# myFICO - Credit Score Tracking — Monitor & Report Credit Scores

> Monitor FICO Scores and credit reports from Experian, TransUnion, and Equifax. (iPhone/iPad app by FICO.)

- Source: https://appshunter.io/ios/app/myfico-credit-score-tracking/id714626557 (this page in markdown: same URL + `.md`)
- Developer: [FICO](https://appshunter.io/developer/714626560)
- Category: Finance
- Price: Free
- Rating: 4.80/5 from 49,926 App Store ratings · 195 written reviews indexed
- Age rating: 4+
- Requires: iOS 18.6 · 56 MB
- Languages: American English
- Released: 2013-10-09
- Data updated: 2026-08-29
- Monetization: free with in-app purchases
- User reviews in markdown: https://appshunter.io/ios/app/myfico-credit-score-tracking/id714626557/reviews.md

## What is myFICO?

90% of top lenders use FICO® Scores– do you know yours? Get your FICO Score, from FICO. Compare your FICO Scores and credit reports from all 3 bureaus—Experian, TransUnion, and Equifax—side-by-side and get the right credit score for your goal. And don’t worry– checking your own credit will not hurt your score. 

Although they may look the same, other credit scores can vary as much as 100 points from your FICO Score. With myFICO, you can view and monitor your FICO Scores and credit reports right from your fingertips. You'll get alerts on your iOS device when changes are detected. 

Features

• FICO® Scores – Check your FICO Scores while on the go, including versions used in mortgage, auto and credit card lending

• Insights – Learn how your credit history affects your FICO Scores

• FICO Score Simulator – Explore how different actions could affect your FICO Scores

• Alerts – Monitor your credit and identity

• Reports – Instantly access your credit reports and credit data

• Score History Graph – Track your FICO Score 8 over time

• Credit Education – Explore videos and educational content to learn about credit and FICO Scores

• Fast and secure login with fingerprint, face or other biometric (on supported devices) plus 2-Step Verification option

Certain features are available only with eligible myFICO subscriptions. Learn more at www.myfico.com.

## Key features

- View FICO Scores
- Compare credit reports
- Monitor credit changes
- FICO Score Simulator
- Credit education content
- Score history tracking

## Chart rankings

- #199 in Top Free · Finance (US App Store)

## What do users think of myFICO?

Overall sentiment: neutral

**Pros**

- 🚀 Keeps you updated on credit changes
- 🔒 Provides accurate FICO scores
- 👍 Helpful for home/car purchases
- 💡 Useful credit monitoring and analysis tools

**Cons**

- 🐛 Inconsistent/inaccurate score reporting
- 💰 Expensive subscription fees
- 🔍 Lacks detailed credit information
- 🔁 Frequent log-outs and identity verifications

**Commonly reported bugs**

- Score screen glitches and displays incorrect information
- Face ID/biometric login not working on newer devices
- Subscription issues with payments and account access

**Most requested features**

- Provide more detailed credit report information
- Offer a free trial or lower-cost subscription option
- Improve app stability and reduce glitches
- Add ability to dispute items directly from the app

## Recent user reviews (10 of 195)

All indexed reviews: https://appshunter.io/ios/app/myfico-credit-score-tracking/id714626557/reviews.md

### 2/5 — Info is not accurate

*2026-08-18, version 4.0.23*

I have consistently spoke with each credit bureau agencies because I’m in the process of getting my credit fixed and the information on credit scores on this app says it’s up-to-date on that exact date which is not correct at all. It is off by a lot and I’ve noticed it with all of my scores so I don’t know how the FICO score could even be accurate if they have the wrong information to begin with, so I don’t know why you’d want to pay for a subscription that has the incorrect information..

### 1/5 — Doesn’t display correctly iPad

*2026-08-15, version 4.0.23*

Did the update. Still doesn’t display alerts correctly on my iPad Pro. It crashes into like half a screen and then shows nothing. Works fine on my iPhone.

### 5/5 — Nan

*2026-08-11, version 4.0.21*

Great

### 4/5 — Need to be updated

*2026-08-05, version 4.0.20*

I got this message that the app need to be updated but I’m using the last version and the app got frozen.

### 1/5 — SCAM ARTISTS

*2026-08-04, version 4.0.21*

It’s a monthly charge automatically! 
$19.95, $29.95, or $39.95
Your FICO Score is free of charge.

### 1/5 — Update

*2026-08-04, version 4.0.20*

App states that I need to update iOS to use it but the iOS it’s referring to isn’t even out yet, not even in beta! What’s going on here

### 5/5 — Okurrrrr

*2026-07-27, version 4.0.21*

I love it here

### 1/5 — Fails to log in

*2026-07-12, version 4.0.20*

Since the last update, the app will not log in. After pressing the button to log in, the app hangs. Pressing multiple times locked my account.

