your fingertips 
• New to BOQ? You can open an account in minutes, right from the app.
• No monthly fees – we’ve made account fees a thing of the past.
• Add your card to your digital wallet and start using it straight away.
• View your spending and savings accounts all in the app.
• Speedy and secure access – use face or fingerprint recognition to log into the myBOQ app with a swipe or a smile.


You’re in control 
• Pay or be paid instantly with PayID & Osko. Or prefer BPAY? We have that as well.
• Open up to 9 saver accounts so you can manage your savings across multiple goals.
• Add goals to your accounts and keep focused on what you’re saving for.
• Open joint accounts to save with a partner or a friend – sharing is caring.
• We’re here to help at the click of a button, with in-app Live Chat.


More from your money
• Supercharge your savings - Enjoy bonus interest* on your BOQ Future Saver™ or  BOQ Smart Saver™ each month that you meet the criteria.
• Round Ups~ – Let you add to your savings without even thinking about it.
• Track your bills – We’ll give you a heads up on your upcoming bills, so you can make sure you’ve got the funds available when they are due.
• Better at budgeting - Set spending budgets on specific categories (like groceries) and we’ll help you manage your money, with personalised insights and real-time alerts.


© 2022 Bank of Queensland Limited ABN 32 009 656 740 (BOQ) AFSL and Australian Credit Licence No 244616. Information provided is of general nature only and does not take into account your personal financial situation, needs or objectives. As we don’t know your financial needs, we can’t advise whether the products will suit you and prior to making any decision you should obtain and consider the relevant terms and conditions of each product before making any decision about whether to acquire or continue to hold it. For full terms and conditions, including information on eligibility criteria, fees and charges or go to https://www.boq.com.au/important-information/terms-and-conditions. ~Round Ups require an Everyday Account and a linked saver account or BOQ Simple Saver Account™. *Interest Rate is a variable rate made up of a base rate and a Bonus Interest rate. If monthly bonus criteria conditions are not met, the variable base rate only will apply.

## Key features

- Open accounts in minutes
- No monthly fees
- Digital wallet integration
- PayID & Osko payments
- Multiple savings accounts
- Budgeting and alerts
- In-app Live Chat

## Recent user reviews (10 of 84)

All indexed reviews: https://appshunter.io/ios/app/myboq/id1577281043/reviews.md

### 1/5 — Rewards redeem-can’t access

*2026-07-27, version 2.8.2*

I’ve been unable to access redemption of rewards for months.  What the heck is going on?   It’s part of BOQ’s agreement to customers.  Fix it !

I just received an email from Jenny at BOQ.
No solution.  No apology. No information. Just that BOQ are always trying to improve their service.  Really?! 
I guess you are a bot, Jenny.
Do better!

### 1/5 — I’m done.

*2026-07-24, version 2.8.2*

Absolute junk. My card was moved to the new system, while my old savings account was left behind. Simple transfers are a pain and Q Rewards DOES NOT WORK AT ALL!! All it does is open a blank browser that either times out immediately or never even loads. Maybe I can access rewards through internet banking on a computer? Nope, can’t even do that. It’s app only now, which is basically a web portal anyway, yay. Luckily I already stopping use BOQ for most things… Bravo for developing the most useless system I’ve ever used 👏

Update: Good god. Qrewards is still not working months later. This is beyond a joke now. With card fees increasing and services getting worse I will be closing all accounts. Good luck to whoever is unfortunate enough to still be using this utter trash.

### 2/5 — Still

*2026-07-23, version 2.8.2*

No nickname feature for payee; payid can’t be saved 🤷🏻‍♂️

### 3/5 — Adequate but fiddly to use

*2026-07-08, version 2.8.2*

It’s okay but could be more user friendly.

### 5/5 — Gurpreet

*2026-07-06, version 2.8.0*

Great

### 1/5 — Woefully inept banking now

*2026-07-06, version 2.8.0*

I cannot stress enough how poor this app and the new BOQ banking system has become. I am changing banks due to this

### 1/5 — Changes

*2026-07-06, version 2.8.0*

Designed by a 2yo

### 1/5 — Boq credit card review

*2026-07-03, version 2.8.0*

No Feed to Xero or accounting program. Takes up your 4 days to pay balance on card from transfer from another boq account.

### 1/5 — Worse change ever

*2026-07-02, version 2.7.1*

I am so disappointed in the change with the credit cards. I can’t see one of our joint cards at all, and hubs even has trouble with it. Old people shouldn’t be forced to use phones when desktop was the norm.

### 1/5 — Unresponsive

*2026-06-29, version 2.7.1*

Slower then old school dial up

## Frequently asked questions about myBOQ

### What types of accounts can I open with myBOQ?

With myBOQ, you can open a bundled BOQ Future Saver and Everyday Account, BOQ Smart Saver and Everyday Account, or a Simple Saver account. For other BOQ accounts like credit cards or home loans, you will need to use the BOQ Mobile app.

### Does myBOQ have any monthly fees?

No, myBOQ states that it has no monthly fees, making account fees a thing of the past for the accounts managed through the app.

### How secure is myBOQ?

myBOQ offers speedy and secure access using face or fingerprint recognition for logging in. The app is developed by Bank of Queensland Limited, a regulated financial institution.

### Can I manage multiple savings goals with myBOQ?

Yes, you can open up to 9 saver accounts to manage savings for multiple goals. You can also add specific goals to your accounts to stay focused on your objectives.

### What payment options are available on myBOQ?

myBOQ supports instant payments with PayID & Osko, and also offers BPAY functionality for your payment needs.

### How often is myBOQ updated?

The latest version of myBOQ is 2.8.0, which was last updated on July 2, 2026. This indicates a regular update cycle for the application.

### What is the user sentiment for myBOQ?

myBOQ has a strong user rating of 4.4 stars from 8,626 ratings, suggesting generally positive user sentiment and satisfaction with the app's features and performance.

### Is myBOQ suitable for all ages?

myBOQ has an age rating of 4+, indicating it is suitable for children and adults. The app's financial management features are designed for users managing their own accounts.

## Version history (last 5 releases)

### 2.8.3 — 2026-07-31

This update includes bug fixes & minor enhancements.

### 2.8.2 — 2026-07-08

This update includes bug fixes & minor enhancements.

### 2.8.0 — 2026-07-02

This update includes bug fixes & minor enhancements.

### 2.7.1 — 2026-05-20

This update includes bug fixes & minor enhancements.

### 2.7.0 — 2026-04-30

We’ve updated the app’s look and feel, along with several bug fixes and small enhancements.

## More apps by Bank of Queensland

- [BOQ Classic](https://appshunter.io/ios/app/boq-classic/id345259056)
- [BOQ Specialist Mobile Banking](https://appshunter.io/ios/app/boq-specialist-mobile-banking/id946796643)
- [BOQ Mobile for iPad](https://appshunter.io/ios/app/boq-mobile-for-ipad/id1044519634)
- [BOQ Secure](https://appshunter.io/ios/app/boq-secure/id1046692071)
- [Pocket Banker by BOQ](https://appshunter.io/ios/app/pocket-banker-by-boq/id1475311875)

All apps by Bank of Queensland: https://appshunter.io/developer/345259059

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-01.*
