# MyCircle — Smart Group Savings — Manage Money. Reach Your Goals

> AI-powered financial app for savings groups, personal accounting, and goal tracking. (iPhone/iPad app by ESSAM HAMADA.)

- Source: https://appshunter.io/ios/app/mycircle-smart-group-savings/id6756964732 (this page in markdown: same URL + `.md`)
- Developer: [ESSAM HAMADA](https://appshunter.io/developer/1838152119)
- Category: Finance, Productivity
- Price: Free with in-app purchases
- Rating: 5.00/5 from 1 App Store ratings
- Age rating: 4+
- Requires: iOS 18.0 · 41 MB
- Languages: American English, Arabic
- Released: 2025-12-30
- Data updated: 2026-08-19
- Monetization: free with in-app purchases
- User reviews in markdown: https://appshunter.io/ios/app/mycircle-smart-group-savings/id6756964732/reviews.md

## What is MyCircle?

Claude responded: Tired of tracking your savings groups manually and losing track of your money across multiple places?Tired of tracking your savings groups manually and losing track of your money across multiple places?
MyCircle solves all of this with a single tap. A complete financial app that brings together savings group management, personal accounting, and financial goal tracking — all in one place, powered by AI to help you make smarter financial decisions.

Savings Groups Management
Create and manage your savings groups with ease. Set the number of members, contribution amount, and duration, track who has received their payout and who hasn't, with a clear progress bar for every group. All your groups in one screen, no chaos.

Smart Accountant
A professional dashboard that gives you a complete picture of your financial health:
Transactions — Log your income and expenses and filter them with ease
Financial Position — Track your assets, liabilities, and net worth
Cash Flow — Know exactly where your money comes from and where it goes
Invoices — Manage your incoming and outgoing invoices with payment status tracking
Zakat & Financial Ratios — Calculate your Zakat and monitor liquidity and profitability ratios
Budget — Set your monthly budget and compare it against your actual spending
Inventory — Track your products and quantities with low-stock alerts
Reports — Comprehensive charts and graphs with PDF export

All-in-One Financial Tools
Smart Wallet — Manage your income, goals, and savings
Saving Challenges — Fun financial challenges to keep you motivated
Debt Tracker — Know exactly who owes what and how much
Financial Calculator — Calculate loans, savings, Zakat, and convert currencies
Financial Notes — Jot down your financial ideas and plans

OWIDA — Your AI Financial Assistant
An AI-powered financial assistant that answers your financial questions, analyzes your situation, and gives you personalized advice. Plus an AI Project Advisor to help you plan your projects and track their progress.

Daily Streak System
Log in every day and build your financial streak. Track your personal record and share your achievements with friends.

Smooth & Comfortable Experience
Light and Dark mode — choose what suits your eyes
Arabic and English support — with full RTL support
All global currencies — USD, EUR, SAR, AED and more
Smart notifications — reminders for contributions and important dates
Auto-save — your data is always saved without any effort

Start your smart financial journey today — MyCircle is with you every step of the way.

Privacy Policy: https://sites.google.com/view/privacy-policy-for-mycircle/الصفحة-الرئيسية
Terms of Use: https://sites.google.com/view/terms-of-use-mycircle/الصفحة-الرئيسية

## Key features

- Savings group management
- Personal accounting dashboard
- Financial goal tracking
- AI financial assistant
- Budgeting and expense logging
- Debt and invoice tracking
- Financial calculators

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Monthly Subscription | $1.99 | per month |



## Frequently asked questions about MyCircle

### What is MyCircle?

MyCircle is a financial app designed to help users manage savings groups, track personal finances, and achieve their financial goals. It incorporates AI to provide personalized financial advice and insights.

### How does MyCircle help with savings groups?

MyCircle allows you to create and manage savings groups by setting member numbers, contribution amounts, and duration. It provides a clear progress bar to track payouts and ensures all your groups are visible on one screen.

### What financial tracking features does MyCircle offer?

MyCircle provides a comprehensive dashboard including transaction logging, financial position tracking (assets, liabilities, net worth), cash flow analysis, invoice management, Zakat calculation, budgeting, and inventory tracking with low-stock alerts.

### Does MyCircle have an AI financial assistant?

Yes, MyCircle features OWIDA, an AI-powered financial assistant that answers financial questions, analyzes your situation, and offers personalized advice. It also includes an AI Project Advisor for planning and tracking projects.

### Is MyCircle free to use?

MyCircle is available for free. However, it does offer in-app purchases, and there is a monthly subscription plan available for $1.99.

### What devices is MyCircle supported on?

MyCircle is supported on iPhones and iPads, offering a smooth and comfortable experience with light and dark modes, and full RTL support for Arabic.

### How often is MyCircle updated?

The latest version of MyCircle is 1.6.3, and it was last updated on July 18, 2026. This indicates a commitment to ongoing development and improvements.

### What currencies does MyCircle support?

MyCircle supports all global currencies, including USD, EUR, SAR, AED, and many more, making it a versatile tool for users worldwide.

## Version history (last 5 releases)

### 1.6.7 — 2026-08-18

DAILY LOOP - YOUR NEW DAILY HABIT

- Today's Mission - After check-in, get one focused task: log an expense, review your circle, pay an installment, or check your budget. Complete it and earn +3 Jamiati Points.

- Weekly Progress - Track your mission streak with 7-day dots on the Today card. Build the habit, one day at a time.

- Smart Reminders - Personalized nudges when you need them:
  - No expense logged in 3 days
  - Your circle turn is coming up
  - An invoice is overdue

- Evening Recap - At 7 PM, get a quick 30-second summary: what you spent, what you saved, and your streak. Share it with the community in one tap.

- Improved Today Card - Clearer daily action, mission reward badge, and a Done state when you finish.

Open the app, check in, and start your daily loop today.

### 1.6.6 — 2026-07-31

Adjustments and fixes for some minor errors.

### 1.6.5 — 2026-07-26

Achievements are here!

Earn shield emblems as you check in, save, complete challenges, and grow with your circles. Show up to 3 of your top emblems on your profile card — friends can tap to see your full collection.

Open Tools → Achievements to browse every emblem and track what you’ve unlocked.

### 1.6.4 — 2026-07-24

Achievements are here!

Earn shield emblems as you check in, save, complete challenges, and grow with your circles. Show up to 3 of your top emblems on your profile card — friends can tap to see your full collection.

Open Tools → Achievements to browse every emblem and track what you’ve unlocked.

### 1.6.3 — 2026-07-18

What's new in this version:

• Beautiful home screen widgets — goals, debts, wallet, budget and more, with customizable colors
• Country-based community chat (plus Global) — quick conversations with report & block
• Streak leaderboard — top 10 daily check-ins with premium highlights
• Profile photos across community and Home
• Language and country/currency setup before onboarding for first-time users
• Smarter owida AI — clearer action cards and a clearer monthly message limit
• Subscription, settings, performance, and security improvements

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All apps by ESSAM HAMADA: https://appshunter.io/developer/1838152119

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-19.*
