# myMcCoy Mobile Banking

> Mobile banking app for secure account access, fund transfers, and bill payments. (iPhone/iPad app by MCCOY FEDERAL CREDIT UNION (INC).)

- Source: https://appshunter.io/ios/app/mymccoy-mobile-banking/id641228153 (this page in markdown: same URL + `.md`)
- Developer: [MCCOY FEDERAL CREDIT UNION (INC)](https://appshunter.io/developer/641228156)
- Category: Finance, Business
- Price: Free
- Rating: 4.39/5 from 978 App Store ratings · 114 written reviews indexed
- Age rating: 4+
- Requires: iOS 16.0 · 59 MB
- Languages: English, Portuguese, Chinese, Spanish, Chinese
- Released: 2013-05-21
- Data updated: 2026-08-23
- Monetization: free with in-app purchases
- User reviews in markdown: https://appshunter.io/ios/app/mymccoy-mobile-banking/id641228153/reviews.md

## What is myMcCoy Mobile Banking?

Free Mobile Banking for iPhones. 
With MyMcCoy Mobile from McCoy Federal, you can bank on the go with immediate and secure access to your MyMcCoy & Bill Payer accounts without making a trip to the credit union. 

MyMcCoy Mobile gives you the ability to:

- Check balances and transfer funds between your accounts
- View your transaction history
- Pay bills from your mobile device using free Bill Payer
- Find ATMs and branches quickly and easily. 

To learn how we protect your privacy, please visit: 

http://www.mccoyfcu.org/pdf/PrivacyNotice.pdf

To use MyMcCoy Mobile users must be enrolled in Free MyMcCoy online banking. Free online Bill Payer is required to pay bills from your mobile device. For more information on Free MyMcCoy and Bill Payer, visit: 

http://www.mccoyfcu.org/online-services/my-mccoy.asp

MyMcCoy Mobile is free to access but messaging and data rates may apply. Please contact your wireless service provider for details.

## Key features

- Check account balances
- Transfer funds
- View transaction history
- Pay bills
- Find ATMs and branches

## What do users think of myMcCoy Mobile Banking?

Overall sentiment: neutral

**Pros**

- 👍 Easy to use
- 🚀 Convenient
- 💯 Great service
- 🎉 Wonderful app
- 🔒 Secure
- 🔥 Excellent
- 🌟 Best banking app

**Cons**

- 🐛 Crashes/bugs
- 🤔 Navigation issues
- 🔍 Difficult to use
- 💰 Expensive fees
- 🔒 Security problems
- ⚠️ Unreliable
- 🙄 Cluttered interface

**Commonly reported bugs**

- Login issues
- Mobile deposit not working
- Frequent crashes
- Glitches with certain devices
- Accounts not displaying properly

**Most requested features**

- Mobile check deposit
- Fingerprint/biometric login
- Improved Zelle integration
- Better account management
- Smoother money transfers
- More detailed transaction history

## Recent user reviews (10 of 114)

All indexed reviews: https://appshunter.io/ios/app/mymccoy-mobile-banking/id641228153/reviews.md

### 1/5 — Worse app that keeps getting worse

*2026-04-17, version 26.0.260200*

Deposit history hard to show. App crashes constantly. Depositors tske for ever to post . Do something with this app please

### 1/5 — Cluttered

*2025-01-14, version 23.0.5909*

Bring back the simple app, this new update is horrible is so cluttered

### 1/5 — Not working

*2024-09-24, version 22.0.5909*

App is currently crashing

### 1/5 — Major Bugs

*2024-09-23, version 22.0.5909*

Since the last update 2 days ago the app has had major problems. It will open then immediately close on me. Please fix the bugs so I can use my app.

### 1/5 — The App is terrible

*2024-09-21, version 22.0.5909*

The app keeps crashing or refusing to open. Even when I put the correct password it won’t let me login and locks me out. Because of these problems I’ve been having trouble putting in my payments on time, or even being able to view my balance. Good bank… the app is just horrible

### 1/5 — Get a real app developer

*2024-05-03, version 21.0.5900*

This app is trash. Just tried to pay my loan and it just gives me the circle of loading doom. Always happens. Did that go through? Idk will have to wait and see. Multiple other issues within the app as well. Not to mention aesthetics are terrible too. Pay someone who knows what they’re doing.

