# myEquifax — Start your credit journey > Free credit report, score updates, and AI-powered credit improvement tools. (iPhone/iPad app by Equifax.) - Source: https://appshunter.io/ios/app/myequifax/id6502468755 (this page in markdown: same URL + `.md`) - Developer: [Equifax](https://appshunter.io/developer/347634123) - Category: Finance, Productivity - Price: Free - Rating: 4.80/5 from 40,766 App Store ratings · 354 written reviews indexed - Age rating: 17+ - Requires: iOS 15.6 · 137 MB - Languages: American English - Released: 2025-04-28 - Data updated: 2026-08-29 - Monetization: free with in-app purchases - User reviews in markdown: https://appshunter.io/ios/app/myequifax/id6502468755/reviews.md ## What is myEquifax? Get your Equifax credit report & credit score* updates at no cost with a free myEquifax™ account. It’s quick and easy to get started for free today and begin your credit journey. No credit card required to sign up. • Check your Equifax credit report for daily updates, anywhere you want. • Checking your credit doesn’t hurt your credit score. • Get daily one-bureau credit score updates and track your score progress over time. • Set a score goal and gain valuable insights on your credit journey. • Optimal Path™ — Opt in to use a free AI-powered tool that analyzes your credit profile and provides a personalized action plan with simple steps you can take to improve your credit over time. Upgrade to a paid plan to add Credit Monitoring and Identity Protection Features: Equifax Complete™ Premier — Get annual access to your report & credit score from Equifax, Transunion, and Experian*, along with credit monitoring and identity theft protection features including: • Dark WebScan: Receive alerts if we find your Social Security, credit card, debit card, banking, medical ID, and passport numbers on suspected fraudulent websites on the dark web** • Identity theft protection services: Get support from our dedicated ID specialists to help you recover from identity theft • Credit monitoring alerts: Receive notifications of key changes to your Equifax credit report through our monitoring alerts Equifax Complete™ Family Plan — Get all Equifax Complete Premier features plus help look after your family by adding a second adult plus lock and monitor the Equifax credit file for up to 4 children. WHAT YOU NEED TO KNOW *The credit scores provided are based on the VantageScore® 3.0 model. For three-bureau VantageScore credit scores, data from Equifax®, Experian®, and TransUnion® are used respectively. Any one-bureau VantageScore uses Equifax data. Third parties use many different types of credit scores and are likely to use a different type of credit score to assess your creditworthiness. **WebScan searches for your Social Security number, up to 5 passport numbers, up to 6 bank account numbers, up to 6 credit/debit card numbers, up to 6 email addresses, and up to 10 medical ID numbers. WebScan searches thousands of Internet sites where consumers' personal information is suspected of being bought and sold, and regularly adds new sites to the list of those it searches. However, the Internet addresses of these suspected Internet trading sites are not published and frequently change, so there is no guarantee that we are able to locate and search every possible Internet site where consumers' personal information is at risk of being traded. Copyright 2026 Equifax Consumer Services LLC. All rights reserved. Equifax and the Equifax marks used herein are trademarks of Equifax Inc. Other product and company names mentioned herein are the property of their respective owners. ## Key features - Monthly Equifax credit report updates - Free credit score tracking - AI-powered credit improvement plan - Score goal setting - Dark WebScan for identity protection - Credit monitoring alerts ## Chart rankings - #78 in Top Free · Finance (US App Store) ## What do users think of myEquifax? Overall sentiment: negative **Pros** - 👍 Convenient credit monitoring - 🚀 Easy to use app layout - 🔒 Secure login experience **Cons** - 🐛 Login issues and inability to create an account - 🔍 Difficulty finding credit freeze/unfreeze functionality - 🚫 Limited app functionality compared to website **Commonly reported bugs** - Login button not working - Greyed out login button **Most requested features** - Credit freeze/unfreeze functionality within the app - Dispute filing capability ## Recent user reviews (10 of 354) All indexed reviews: https://appshunter.io/ios/app/myequifax/id6502468755/reviews.md ### 5/5 — Clean user experience *2026-08-23, version 1.11.0* Nice clean app, not bogged down with adds and promotions like the others credit agencies apps. And the info I want, primarily to freeze credit, is quickly available on the Main screen as I open the app. ### 1/5 — Hdp *2026-08-23, version 1.11.0* Me le pelan a lo puto Maximo. Codigo NH y no lo resuelven. Está de le puta verga su sistema ### 5/5 — 👍🏻👍🏻 *2026-08-20, version 1.11.0* Keeps me up-to-date ### 1/5 — Far too difficult to manage security freeze *2026-08-19, version 1.11.0* Far too difficult to manage security freeze ### 5/5 — Excelente servicio *2026-08-18, version 1.11.0* Excelente servicio ### 2/5 — Not fair *2026-08-18, version 1.11.0* I can’t get stuff I’m credit report but anyone can ad stuff to my credit report ### 5/5 — MyEquifax *2026-08-18, version 1.11.0* I’ve had a positive experience using myEquifax. The platform makes it convenient to monitor my credit information, review changes to my credit report, and better understand the