# MyCache: Family Savings — Allowance, interest & goals > Family savings ledger with interest, allowance, and goal tracking for kids. (iPhone/iPad app by Arc3 Ventures, LLC.) - Source: https://appshunter.io/ios/app/mycache-family-savings/id6818375476 (this page in markdown: same URL + `.md`) - Developer: [Arc3 Ventures, LLC](https://appshunter.io/developer/6818375478) - Category: Finance, Education - Price: $3.99 - Rating: 5.00/5 from 1 App Store ratings - Age rating: 4+ - Requires: iOS 18.0 · 85 MB - Languages: American English - Released: 2026-10-14 - Data updated: 2026-10-26 - Monetization: paid ## What is MyCache? MyCache turns saving into something kids can see. You keep the family's savings ledger, and your kids watch their money grow - with interest you pay, an allowance that posts itself, and goals they can track every day. THE INTEREST IS THE LESSON Set an interest rate for each child and MyCache pays it on the 1st of every month, compounding as the balance grows. Kids learn that money left alone earns more money - not from a lecture, but from watching it happen to their own savings. FOR PARENTS • Record deposits and withdrawals, including ones from the past - every balance and interest payment is recalculated • Set a weekly or monthly allowance that posts automatically • Change interest rates any time; past months keep the rate they were earned at • Approve or decline withdrawal requests, with an optional note • Invite another parent to help run the family's accounts • Use the web at mycache.money as well as the app - everything stays in sync WHAT YOUR FAMILY SEES • Each balance, what interest has added, and when the next payment lands • Progress toward a goal, like a bike or a game, shared by everyone saving for it • Milestones, like "$5,000 by a 15th birthday," with what it takes each month to get there • What spending now really costs, once you count the interest that money would have earned • Withdrawal requests sent to a parent for approval, right from the app • A personal color and portrait for each member EVERYWHERE THEY LOOK • Home Screen and Lock Screen widgets for your balance and your nearest goal • An Apple Watch app with complications, so a goal ring creeping toward that bike is never more than a glance away • Ask Siri for a balance, your interest, or how a goal is going • Designed for iPad as well as iPhone ONE LEDGER FOR THE WHOLE FAMILY Balances, goals and history are the same on every device and for everyone in the household. Show money in US dollars, Canadian, Australian or New Zealand dollars, pounds, euros, rupees or pesos. HOW IT WORKS MyCache is a record that parents keep - it doesn't hold, move or invest real money, and it never connects to a bank account. The money is wherever your family keeps it; MyCache keeps the books and does the math. ## Key features - Track deposits and withdrawals - Automatic allowance posting - Set and calculate interest - Track savings goals - Approve withdrawal requests - Multi-parent access - Web and mobile sync ## Is MyCache safe? Not enough ratings yet to assess MyCache. ## Is MyCache legit? MyCache: Family Savings has limited verification signals. The AppsHunter Legitimacy Score for MyCache is 58 out of 100 points across 7 verification signals from App Store and developer data. ## Frequently asked questions about MyCache ### How does MyCache handle security? MyCache is a record-keeping tool and does not hold, move, or invest real money. It does not connect to bank accounts, ensuring your actual funds remain in your existing financial institutions. ### What devices does MyCache support? MyCache is designed for iPhone, iPad, and Apple Watch, with a web version available at mycache.money. All devices stay in sync. ### How often is MyCache updated? The app was last updated on October 19, 2026, with version 1.1. This indicates a recent update, suggesting ongoing development and support. ### What is the age rating for MyCache? MyCache has an age rating of 4+, making it suitable for young children and their parents to use together. ### Can MyCache be used with multiple currencies? Yes, MyCache supports multiple currencies including US dollars, Canadian dollars, Australian dollars, New Zealand dollars, pounds, euros, rupees, and pesos. ### Does MyCache have ads? No, MyCache does not contain advertisements. It is a paid application focused on providing a clean user experience for financial management. ### What do users like most about MyCache? Users appreciate how MyCache turns saving into a visual experience for children, helping them understand interest and progress towards goals through direct observation. ### Is MyCache suitable for teaching financial concepts? Yes, MyCache is specifically designed to teach children about earning interest, the concept of opportunity cost (what spending now costs in lost interest), and goal setting. ## Version history (last 2 releases) ### 1.1 — 2026-10-19 MyCache on your wrist. Check savings, goals and coins from your Apple Watch, with complications that keep a goal's progress on your watch face — so a ring creeping toward a bike is visible fifty times a day without opening anything. Parents can approve or deny a withdrawal request straight from the watch, and kids can ask to buy a goal they've already saved for. Money still moves through your iPhone, which checks who you are before anything happens — the watch only asks. Better on iPad. Parent and kid layouts were rebuilt against real hardware, so wide screens use the space instead of stretching a phone layout across it. iPhone Duo. Full support for both the folded and unfolded displays. ### 1.0 — 2026-10-15 No release notes. --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-10-26.*