### 5/5 — Reliable service

*2026-07-10, version 4.0.20*

The Fico app has been my go to for my credit monitoring and most recent updates on my scores. I love this app and would highly recommend using it!

### 1/5 — What a Joke

*2026-07-04, version 4.0.20*

Why would I pay to get my score or track it when I can do it for free? 😂

## Frequently asked questions about myFICO

### What does the myFICO app do?

The myFICO app allows you to access and monitor your FICO Scores and credit reports from Experian, TransUnion, and Equifax. It helps you understand how your credit history affects your scores and provides tools like a simulator to see how different actions might impact them. You can also receive alerts for changes and access educational resources about credit.

### How can I check my FICO Score with this app?

You can check your FICO Scores directly within the myFICO app. The app provides access to versions of your FICO Score used in mortgage, auto, and credit card lending. Checking your own credit score through the app will not negatively impact your score.

### Is the myFICO app free to use?

The app itself is free to download and use for basic credit score monitoring. However, certain advanced features are only available with eligible myFICO subscriptions. More information about these subscriptions can be found on the myFICO website.

### What credit bureaus does the app use?

The app provides access to your credit reports and FICO Scores from all three major credit bureaus: Experian, TransUnion, and Equifax. You can compare your information from these bureaus side-by-side within the application.

### Can I see how my credit score might change?

Yes, the app features a FICO Score Simulator. This tool allows you to explore how different financial actions or changes to your credit history could potentially affect your FICO Scores, helping you make informed decisions about managing your credit.

## Version history (last 5 releases)

### 4.0.24 — 2026-08-28

Enhancements to Password Reset flows

### 4.0.23 — 2026-08-14

Fix for crashes on iPads

### 4.0.22 — 2026-08-12

Bug fixes & UI enhancements

### 4.0.21 — 2026-07-16

Bug fixes & performance improvements

### 4.0.20 — 2026-06-24

Bug fixes and enhancements

## Apps similar to myFICO

| App | Rating | Price | Category |
| --- | --- | --- | --- |
| [Credit Sesame: Grow Your Score](https://appshunter.io/ios/app/credit-sesame-grow-your-score/id476718980) | 4.8 (436,368) | Free | Finance |
| [Experian®](https://appshunter.io/ios/app/experian/id1087101090) | 4.8 (2,695,303) | Free | Finance |
| [Intuit Credit Karma](https://appshunter.io/ios/app/intuit-credit-karma/id519817714) | 4.8 (7,711,052) | Free | Finance |
| [Self - Credit Builder & Cards](https://appshunter.io/ios/app/self-credit-builder-and-cards/id1364215562) | 4.9 (326,646) | Free | Finance |
| [Kikoff – Build Credit Quickly](https://appshunter.io/ios/app/kikoff-build-credit-quickly/id1525159784) | 4.9 (265,158) | Free | Finance |
| [Capital One CreditWise](https://appshunter.io/ios/app/capital-one-creditwise/id1008234539) | 4.8 (308,510) | Free | Finance |

## More apps by FICO

- [FICO Banking](https://appshunter.io/ios/app/fico-banking/id894026135)
- [FICO Events](https://appshunter.io/ios/app/fico-events/id1663715150)

All apps by FICO: https://appshunter.io/developer/714626560

## Related topics

[credit score track](https://appshunter.io/ios/topics/credit-score-track) · [credit report score](https://appshunter.io/ios/topics/credit-report-score) · [free credit score](https://appshunter.io/ios/topics/free-credit-score) · [fico credit score](https://appshunter.io/ios/topics/fico-credit-score) · [free credit report score](https://appshunter.io/ios/topics/free-credit-report-score) · [free credit check score](https://appshunter.io/ios/topics/free-credit-check-score) · [fico score](https://appshunter.io/ios/topics/fico-score) · [fico](https://appshunter.io/ios/topics/fico) · [myfico](https://appshunter.io/ios/topics/myfico) · [fico score 8](https://appshunter.io/ios/topics/fico-score-8) · [free fico score](https://appshunter.io/ios/topics/free-fico-score) · [fisco](https://appshunter.io/ios/topics/fisco) · [credit score monitoring for adults](https://appshunter.io/ios/topics/credit-score-monitoring-for-adults) · [my fico score](https://appshunter.io/ios/topics/my-fico-score) · [credit score monitoring](https://appshunter.io/ios/topics/credit-score-monitoring) · [fisco app](https://appshunter.io/ios/topics/fisco-app) · [vantagescore](https://appshunter.io/ios/topics/vantagescore) · [myscoreiq](https://appshunter.io/ios/topics/myscoreiq) · [my fico score free](https://appshunter.io/ios/topics/my-fico-score-free) · [my free credit score now](https://appshunter.io/ios/topics/my-free-credit-score-now)

---

*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-29.*