# MYCU MN Mobile Banking — Mobile Banking

> Mobile banking app for account management, transfers, deposits, and bill payments. (iPhone/iPad app by MY Credit Union (MN).)

- Source: https://appshunter.io/ios/app/mycu-mn-mobile-banking/id1341926870 (this page in markdown: same URL + `.md`)
- Developer: [MY Credit Union (MN)](https://appshunter.io/developer/1341926869)
- Category: Finance
- Price: Free
- Rating: 2.44/5 from 111 App Store ratings · 58 written reviews indexed
- Age rating: 4+
- Requires: iOS 12.2 · 117 MB
- Languages: English
- Released: 2018-05-11
- Data updated: 2026-09-08
- Monetization: ad-supported
- User reviews in markdown: https://appshunter.io/ios/app/mycu-mn-mobile-banking/id1341926870/reviews.md

## What is MYCU MN Mobile Banking?

The MYCU4Life App is fast, secure, and built for convenience. With it you can:

• Check account balances
• Review recent activity & history
• Transfer funds between accounts
• Deposit checks
• Pay bills
• And so much more!

## Key features

- Check account balances
- Review recent activity and history
- Transfer funds between accounts
- Deposit checks
- Pay bills

## Recent user reviews (10 of 58)

All indexed reviews: https://appshunter.io/ios/app/mycu-mn-mobile-banking/id1341926870/reviews.md

### 1/5 — App no longer works

*2026-04-28, version 5000.0.4*

The app has completely stopped working for me, even when deleting the app and restoring my phone to factory settings. MYCU’s tech help is not only not helpful, but actively antagonistic to claims that the app is not working, despite all the people here claiming otherwise. Frustrating how incompetent this credit union’s technology is.

### 1/5 — worst banking app ever

*2026-04-24, version 5000.0.4*

no mobile check deposits no credit card interaction just stay away you've been warned any other CU is better i'd give zero stars

### 1/5 — Yikes!

*2026-03-15, version 5000.0.3*

They went from having a working app to consistent issues. Every other tap is an error screen. this alone is a reason to go to a different credit union.

### 1/5 — Lost long time member

*2026-03-14, version 5000.0.3*

I’ve been a member of this credit union for over 30 years.  All the changes since converting to “MYCU” have moved this credit union backwards.  The system upgrade and rollout of this app have been amateurish at best.  

More than seven months later we still don’t have all of the mobile app functionality of the previous app.  Mobile check deposit only was added a month ago, six months after the “upgrade”.  Even then it is buried under a menu.  And even then, I can only deposit to a checking account.  At my new credit union I can mobile deposit to savings or checking and with higher limits, which becomes important when I had to move some money around related to a home improvement project.

Transfers to other accounts are still a problem.

And this app is incredibly slow.  Every step it takes time to load or figure out something.  expect to see the two blinking circled arrows a lot.

There are numerous other issues with this credit union such as still not joining with other credit unions to handle deposits across institutions.

So, I’ve mostly moved out of this credit union leaving a maintenance amount on the accounts and I am now at another credit union who seems to live credit union values.  moving away from a financial institution I’ve used for the past over three decades isn’t easy, but they no longer serve my needs and I would recommend going to another credit union.

### 1/5 — What is the actual hold up?

*2026-01-27, version 5000.0.2*

Seriously. I mean, it’s inconvenient enough having to drive over an hour every time I need to deposit a check, but all of my personal finance apps are not functioning because there’s no third party connection. I had to cancel subscriptions at this point. It’s been like SIX MONTHS. I’m screaming, not to MYCU necessarily, but the developers of this app, what is the actual hold up?

### 1/5 — Not functional at all

*2026-01-11, version 5000.0.2*

This is the worst platform I have experienced with a bank.  They claim you can make mobile deposits yet I have searched the entire app and there is no ability to mobile deposit.  On top of that the app itself is not user friendly and takes a long time to load.

### 1/5 — New App

*2026-01-10, version 5000.0.2*

Idk, I feel like if you were gonna completely change the app, I would make sure all the previous features worked. I can no longer scan in checks through the app. I have to go to the physical bank to cash it in. And it’s such a waste of time too. And I can’t send anyone checks through the app either. It’s been 5 months. Please fix this.

### 1/5 — Remote Deposit

*2026-01-05, version 5000.0.2*

The remote deposit feature is still not available and it is very inconvenient when you work the same hours the bank is open or live/work where there isn’t a branch to manually make the deposit.

### 2/5 — Still not working

*2025-12-30, version 5000.0.2*

System migration happened 4 months ago and I still can’t use bill pay on the app!  Takes a LOT more time and effort to boot up my aging computer to do what used to be simple tasks. Please fix asap!!

### 1/5 — MYCU app sucks!

*2025-12-23, version 5000.0.2*

App keeps erroring out, requires calling tech support, delete app then reload app from App Store. Regularly!  No online check deposit. Non-intuitive app. At least the tellers are pleasant when you finally drive to an office to do business. Poor tellers, they take the heat—month after miserable month.

## Frequently asked questions about MYCU MN Mobile Banking

### What can I do with the MYCU MN Mobile Banking app?

The app allows you to perform various banking tasks conveniently from your mobile device. You can check your account balances, review recent activity and transaction history, transfer funds between your accounts, deposit checks remotely, and pay your bills.

### Is the MYCU MN Mobile Banking app secure?

Yes, the app is described as fast, secure, and built for convenience. It provides a secure platform for managing your financial information and conducting transactions on the go.

### How much does the MYCU MN Mobile Banking app cost?

Based on the provided information, the app is free to download and use. However, it does contain advertisements.

### What are the main benefits of using this app?

The primary benefits include the convenience of managing your bank accounts from anywhere, anytime. Key features like mobile check deposit and bill payment save you time and trips to the bank.

## Version history (last 5 releases)

### 5000.0.4 — 2026-04-21

Statements: Enroll in eStatements to be able to view, download and share your 12 most recent account statements. Update your preferences to eStatements right in the app.

### 5000.0.3 — 2026-01-28

Mobile Check Deposit: Capture images of the front and back of the checks you wish to deposit and hit submit – those funds will be deposited in your account either the same or next business day.  Safe, convenient, stress free!

### 5000.0.2 — 2025-08-25

Our new experience provides easier access to the features you use most while on the go. This new version includes updates to the accounts, mobile deposit and navigation experience.

### 5000.0.1 — 2025-08-19

MY CREDIT UNION recently updated its core banking software, which promoted a change to our mobile banking provider and app as well. The goal is to not only provide customers/members with a more robust mobile banking experience but a faster one as well. Customer questions/concerns can always be directed to our Minnesota-based Contact Center at 612.798.7100.

### 4018.0.0 — 2025-07-31

Our new experience provides easier access to the features you use most while on the go. This new version includes updates to the accounts, mobile deposit and navigation experience.

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## More apps by MY Credit Union (MN)

- [MyCU Cards](https://appshunter.io/ios/app/mycu-cards/id1509721794)

All apps by MY Credit Union (MN): https://appshunter.io/developer/1341926869

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-08.*
