# myghpay > Mobile payment app for goods, services, and transfers using various funding sources. (iPhone/iPad app by GUARANTY TRUST BANK GHANA LTD.) - Source: https://appshunter.io/ios/app/myghpay/id1245112133 (this page in markdown: same URL + `.md`) - Developer: [GUARANTY TRUST BANK GHANA LTD](https://appshunter.io/developer/1245112132) - Category: Finance - Price: Free - Rating: 4.70/5 from 317 App Store ratings · 22 written reviews indexed - Age rating: 4+ - Requires: iOS 15.1 · 46 MB - Languages: American English - Released: 2017-06-08 - Data updated: 2026-08-26 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/myghpay/id1245112133/reviews.md ## What is myghpay? New year, an all-new improved myghpay! With a new look of convenience and modern security, Myghpay has been redesigned to ensure your transactions are faster and more secure! The app has been built with you in mind and allows you to make payments for goods, services or products from your mobile money wallet, Visa / Mastercard (Foreign or Local) or GTBank account anywhere you are in the world! A smarter app which remembers you and your favourite service, people and merchants, you can now authorize payments with face ID, biometrics or PIN and generate receipts on-the-fly! Myghpay is open to the general public. Log on to it by downloading the mobile app or visiting the website Myghpay.com. Among the numerous services and merchants you can make payments for are as follows – • Airtime Purchases • Vodafone Broadband • MTN data bundles • DSTV • GOTV • DSTV Box Office • Surfline • University of Ghana School Fees • Mobile money transfers (Bank-to-wallet; wallet-to-Bank & wallet-to-wallet) • Local Interbank transfers • Databank investments • FirstBanc investments • Ghana Water Company Limited (GWCL) • Electricity Company of Ghana (ECG) • …many more ## Key features - Mobile money payments - Card payments (Visa/Mastercard) - Bank account payments - Biometric authorization (Face ID, biometrics, PIN) - Receipt generation - Payment for utilities and subscriptions - Money transfers ## What do users think of myghpay? Overall sentiment: mixed **Pros** - 👍 Easy and convenient to access - 🚀 Fast and reliable for payments - 👍 User-friendly and simple interface - 👍 Cheapest transaction fees - 👍 Less charges, easy to transfer - 👍 Good and trusted - 👍 Payments made easy - 👍 Reliable and simple to use - 👍 Very fast and convenient - 👍 Great app, makes life easier - 👍 Best mobile banking app in Ghana **Cons** - 🐛 Transactions stuck on pending - 🐛 Deducted money not reflected - 🐛 Scam app allegations - ❌ No support available - 🐛 App acting funny - 🐛 Auto sign-out issues - 🐛 App only works with GT Bank card - 🐛 No Visa debit section for payment - 🐛 Cannot go back after clicking buy airtime - 🐛 App crashes on opening - 🐛 Pending transactions, no refund **Commonly reported bugs** - Transactions stuck on pending for days - Deducted money not reflected in account - App automatically signs out and invalidates credentials - App crashes on opening - Updates to wallet payment on app does not reflect on website and vice versa - App only works with GT bank card - No Visa debit section for payment - Cannot go back after clicking buy airtime **Most requested features** - Allow adding back deleted saved numbers sooner than a month - Add Visa debit card payment option - Fix inability to go back after clicking buy airtime ## Recent user reviews (10 of 22) All indexed reviews: https://appshunter.io/ios/app/myghpay/id1245112133/reviews.md ### 3/5 — Great app but I’ve got some transfers stuck on pending *2025-02-28* I’ve been charged for some transfers which is stuck on pending for some days and I haven’t gotten any refund from you guys ### 1/5 — Transaction pending *2024-11-04, version 3.2.0* Anytime I tried to use the app to make transactions!! All my transactions fails and it says pending transactions ### 5/5 — LIIYAB ENTERPRISE *2024-08-02, version 3.2.0* Very easy and convenient to access. ### 2/5 — Kindly check the app *2024-05-23, version 3.1.8* I have made some transactions which I’ve already been deducted but it hasn’t hit the account and it’s showing pending for days now ### 1/5 — MYGHPay Is A Scam app *2023-05-16, version 3.0.0* I paid Ghc1,021.00 of my daughter’s UDS school fees on their platform but they took my money and was never paid to UDS. MTN