# myMcCoy Mobile Banking — user reviews

> 114 indexed App Store user reviews of myMcCoy Mobile Banking by MCCOY FEDERAL CREDIT UNION (INC), rated 4.39/5 from 978 ratings.

- Source: https://appshunter.io/ios/app/mymccoy-mobile-banking/id641228153/reviews
- App overview in markdown: https://appshunter.io/ios/app/mymccoy-mobile-banking/id641228153.md
- Rating breakdown: 5★ 748 · 4★ 76 · 3★ 28 · 2★ 27 · 1★ 94

## What do users think of myMcCoy Mobile Banking?

Overall sentiment: neutral

**Pros**

- 👍 Easy to use
- 🚀 Convenient
- 💯 Great service
- 🎉 Wonderful app
- 🔒 Secure
- 🔥 Excellent
- 🌟 Best banking app

**Cons**

- 🐛 Crashes/bugs
- 🤔 Navigation issues
- 🔍 Difficult to use
- 💰 Expensive fees
- 🔒 Security problems
- ⚠️ Unreliable
- 🙄 Cluttered interface

**Commonly reported bugs**

- Login issues
- Mobile deposit not working
- Frequent crashes
- Glitches with certain devices
- Accounts not displaying properly

**Most requested features**

- Mobile check deposit
- Fingerprint/biometric login
- Improved Zelle integration
- Better account management
- Smoother money transfers
- More detailed transaction history

## Newest reviews (11 of 114)

### 2/5 — Antiquated

*2024-03-28, version 21.0.5900*

Since the new CC update, I no longer see my CC account listed with my checking and savings. It used to be super easy to make payments that way. I can’t even see my CC account listed when going to Make a transfer > Pay a loan. Please fix it.

### 3/5 — Glitch with the iPhone 15 Pro Max

*2024-03-16, version 21.0.5900*

I like the McCoy App overall and the convenience of doing online banking. I did not have any problems with the app until I upgraded my my cellphone. There is a glitch which prevents you from looking at other accounts on the app. If you scroll on the menu page it automatically goes to some ad or something about checking your credit score. This glitch has been happening sometime. McCoy Federal Credit Union please fix this problem with your app.

### 3/5 — Please fix Zelle

*2023-08-21, version 21.0.5804*

I love the app I just wish the Zelle worked a little more seamless. It’s hard to send money to new people in your contacts as it won’t find them easily.

### 4/5 — Mc coy

*2023-07-07, version 21.0.5801*

Great job keep it up

### 5/5 — Monchi

*2023-06-26, version 21.0.5801*

Friendly, easy and confident!

### 5/5 — Good Service😊Thanks for all your Support 👌

*2023-06-25, version 21.0.5801*

The one and only..

### 5/5 — Truly enjoying MFCU

*2023-06-23, version 21.0.5801*

I haven’t had a disappointing experience with MFCY

### 2/5 — Not really easy to navigate

*2023-06-20, version 21.0.5801*

I have several other apps from bigger banks and compared to this app they are so much easier to navigate. This app can be confusing and difficult to navigate.

### 5/5 — Easy and practical

*2023-06-19, version 21.0.5801*

It is easy to use it!

### 4/5 — Rating

*2023-06-15, version 21.0.5801*

Very convenient and accurate

### 5/5 — Love my McCoy!

*2023-06-14, version 21.0.5801*

Love my Mcoy!!!!

## Most critical reviews (10 lowest-rated)

### 1/5 — Worse app that keeps getting worse

*2026-04-17, version 26.0.260200*

Deposit history hard to show. App crashes constantly. Depositors tske for ever to post . Do something with this app please

### 1/5 — Cluttered

*2025-01-14, version 23.0.5909*

Bring back the simple app, this new update is horrible is so cluttered

### 1/5 — Not working

*2024-09-24, version 22.0.5909*

App is currently crashing

### 1/5 — Major Bugs

*2024-09-23, version 22.0.5909*

Since the last update 2 days ago the app has had major problems. It will open then immediately close on me. Please fix the bugs so I can use my app.

### 1/5 — The App is terrible

*2024-09-21, version 22.0.5909*

The app keeps crashing or refusing to open. Even when I put the correct password it won’t let me login and locks me out. Because of these problems I’ve been having trouble putting in my payments on time, or even being able to view my balance. Good bank… the app is just horrible

### 1/5 — Get a real app developer

*2024-05-03, version 21.0.5900*

This app is trash. Just tried to pay my loan and it just gives me the circle of loading doom. Always happens. Did that go through? Idk will have to wait and see. Multiple other issues within the app as well. Not to mention aesthetics are terrible too. Pay someone who knows what they’re doing.

### 1/5 — Too many bugs and crashes

*2023-08-17, version 21.0.5804*

Too often am I unable to view all of my accounts or make any quick transfers because of that. Also, whenever I sign in and goes directly to view 1 of my accounts, when I press “back” to view the main homepage, it signs me out. I am so frustrated with all the issues of their app that I wish I could change banks.

### 1/5 — Zelle doesn’t work

*2023-07-23, version 21.0.5801*

Zelle doesn’t work

### 1/5 — Zelle on this app is difficult

*2023-07-17, version 21.0.5801*

Tried multiple times to set it up, failed, called customer service at McCoy and zero help. Keep in mind I have several accounts with Zelle and have set each one up with ease. Not with McCoy.

### 1/5 — Worthless

*2022-11-22, version 21.0.5724*

App doesn’t work most of the time. When it’s operational it’s slow at best. Probably the worst banking app I’ve ever used.

## Most praised reviews (10 highest-rated)

### 5/5 — 👍🏻

*2023-07-29, version 21.0.5804*

Its cool

### 5/5 — McCoy federal credit Union

*2023-07-24, version 21.0.5801*

Very happy with services all over, tellers, online and members services. Thank you great job

### 5/5 — MyMcCoy Mobile Banking

*2023-07-21, version 21.0.5801*

Easy to use. Works consistently.

### 5/5 — McCoy app

*2023-07-19, version 21.0.5801*

Very easy to use

### 5/5 — Excellent web site

*2023-07-08, version 21.0.5801*

Easy to use and lots of valuable applications

### 5/5 — Sylvia

*2023-07-08, version 21.0.5801*

Easy to use

### 5/5 — App Rate

*2023-07-05, version 21.0.5801*

I love this app it’s very informative!!

### 5/5 — My Mc Coy app

*2023-07-03, version 21.0.5801*

App is just awesome, very handy. I love this app , very convenient.

### 5/5 — Mobile Deposit

*2023-06-30, version 21.0.5801*

Very convenient & efficient!
Thx so much!
JB Duncan

### 5/5 — Useful app

*2023-06-30, version 21.0.5801*

This app has been very useful. It’s easy to use and I haven’t experienced any issues.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-23.*
