# MyPaynetics > Digitize and manage all your compensation, bonus, and gift cards on your phone. (iPhone/iPad app by Phyre JSC.) - Source: https://appshunter.io/ios/app/mypaynetics/id1565360219 (this page in markdown: same URL + `.md`) - Developer: [Phyre JSC](https://appshunter.io/developer/1035291342) - Category: Finance - Price: Free - Age rating: 4+ - Requires: iOS 14.0 · 175 MB - Languages: American English, Ukrainian - Released: 2021-07-28 - Data updated: 2026-08-08 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/mypaynetics/id1565360219/reviews.md ## What is MyPaynetics? MyPaynetics: keep all your cards in the phone • MyPaynetics is the app that keeps all your cards digitized in your phone and easy sleezy helps you to use them while enjoying a frictionless shopping experience. • With the MyPaynetics app you can link any type of compensation, remuneration, bonus or gift cards. • MyPaynetics app is powered by phyre JSC. Link all your cards Link your bonus, compensation, remuneration or gift cards and use them directly from your phone. Once you link your card, you can pay with your phone using Apple Pay and follow your transactions in real time. Manage your cards on the go Reveal your card credentials and shop online with no risk! Stay secure - freeze and unfreeze it whenever you want to. Protect yourself from forgotten automated payments and subscriptions by getting real time notifications for every transaction. Bank-grade security We take security seriously. Payments in MyPaynetics are processed by Paynetics, an EU licensed e-money institution that is a principal member of VISA and Mastercard. We have a bank-grade security system and our application has been certificated by Mastercard. Payment services through the MyPaynetics app are provided by Paynetics AD - an electronic money company, holding a license issued by the Bulgarian National Bank (BNB) with decision № 44 of 11.04.2016. phyre AD is a provider of the MyPaynetics app and a representative of Paynetics AD, entered in the BNB register under Art. 19 of Payment Services and Payment systems Act. If you have any questions or feedback, please contact us at cardassistance@paynetics.digital. We will be more than happy to hear from you. ## Key features - Digitize compensation, bonus, and gift cards - Pay with phone using Apple Pay - Reveal card credentials for online shopping - Freeze and unfreeze cards - Real-time transaction notifications - Bank-grade security ## Recent user reviews (10 of 15) All indexed reviews: https://appshunter.io/ios/app/mypaynetics/id1565360219/reviews.md ### 2/5 — Functionally useless *2026-07-12, version 9.72.0* The app is fine in terms of its design and features….when it works. Unfortunately the infrastructure surrounding it appears to be complexity non functional and not fit for purpose. Want to setup the app on a new phone? You’ll need an authorisation sms for that….but it never arrives. Want to add a card to Apple Pay? Yeah you’ll need an authorisation sms for that too….and guess what? It’ll never arrive It’s been like this for months, and of course there is no way to contact Paynetics about it Thankfully the actual plastic Paynetics card works without the app, but if you want to check balance, check or reset PIN, or freeze a card - nah, sorry! No can do because Paynetics’s authentication system is completely broken. ### 1/5 — Card is not seen in application *2025-03-12, version 9.43.0* After adding a new card it is simply not seen in application, like loading all the time. Also not seen in cards sections . At the same time it sends push notifications on payments from the same card. Support feeding me with breakfasts for a month and nothing changes. Garbage service and garbage application. ### 1/5 — Terrible experience *2025-02-06, version 9.43.0* I'm really disappointed with the app and the service. ### 1/5 — No button to add to apple wallet *2025-01-10, version 9.43.0* After adding card there is no button to add to apple wallet ### 1/5 — Not fit for purpose *2024-10-07, version 9.41.0* Multiple problems using this app; incorrect card balance, unable to link card to app, no access to account for over a month. Customer services trained to avoid accountability and unable to provide any meaningful response to escalations. ### 1/5 — Disappointing *2024-08-14, version 9.41.0* Linking card is not possible, customer