confirmed money was transferred to GTBank. UDS said it was a scam they don’t have any connection with GTBank app. Complaint was handed to GT Bank Resolutions Team but nothing was done. The MYGHPAY is a scam don’t use it. ### 1/5 — No support *2022-05-01, version 2.6.3* Emails and social media requests for support simply goes unanswered. Updates to wallet payment on app does not reflect on website account and vice versa ### 5/5 — Number *2022-05-01* Fast and reliable app to payment. But after deleting a number saved for payment you can only add it back after a month .. something should be done about that. ### 3/5 — Your app is acting funny to me since yesterday *2022-03-28, version 2.6.3* Your app is acting funny to me since yesteee ### 5/5 — Good and fast app *2022-03-13, version 2.6.3* Good and trusted ### 5/5 — Payments made easy *2022-02-22, version 2.6.3* Your payment platform is top notch. All services you render there has never failed for me anytime I use it. It saves me much time and the user interface is friendly and simple too. ## Frequently asked questions about myghpay ### What can I pay for with this app? You can make payments for a wide variety of goods and services. This includes airtime, data bundles, broadband, TV subscriptions (DSTV, GOTV), university school fees, and utility bills from companies like Ghana Water Company Limited and Electricity Company of Ghana. It also supports various money transfer options. ### What payment methods does the app support? The app supports payments directly from your mobile money wallet, Visa or Mastercard (both foreign and local), and your GTBank account. This offers flexibility for users to choose their preferred funding source for transactions. ### Is this app free to use? Yes, the application is available for the general public and is free to download and use. There are no mentioned costs associated with downloading or using the core payment functionalities. ### How secure are my transactions? The app has been redesigned with modern security features to ensure your transactions are faster and more secure. You can authorize payments using convenient and secure methods like Face ID, biometrics, or a PIN, providing peace of mind. ### Can I use this app for international payments? Yes, the app allows you to make payments for goods, services, or products from your mobile money wallet, Visa/Mastercard (foreign or local), or GTBank account from anywhere in the world. This makes it a versatile tool for both local and international transactions. ## Version history (last 5 releases) ### 3.2.4 — 2025-05-27 Improved security ### 3.2.0 — 2024-06-14 Bug fixes and additional security measures ### 3.1.8 — 2023-08-07 **Introducing Card Transfers.** You can now send mobile money and bank transfers from your card. ### 3.1.6 — 2023-07-27 **Introducing Card Transfers.** You can now send mobile money and bank transfers from your card. ### 3.1.0 — 2023-07-06 **Introducing Card Transfers.** You can now send mobile money and bank transfers from your card. ## Apps similar to myghpay | App | Rating | Price | Category | | --- | --- | --- | --- | | [GhanaPay Customer](https://appshunter.io/ios/app/ghanapay-customer/id1619527051) | 3.2 (74) | Free | Finance | | [KOWRI](https://appshunter.io/ios/app/kowri/id1616706058) | 4.5 (124) | Free | Finance | | [CalBank App](https://appshunter.io/ios/app/calbank-app/id1503346047) | 3.4 (162) | Free | Finance | | [Affinity](https://appshunter.io/ios/app/affinity/id1556086231) | 4.6 (1,456) | Free | Finance | | [FirstBank Ghana Mobile App](https://appshunter.io/ios/app/firstbank-ghana-mobile-app/id1558479443) | 2.7 (46) | Free | Finance | | [expressPay](https://appshunter.io/ios/app/expresspay/id755749885) | 4.1 (114) | Free | Finance | ## More apps by GUARANTY TRUST BANK GHANA LTD - [GTWorld Ghana](https://appshunter.io/ios/app/gtworld-ghana/id1274968175) All apps by GUARANTY TRUST BANK GHANA LTD: https://appshunter.io/developer/1245112132 ## Related topics [my ghpay](https://appshunter.io/ios/topics/my-ghpay) · [cedis pay](https://appshunter.io/ios/topics/cedis-pay) · [ghanapay customer](https://appshunter.io/ios/topics/ghanapay-customer) · [ghanapay](https://appshunter.io/ios/topics/ghanapay) · [xcel ghana](https://appshunter.io/ios/topics/xcel-ghana) --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-26.*