factors affecting my credit. I especially appreciate having access to important credit information in one place and being able to keep track of my progress over time. The app is straightforward to navigate and has been a helpful tool for staying informed and taking a more active role in managing my credit. I would recommend myEquifax to anyone who wants an easy way to stay on top of their credit. ### 5/5 — Impressed *2026-08-16, version 1.11.0* Ease of use is wonderful. ### 5/5 — MJG *2026-08-16, version 1.11.0* Thank you for keeping me updated on my credit; thank you, and God bless you. ### 5/5 — 1 *2026-08-13, version 1.10.1* 1 ## Frequently asked questions about myEquifax ### What does the myEquifax app do? The myEquifax app allows you to access your Equifax credit report and credit score updates monthly for free. It also provides tools to track your score progress, set goals, and receive personalized AI-driven insights to help you improve your credit. ### What are the key features of the free myEquifax account? With a free myEquifax account, you can check your Equifax credit report for monthly updates, get monthly one-bureau credit score updates, track your score progress, set a score goal, and use the free AI-powered Optimal Path™ tool for personalized credit improvement steps. ### How much does myEquifax cost? The basic myEquifax account, which provides access to your Equifax credit report and score updates, is free to sign up for and use. There are optional paid plans, such as Equifax Complete™ Premier and Equifax Complete™ Family Plan, which offer enhanced credit monitoring and identity protection features. ### What kind of credit scores does myEquifax provide? The credit scores provided by myEquifax are based on the VantageScore® 3.0 model. For three-bureau VantageScore credit scores, data from Equifax, Experian, and TransUnion are used. Any one-bureau VantageScore uses Equifax data. It's important to note that third parties use many different types of credit scores. ### What are the benefits of upgrading to a paid plan? Upgrading to a paid plan like Equifax Complete™ Premier or Family Plan adds features such as annual access to credit reports and scores from all three bureaus (Equifax, TransUnion, and Experian), credit monitoring alerts, Dark WebScan to detect your personal information on suspicious websites, and identity theft protection services. ## Version history (last 5 releases) ### 1.11.0 — 2026-08-13 This update includes bug fixes and performance improvements. ### 1.10.1 — 2026-07-15 This version contains an important security update. Please update to the latest version to ensure uninterrupted access to your myEquifax account. ### 1.10.0 — 2026-07-07 This update includes bug fixes and performance improvements. ### 1.9.1 — 2026-06-03 This update includes bug fixes and performance improvements. ### 1.9.0 — 2026-05-29 This update includes bug fixes and performance improvements. ## Apps similar to myEquifax | App | Rating | Price | Category | | --- | --- | --- | --- | | [myFICO - Credit Score Tracking](https://appshunter.io/ios/app/myfico-credit-score-tracking/id714626557) | 4.8 (49,926) | Free | Finance | | [TransUnion®](https://appshunter.io/ios/app/transunion/id649008868) | 4.6 (38,728) | Free | Finance | | [Build Credit & Fix It: Dovly](https://appshunter.io/ios/app/build-credit-and-fix-it-dovly/id1584248673) | 4.8 (74,970) | Free | Finance | | [Kovo - Fast Credit Builder](https://appshunter.io/ios/app/kovo-fast-credit-builder/id6480379937) | 4.9 (11,306) | Free | Finance | | [Experian®](https://appshunter.io/ios/app/experian/id1087101090) | 4.8 (2,695,303) | Free | Finance | | [IdentityIQ](https://appshunter.io/ios/app/identityiq/id1617456340) | 4.9 (5,136) | Free | Finance | ## More apps by Equifax - [Lock & Alert](https://appshunter.io/ios/app/lock-and-alert/id1325259833) - [myEquifax UK](https://appshunter.io/ios/app/myequifax-uk/id6755972401) All apps by Equifax: https://appshunter.io/developer/347634123 ## Related topics [equifax](https://appshunter.io/ios/topics/equifax) · [equifax credit](https://appshunter.io/ios/topics/equifax-credit) · [equifax credit report](https://appshunter.io/ios/topics/equifax-credit-report) · [equifax lock and alert](https://appshunter.io/ios/topics/equifax-lock-and-alert) · [free credit score equifax](https://appshunter.io/ios/topics/free-credit-score-equifax) · [myequifax](https://appshunter.io/ios/topics/myequifax) · [apps for equifax credit reports](https://appshunter.io/ios/topics/apps-for-equifax-credit-reports) · [credit reports](https://appshunter.io/ios/topics/credit-reports) · [equifax app free](https://appshunter.io/ios/topics/equifax-app-free) · [equifax credit freeze](https://appshunter.io/ios/topics/equifax-credit-freeze) · [equifax freeze](https://appshunter.io/ios/topics/equifax-freeze) · [equifax business](https://appshunter.io/ios/topics/equifax-business) · [equifax credit bureau](https://appshunter.io/ios/topics/equifax-credit-bureau) · [equifax lock](https://appshunter.io/ios/topics/equifax-lock) · [my equifax mobile](https://appshunter.io/ios/topics/my-equifax-mobile) · [equifax core credit](https://appshunter.io/ios/topics/equifax-core-credit) · [my equifax app](https://appshunter.io/ios/topics/my-equifax-app) · [expedia credit](https://appshunter.io/ios/topics/expedia-credit) · [experian app free](https://appshunter.io/ios/topics/experian-app-free) · [experian credit](https://appshunter.io/ios/topics/experian-credit) --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-29.*