# MyPCU — Accounts. Transfers. Payments.

> Mobile banking app for managing accounts, payments, and deposits. (iPhone/iPad app by Peninsula Credit Union.)

- Source: https://appshunter.io/ios/app/mypcu/id1533966676 (this page in markdown: same URL + `.md`)
- Developer: [Peninsula Credit Union](https://appshunter.io/developer/657602197)
- Category: Finance, Utilities
- Price: Free
- Rating: 4.70/5 from 588 App Store ratings · 13 written reviews indexed
- Age rating: 4+
- Requires: iOS 15.6 · 68 MB
- Languages: American English
- Released: 2020-11-15
- Data updated: 2026-08-12
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/mypcu/id1533966676/reviews.md

## What is MyPCU?

Do more with the MyPCU app.

The MyPCU app allows you to:

- Sign in with Face ID or Touch ID
- Use Quick Balance to view account balances without signing in
- Transfer funds between accounts
- View account balances and transactions
- Make loan payments
- Deposit checks
- View check copies
- Pay bills
- Access Statements
- Left/right-handed modes
- Full Neurodiverse features including options for epilepsy, dyslexia, color blindness, and visual sensitivity.

...and more!

For more information or to become a member of Peninsula Credit Union, visit us at www.pcfcu.org

## Key features

- Check account balance
- Pay bills
- View transaction history
- Transfer funds
- Deposit checks
- Find branches
- Manage alerts

## What do users think of MyPCU?

Overall sentiment: negative

**Pros**

- 🚀 Internal transfers are quick and simple
- 👍 App was good previously

**Cons**

- 🐛 App is very glitchy
- 🐛 App is buggy and terrible
- 🐛 App has so many errors
- 🐛 App disables Face ID and requires frequent password/challenge question logins
- 🐛 App makes it difficult to deposit checks by requiring challenge questions
- 🐛 App has issues with mobile deposit limits for businesses
- 🐛 App has verification code issues for businesses
- 🐛 Instant balance feature rarely works
- 🐛 App frequently shows error messages requiring a call to the bank
- 🐛 App randomly gives error messages after login
- 🐛 App name display issue with '&' instead of '&'

**Commonly reported bugs**

- App is very glitchy
- App is buggy and terrible
- App has so many errors
- App disables Face ID and requires frequent password/challenge question logins
- App makes it difficult to deposit checks by requiring challenge questions
- App has issues with mobile deposit limits for businesses
- App has verification code issues for businesses
- Instant balance feature rarely works
- App frequently shows error messages requiring a call to the bank
- App randomly gives error messages after login
- App not opening on iOS 16.4
- App not opening on iOS 14.5
- App freezes on startup and crashes
- Cannot update on phone
- App name display issue with '&' instead of '&'

**Most requested features**

- Fix app update issues on phones
- Fix app not opening on iOS 16.4
- Fix app not opening on iOS 14.5
- Increase mobile deposit limit for businesses
- Remove or improve verification code process for businesses
- Fix the '&' display issue in account names

## Recent user reviews (10 of 13)

All indexed reviews: https://appshunter.io/ios/app/mypcu/id1533966676/reviews.md

### 3/5 — Mobile deposits

*2026-04-30, version 25.2.100*

Seems the verification code for each check deposit should not be necessary once you are logged in.  Very cumbersome when doing multiple deposits

### 2/5 — I do like it but

*2025-08-05, version 24.2.50*

It can be very glitchy at times 🙃

### 5/5 — Internal Transfers at PCU

*2024-10-06, version 24.1.70*

Internal Transfers with the app are super quick & simple.

### 1/5 — It is ridiculous. How many times you have to put in your challenge questions.

*2024-10-02, version 24.1.70*

You are making a deposit. No other bank that our family deals with requires you to answer a challenge question to deposit a check.  

It’s like this this is an app put out by a bank/credit union which  does not want you to ever use the app.  

As a bonus, it disables your Face ID and makes you logon with your password and challenge questions three times more often than any other bank we’ve worked with.

### 3/5 — Update

*2023-10-30, version 22.1.100*

I can’t updat on my phone

### 1/5 — Cannot Open PCU app

*2023-04-01, version 22.2.80*

All of a sudden today I cannot open this app. I just updated my iPhone to iOS 16.4. What is the problem, please?

### 1/5 — App will not open iOS 16.4

*2023-04-01, version 22.2.80*

The app will not open at all on iOS 16.4. Tap the icon and a white screens pops up and almost immediately closes back to the Home Screen on my phone. Please fix.

