# MyCardRules — Your card. Your rules.

> Mobile app for granular control over credit card transaction types and spending limits. (iPhone/iPad app by Jack Henry and Associates, Inc..)

- Source: https://appshunter.io/ios/app/mycardrules/id1229273747 (this page in markdown: same URL + `.md`)
- Developer: [Jack Henry and Associates, Inc.](https://appshunter.io/developer/1229273746)
- Category: Finance
- Price: Free
- Rating: 4.50/5 from 709 App Store ratings · 53 written reviews indexed
- Age rating: 4+
- Requires: iOS 14.0 · 46 MB
- Languages: American English
- Released: 2017-10-03
- Data updated: 2026-08-27
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/mycardrules/id1229273747/reviews.md

## What is MyCardRules?

MyCardRules places the complete control over when, where, and how your card is used in your pocket. Whether you're looking to stop certain types of transactions, limit per-transaction spending, or if you just want to be notified on card activity, MyCardRules gives you the certainty and security you need.

## Key features

- Transaction type control
- Spending limit management
- Real-time transaction notifications
- Card usage security
- Personalized card rules

## What do users think of MyCardRules?

Overall sentiment: negative

**Pros**

- 🔒 Secure card locking
- 🚨 Instant transaction alerts
- 💰 Saved from fraudulent charges

**Cons**

- 🐛 App crashes and freezes
- 🔑 Frequent login issues
- 📵 Unreliable notifications
- 🔒 Accounts getting locked out
- ⚠️ Compatibility problems

**Commonly reported bugs**

- Login credentials not working
- Unable to update or reset password
- Notification issues on iPhones
- Compatibility problems with certain cards

**Most requested features**

- Touch ID/Face ID support
- Password reset functionality
- Ability to manage multiple cards
- Text message notifications
- Better UI and user experience

## Recent user reviews (10 of 53)

All indexed reviews: https://appshunter.io/ios/app/mycardrules/id1229273747/reviews.md

### 1/5 — Terrible

*2026-05-21, version 1.0.20*

App sucks.

### 1/5 — Irritating

*2026-04-17, version 1.0.20*

It’s always making me change my password which is insanely irritating, every couple of weeks when I check back in it’s always telling me it has expired. I should not have to go through such a hassle just to check.

### 1/5 — DOES NOT WORK

*2025-05-11, version 1.0.18*

Wouldn’t let me register my card!!!!

### 1/5 — Don’t Use!!! (Unless you want to be permanently locked out lmaoo)

*2025-03-17, version 1.0.18*

Downloaded it on Sunday, by Monday it wouldnt accept my credentials. Tried to reset, never received the email with the token to reset it. I had to contact my bank for help.

### 2/5 — Can’t unlock. Please help

*2025-01-27, version 1.0.18*

Continues to send me to the App Store to update. DOESN’T WORK!!! My card stays locked and I can’t use it!

### 1/5 — Doesn’t work for iPhones and very slow to respond on enterprise stage

*2024-07-13, version 1.0.17*

Doesn’t work for iPhones and very slow to respond on enterprise stage

### 5/5 — Simply the Best

*2024-06-01, version 1.0.17*

Keeps everything on lock by a touch

### 2/5 — Works when it does

*2024-05-29, version 1.0.17*

I use this for my MFCU card. And it works great… when it’s working. I have several cards and it’s only compatible with my credit union card. It also signs me out every few months for no reason and I have to call my credit union since I don’t use my login information very often so I don’t remember it and don’t want to write down my banking credentials. It’s a pain to get working and keep working but it’s handy when it does work

### 2/5 — it was great at first

*2024-05-18, version 1.0.17*

it was great but then one day i suddenly logged out & can't get back in, it never asked for my email so my email isnt hooked up to retrieve my account, i wrote down the password & everything anyway but it wont log me in even though i know for sure that the password & username is what i set it to. i tried to make a new account but it wouldnt accept my card for some reason i dont understand. the app apparently has a "contact us" feature BUT I CANT EVEN USE IT WITHOUT BEING LOGGED IN, WHICH IT WONT LET ME DO.

### 1/5 — Stopped giving me notifications

*2024-04-11, version 1.0.13*

When this app worked it was sooo helpful. But now all of the sudden it stopped and my notifications have always been on. I can’t seem to find someone who knows how to fix this.

## Frequently asked questions about MyCardRules

### What does MyCardRules do?

MyCardRules puts you in complete control of your credit card usage. You can dictate when, where, and how your card is used directly from your mobile device. This includes setting spending limits, blocking certain transaction types, and receiving instant notifications for all card activity.

### What are the key features of MyCardRules?

Key features include the ability to stop specific types of transactions, limit spending per transaction, and receive notifications on all card activity. This provides users with certainty and enhanced security over their card usage.

### Is MyCardRules free to use?

Based on the provided information, the app is free to use. There are no mentions of subscription fees, in-app purchases, or advertisements.

### Who is MyCardRules for?

This app is designed for individuals who want to actively manage and secure their credit card spending. It's ideal for anyone looking for more granular control over their card's functionality and to gain peace of mind through real-time monitoring.

### How does MyCardRules enhance card security?

It enhances security by allowing you to set precise rules for your card's usage. You can block potentially risky transaction types or set spending limits to prevent unauthorized or excessive spending. Real-time notifications ensure you are immediately aware of any activity on your card.

## Version history (last 5 releases)

### 1.0.20 — 2025-10-20

Improved Facebook link handling on the Contact Us screen for better user experience.
Added support for iOS 18 and Xcode 16.2 to ensure compatibility with the latest Apple updates.
Removed legacy bitcode dependencies for streamlined app performance.

### 1.0.18 — 2024-11-19

PCI Mandate to support Password Length Increase

### 1.0.17 — 2024-05-15

General Updates and bug fixes

### 1.0.13 — 2021-10-12

Backend functionality improvements

### 1.0.11 — 2021-03-12

Latest iOS Support plus image changes

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## More apps by Jack Henry and Associates, Inc.

- [Banno Mobile - Your FI](https://appshunter.io/ios/app/banno-mobile-your-fi/id606548926)
- [Ovation (Jack Henry)](https://appshunter.io/ios/app/ovation-jack-henry/id1015503505)
- [Banno Mobile - Optimus](https://appshunter.io/ios/app/banno-mobile-optimus/id1019827404)
- [JHA Mobile Banking](https://appshunter.io/ios/app/jha-mobile-banking/id1171890507)
- [Jack Henry Support](https://appshunter.io/ios/app/jack-henry-support/id1236977896)

All apps by Jack Henry and Associates, Inc.: https://appshunter.io/developer/1229273746

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-27.*