### 2/5 — Antiquated

*2024-03-28, version 21.0.5900*

Since the new CC update, I no longer see my CC account listed with my checking and savings. It used to be super easy to make payments that way. I can’t even see my CC account listed when going to Make a transfer > Pay a loan. Please fix it.

### 3/5 — Glitch with the iPhone 15 Pro Max

*2024-03-16, version 21.0.5900*

I like the McCoy App overall and the convenience of doing online banking. I did not have any problems with the app until I upgraded my my cellphone. There is a glitch which prevents you from looking at other accounts on the app. If you scroll on the menu page it automatically goes to some ad or something about checking your credit score. This glitch has been happening sometime. McCoy Federal Credit Union please fix this problem with your app.

### 3/5 — Please fix Zelle

*2023-08-21, version 21.0.5804*

I love the app I just wish the Zelle worked a little more seamless. It’s hard to send money to new people in your contacts as it won’t find them easily.

### 1/5 — Too many bugs and crashes

*2023-08-17, version 21.0.5804*

Too often am I unable to view all of my accounts or make any quick transfers because of that. Also, whenever I sign in and goes directly to view 1 of my accounts, when I press “back” to view the main homepage, it signs me out. I am so frustrated with all the issues of their app that I wish I could change banks.

## Frequently asked questions about myMcCoy Mobile Banking

### What can I do with the myMcCoy Mobile Banking app?

The app allows you to check your account balances, transfer funds between your accounts, view your transaction history, pay bills using the free Bill Payer service, and quickly find ATMs and branches.

### Is there a cost to use myMcCoy Mobile Banking?

The app itself is free to access. However, your wireless service provider may charge messaging and data rates for using the service. You will need to contact your provider for specific details.

### What are the requirements to use this app?

To use MyMcCoy Mobile, you must be enrolled in Free MyMcCoy online banking. Additionally, if you wish to pay bills from your mobile device, you will need to have Free online Bill Payer set up.

### How does the app protect my privacy?

The app's privacy is detailed in a notice available at http://www.mccoyfcu.org/pdf/PrivacyNotice.pdf. This document outlines how your personal information is protected when using their services.

### Can I use this app if I'm not a McCoy Federal Credit Union member?

No, this app is specifically designed for existing members of McCoy Federal Credit Union who are enrolled in their Free MyMcCoy online banking service.

## Version history (last 5 releases)

### 26.0.260300 — 2026-06-29

Bank on the go, right from your wrist!

Introducing our new Apple Watch app, bringing essential financial updates directly to watchOS.

• QUICK BALANCES: View your primary checking, savings, and credit card balances instantly without typing a password.
• RECENT TRANSACTIONS: Quickly scroll through your last 10 transactions.
• SMART ALERTS: Get instant haptic notifications for large purchases, low balances, or fraud alerts.

Enable it in myMcCoy: Menu/Account Services/Toggle Apple Watch ON.

### 26.0.260200 — 2026-04-06

Feature enhancements and bug fixes

### 25.0.251200 — 2026-02-05

Feature enhancements and bug fixes

### 23.0.5909 — 2024-09-24

Feature enhancements and bug fixes

### 22.0.5909 — 2024-09-19

Feature enhancements and bug fixes

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## More apps by MCCOY FEDERAL CREDIT UNION (INC)

- [McCoy Card Controls](https://appshunter.io/ios/app/mccoy-card-controls/id6480208198)

All apps by MCCOY FEDERAL CREDIT UNION (INC): https://appshunter.io/developer/641228156

## Related topics

[mccoy federal credit union](https://appshunter.io/ios/topics/mccoy-federal-credit-union) · [mccoy](https://appshunter.io/ios/topics/mccoy) · [my mccoy](https://appshunter.io/ios/topics/my-mccoy) · [mccoy card controls](https://appshunter.io/ios/topics/mccoy-card-controls) · [mccoys](https://appshunter.io/ios/topics/mccoys)

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-23.*