# MyBrightFi Mobile

> Fee-free banking app for saving money and managing finances. (iPhone/iPad app by BrightFi LLC.)

- Source: https://appshunter.io/ios/app/mybrightfi-mobile/id1521328448 (this page in markdown: same URL + `.md`)
- Developer: [BrightFi LLC](https://appshunter.io/developer/1521328450)
- Category: Finance
- Price: Free
- Rating: 5.00/5 from 4 App Store ratings · 11 written reviews indexed
- Age rating: 4+
- Requires: iOS 14.0 · 20 MB
- Languages: English, Pashto, Persian, Spanish
- Released: 2020-07-07
- Data updated: 2026-06-10
- Monetization: subscription
- User reviews in markdown: https://appshunter.io/ios/app/mybrightfi-mobile/id1521328448/reviews.md

## What is MyBrightFi Mobile?

MyBrightFi is the banking app designed to help you keep more of your hard-earned money. 
 
BrightFi is a financial technology company, not a bank. Banking services are provided by Webster Bank, N.A.; Member FDIC. 
 
In 2020, banks made $12.4 Billion in overdraft fees. Every day, people have to pay check cashers and money transmitters for access to their own money. With no hidden fees, no overdrafts and no ATM fees*, our customers can save hundreds of dollars each year in fees. 
 
Keep control of your money with technology and security features, immediate access to direct deposited funds, ways to save for your goals and the ability to send money to friends and family, all from the palm of your hand.
 
WHAT YOU PAY
A monthly subscription of $4.95
 
WHAT YOU GET 
• Account for everyday spending - Deposits held by Webster Bank, N.A., and FDIC-insured up to $250,000
• Mastercard Debit Card
• Avoid check cashers mobile check deposit
• Savings Jars to put money aside for future expenses and goals
• Transfer money to friends and family at no extra cost
• BillPay features
• No overdraft fees
• Live customer service from our Customer Support Specialists in English and Spanish
 
BANKING FOR EVERYONE
MyBrightFi does not require: 
• Credit checks 
• Minimum balances
• Minimum funding amounts to open an account
 
 
 
 
Here’s how the application process works:
1. Download the MyBrightFi app 
2. Grab your SSN or ITIN and government issued photo ID (you’ll need it to verify your identity)
3. Open the app and sign up in under 4 minutes
4. Fund your account by depositing a check with your smartphone or filling out a direct deposit form in the app and sending it to your employer
5. Activate your card when it arrives (usually 7-10 business days) 
6. Check out www.mybrightfi.com/customer-support to learn more about how MyBrightFi can work for you
 
Questions about signing up or want to learn more? Please visit www.mybrightfi.com or call our Customer Support Specialists at 1-888-627-5407.
 
Your privacy and security are important to us. Please check out our privacy policy at https://mybrightfi.com/policies
 
------
Banking services provided by Webster Bank, N.A., Member FDIC. The MyBrightFi Mastercard Debit Card is issued by Webster Bank, N.A., pursuant to a license from Mastercard.
*Out-of-network ATM withdrawal fees apply. ATM withdrawals within the Moneypass ATM network are included at no extra cost. Other fees such as third-party fees may apply.

## Key features

- No overdraft fees
- No check cashing fees
- Savings Jars for goals
- Send money to friends/family
- Mobile check deposit
- Live customer service

## Recent user reviews (10 of 11)

All indexed reviews: https://appshunter.io/ios/app/mybrightfi-mobile/id1521328448/reviews.md

### 4/5 — Review

*2022-03-14, version 2.1.6.6.5*

Please work on the signup button

### 1/5 — Can’t even activate card

*2021-12-13, version 2.1.6.6.3*

I got my card in the mail and I can’t even activate it on the app because it keeps giving me “ error: we are unable to complete your request please try again. “ how can I even start and I can’t even activate my card. And then, customer service doesn’t even pick up the phone or the email doesn’t even reply back to me. It’s frustrating.

### 5/5 — 🤔

*2021-12-07, version 2.0*

Why can’t I sign up for new account. What’s going on. Fix this as soon as possible

### 1/5 — Slow

*2021-12-06, version 2.0*

Um it’s been 3 days no results um I expect to see results quicker on the next app

### 1/5 — Bad

*2021-12-06, version 2.0*

Man I need my money out the account I can’t even get in contact with anyone

### 2/5 — Not happy

*2021-12-06, version 2.0*

Why is my acc not approved yet it been 3 days now they aren’t approved it

### 5/5 — HACKERS

*2021-12-05, version 2.0*

This app is being used to scam people.

### 2/5 — Happy customer

*2021-12-05, version 2.0*

I’m glad I can use this app from anywhere

### 1/5 — Fake

*2021-12-03, version 2.0*

I tried to create an account, for the first time and it tells me that I have an account created. I didn’t even create an account before on this app.

### 1/5 — Complaint

*2021-12-02, version 2.0*

Please I need Custumer service cos I opened an account to and to login becomes problem keeping prompting error 502 or error 504

## Frequently asked questions about MyBrightFi Mobile

### What is the monthly cost for MyBrightFi?

MyBrightFi has a monthly subscription fee of $4.95. This fee provides access to an account for everyday spending, a Mastercard Debit Card, and various money management features.

### Does MyBrightFi have any hidden fees?

MyBrightFi is designed to help users save money by eliminating common fees such as overdraft fees and check cashing fees. Out-of-network ATM withdrawal fees may apply, but withdrawals within the Moneypass ATM network are included at no extra cost.

### What are the security features of MyBrightFi?

Your privacy and security are important to MyBrightFi. The app utilizes technology and security features to keep your money safe. Banking services are provided by Webster Bank, N.A., which is FDIC-insured.

### Can I open a MyBrightFi account without a credit check?

Yes, MyBrightFi does not require credit checks, minimum balances, or minimum funding amounts to open an account, making it accessible to a wider range of users.

### How long does it take to get a MyBrightFi debit card?

After signing up and funding your account, your MyBrightFi Mastercard Debit Card will typically arrive within 7-10 business days. You will then activate the card upon receipt.

### What is the update frequency for MyBrightFi?

The latest version of MyBrightFi is 2.1.7.11.1, which was last updated on March 7, 2023. Updates typically include performance improvements and new features.

### What devices is MyBrightFi available on?

MyBrightFi is a mobile application, designed for use on smartphones and tablets. It is suitable for users aged 4 and up.

### How does MyBrightFi compare to traditional banks?

MyBrightFi differentiates itself by focusing on eliminating common banking fees that traditional banks often charge, such as overdraft and check cashing fees. It also offers a streamlined application process without credit checks or minimum balance requirements.

## Version history (last 3 releases)

### 2.1.7.11.1 — 2023-03-07

We now allow iOS customers to copy account details using a copy icon to paste information into other apps or fields.
We now provide links to the Blue & Cream mobile apps and web app for iOS.

### 2.1.7.10.2 — 2023-02-15

Fix: Customers must enter a dollar amount to deposit a check.
Corrected the Account Details/Statements feature to return a list of statements from newest to oldest.

### 2.1.7.9.4 — 2023-01-18

We fixed an error that prevented the correct popup message from displaying when the user locks or unlocks their card.
We corrected an error that caused the app to crash after the user successfully sent money to someone.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*