### 1/5 — App is buggy and terrible

*2022-12-30, version 22.1.100*

this app makes me want to switch banks

### 5/5 — Check limits

*2022-08-15, version 22.1.30*

As a business it’s very annoying we can’t mobile deposit more than a $1500. I have to go to town and do it in person and to add now there is a verification code I have to wait for and sometimes our phones are down and I’m unable to get the call

### 1/5 — So many errors!!!!!!

*2021-03-31, version 20.2.81*

The old app used to bug out every once in a while and not let me in- this one does it almost EVERY SINGLE TIME I go to log in. Instant balance almost never works. Almost every time I type my password in it comes up with an error code saying I need to call my bank. Figure it out PCU!

## Frequently asked questions about MyPCU

### What does the Peninsula Credit Union app do?

This mobile banking app provides users with the core features of online banking directly on their smartphone. It allows for convenient management of financial accounts, including checking balances, viewing transaction history, and transferring funds between accounts.

### What are the key features of the app?

Key features include the ability to check your account balance, pay bills, view your transaction history, transfer funds between your accounts, and deposit checks remotely. You can also find nearby branches and set up alerts and text banking.

### Is the Peninsula Credit Union app free to use?

Yes, the application is available for free download and use. There are no upfront costs associated with accessing your banking services through the mobile app.

### What can I do with the app to manage my money?

You can perform a variety of money management tasks such as checking your current account balance, paying outstanding bills, and reviewing past transactions. The app also facilitates easy fund transfers between your linked accounts and allows for mobile check deposits.

## Version history (last 5 releases)

### 2026.6.3 — 2026-07-14

- Sign in with Face ID or Touch ID
- Use Quick Balance to view account balances without signing in
- Transfer funds between accounts
- View account balances and transactions
- Make loan payments
- Deposit checks
- View check copies
- Pay bills
- Access Statements
- Left/right-handed modes
- Full Neurodiverse features including options for epilepsy, dyslexia, color blindness, and visual sensitivity.

...and more!

### 2026.6.1 — 2026-07-13

- Sign in with Face ID or Touch ID
- Use Quick Balance to view account balances without signing in
- Transfer funds between accounts
- View account balances and transactions
- Make loan payments
- Deposit checks
- View check copies
- Pay bills
- Access Statements
- Left/right-handed modes
- Full Neurodiverse features including options for epilepsy, dyslexia, color blindness, and visual sensitivity.

...and more!

### 25.2.100 — 2026-02-25

We are continually releasing new updates to further improve your mobile banking experience. This version includes user interface improvements, security updates and bug fixes.  Please be sure to turn on automatic updates to make sure that your app is always up to date.

### 25.1.70 — 2025-12-08

We are continually releasing new updates to further improve your mobile banking experience. This version includes user interface improvements, security updates and bug fixes.  Please be sure to turn on automatic updates to make sure that your app is always up to date.

### 25.1.30 — 2025-08-13

We are continually releasing new updates to further improve your mobile banking experience. This version includes user interface improvements, security updates and bug fixes.  Please be sure to turn on automatic updates to make sure that your app is always up to date.

## Apps similar to MyPCU

| App | Rating | Price | Category |
| --- | --- | --- | --- |
| [Kitsap Bank Mobile App](https://appshunter.io/ios/app/kitsap-bank-mobile-app/id566076514) | 4.4 (121) | Free | Finance |
| [OlyFed Digital Banking](https://appshunter.io/ios/app/olyfed-digital-banking/id1002052510) | 4.8 (237) | Free | Finance |
| [First Fed Bank](https://appshunter.io/ios/app/first-fed-bank/id476715947) | 4.7 (1,413) | Free | Finance |
| [SVCU](https://appshunter.io/ios/app/svcu/id6447381536) | 4.8 (197) | Free | Finance |
| [OUR COMMUNITY MOBILE BANKING](https://appshunter.io/ios/app/our-community-mobile-banking/id1177111168) | 4.6 (86) | Free | Finance |
| [Kitsap Credit Union](https://appshunter.io/ios/app/kitsap-credit-union/id456947309) | 4.7 (6,392) | Free | Finance |

## More apps by Peninsula Credit Union

- [PCU Perks NOW](https://appshunter.io/ios/app/pcu-perks-now/id1485639532)
- [PCU Card Connect](https://appshunter.io/ios/app/pcu-card-connect/id1590394393)

All apps by Peninsula Credit Union: https://appshunter.io/developer/657602197

## Related topics

[peninsula credit union](https://appshunter.io/ios/topics/peninsula-credit-union) · [peninsula federal credit union](https://appshunter.io/ios/topics/peninsula-federal-credit-union) · [pcfcu](https://appshunter.io/ios/topics/pcfcu) · [peninsula](https://appshunter.io/ios/topics/peninsula)

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-12.*