service does not respond. ### 1/5 — This is the worst service I had in my life *2022-08-18, version 9.22.0* This is one of the worst services I had in my life, their cards are not working with most of the websites. When you connect with support team it take ages for them to get back to you! Worst service and I don’t recommend it to anyone! ### 1/5 — Bad experience *2022-07-25, version 9.20.0* 3d secure does not work. Cannot use it in many places… Functionality is really low. ### 5/5 — It works *2022-05-08, version 9.16.1* Ok ### 2/5 — very problematic *2022-03-14, version 9.12.0* i got my card on Friday last week and i still haven’t managed to be sent an “authorisation code” to even add my card to the app. the card is practically useless and the team that leads opening their emails are so slow and do little to no help at all. ## Frequently asked questions about MyPaynetics ### What types of cards can I link to MyPaynetics? You can link any type of compensation, remuneration, bonus, or gift cards to MyPaynetics. This allows you to digitize and manage them all in one place for easy access. ### How secure are payments with MyPaynetics? MyPaynetics utilizes bank-grade security systems, with payments processed by Paynetics, an EU licensed e-money institution and a principal member of VISA and Mastercard. The application has also been certified by Mastercard. ### Can I use MyPaynetics to pay online? Yes, you can reveal your card credentials within the MyPaynetics app to shop online securely. The app also offers real-time notifications for every transaction to help protect you from forgotten automated payments. ### Does MyPaynetics support Apple Pay? Yes, once you link a card, you can pay with your phone using Apple Pay through the MyPaynetics app. This provides a convenient and contactless payment option. ### How often is MyPaynetics updated? The latest version of MyPaynetics is 9.69.4, and it was last updated on January 15, 2026. This indicates a commitment to regular updates and improvements. ### What devices is MyPaynetics available on? MyPaynetics is available for iPhone and iPod devices. This ensures compatibility for users within the Apple ecosystem. ### Is MyPaynetics free to use? Yes, MyPaynetics is available for free. There are no upfront costs to download or use the core features of the application. ### Does MyPaynetics have ads? No, MyPaynetics does not contain advertisements. The app is designed to provide a seamless user experience without interruptions from ads. ## Version history (last 5 releases) ### 9.72.1 — 2026-07-28 Voilà! The new MyPaynetics version is here with some minor changes and nice improvements to make your daily life better. Make sure you don’t miss a thing and keep your updates turned on for hot news. ### 9.72.0 — 2026-07-09 MyPaynetics is always better than yesterday! We did some minor changes, bug fixes and nice improvements to boost your experience with the app. Make sure you don’t miss a thing and keep your updates turned on for hot news. ### 9.71.0 — 2026-04-07 Voilà! The new MyPaynetics version is here with some minor changes and nice improvements to make your daily life better. Make sure you don’t miss a thing and keep your updates turned on for hot news. ### 9.69.4 — 2026-01-15 MyPaynetics is always better than yesterday! We did some minor changes, bug fixes and nice improvements to boost your experience with the app. Make sure you don’t miss a thing and keep your updates turned on for hot news. ### 9.48.1 — 2025-12-02 Voilà! The new MyPaynetics version is here with some minor changes and nice improvements to make your daily life better. Make sure you don’t miss a thing and keep your updates turned on for hot news. ## Apps similar to MyPaynetics | App | Rating | Price | Category | | --- | --- | --- | --- | | [BACB Pay](https://appshunter.io/ios/app/bacb-pay/id1505326295) | 4.5 (2) | Free | Finance | | [Xward Pay](https://appshunter.io/ios/app/xward-pay/id1627491504) | — | Free | Finance | | [CFPS－Smart alternative banking](https://appshunter.io/ios/app/cfpssmart-alternative-banking/id6449088765) | 2.3 (3) | Free | Finance | | [Ambr](https://appshunter.io/ios/app/ambr/id1642312259) | — | Free | Finance | | [Olamit Pay](https://appshunter.io/ios/app/olamit-pay/id1663900855) | — | Free | Finance | --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-08.*