# MyPCU — user reviews

> 13 indexed App Store user reviews of MyPCU by Peninsula Credit Union, rated 4.70/5 from 588 ratings.

- Source: https://appshunter.io/ios/app/mypcu/id1533966676/reviews
- App overview in markdown: https://appshunter.io/ios/app/mypcu/id1533966676.md
- Rating breakdown: 5★ 490 · 4★ 45 · 3★ 22 · 2★ 9 · 1★ 22

## What do users think of MyPCU?

Overall sentiment: negative

**Pros**

- 🚀 Internal transfers are quick and simple
- 👍 App was good previously

**Cons**

- 🐛 App is very glitchy
- 🐛 App is buggy and terrible
- 🐛 App has so many errors
- 🐛 App disables Face ID and requires frequent password/challenge question logins
- 🐛 App makes it difficult to deposit checks by requiring challenge questions
- 🐛 App has issues with mobile deposit limits for businesses
- 🐛 App has verification code issues for businesses
- 🐛 Instant balance feature rarely works
- 🐛 App frequently shows error messages requiring a call to the bank
- 🐛 App randomly gives error messages after login
- 🐛 App name display issue with '&amp;' instead of '&'

**Commonly reported bugs**

- App is very glitchy
- App is buggy and terrible
- App has so many errors
- App disables Face ID and requires frequent password/challenge question logins
- App makes it difficult to deposit checks by requiring challenge questions
- App has issues with mobile deposit limits for businesses
- App has verification code issues for businesses
- Instant balance feature rarely works
- App frequently shows error messages requiring a call to the bank
- App randomly gives error messages after login
- App not opening on iOS 16.4
- App not opening on iOS 14.5
- App freezes on startup and crashes
- Cannot update on phone
- App name display issue with '&amp;' instead of '&'

**Most requested features**

- Fix app update issues on phones
- Fix app not opening on iOS 16.4
- Fix app not opening on iOS 14.5
- Increase mobile deposit limit for businesses
- Remove or improve verification code process for businesses
- Fix the '&amp;' display issue in account names

## Most critical reviews (10 lowest-rated)

### 1/5 — It is ridiculous. How many times you have to put in your challenge questions.

*2024-10-02, version 24.1.70*

You are making a deposit. No other bank that our family deals with requires you to answer a challenge question to deposit a check.  

It’s like this this is an app put out by a bank/credit union which  does not want you to ever use the app.  

As a bonus, it disables your Face ID and makes you logon with your password and challenge questions three times more often than any other bank we’ve worked with.

### 1/5 — Cannot Open PCU app

*2023-04-01, version 22.2.80*

All of a sudden today I cannot open this app. I just updated my iPhone to iOS 16.4. What is the problem, please?

### 1/5 — App will not open iOS 16.4

*2023-04-01, version 22.2.80*

The app will not open at all on iOS 16.4. Tap the icon and a white screens pops up and almost immediately closes back to the Home Screen on my phone. Please fix.

### 1/5 — App is buggy and terrible

*2022-12-30, version 22.1.100*

this app makes me want to switch banks

### 1/5 — So many errors!!!!!!

*2021-03-31, version 20.2.81*

The old app used to bug out every once in a while and not let me in- this one does it almost EVERY SINGLE TIME I go to log in. Instant balance almost never works. Almost every time I type my password in it comes up with an error code saying I need to call my bank. Figure it out PCU!

### 1/5 — This App needs to be fixed 1/30/21

*2021-01-31, version 20.2.60*

I rarely use this app but when I do more often then not I get an error message telling me to contact the bank. Usually after about 10-15 minutes it will let me log in like it should. The other frustrating bug is it will randomly give me the error message after I’ve logged in and I’m going through my accounts. Please fix the app.

### 2/5 — I do like it but

*2025-08-05, version 24.2.50*

It can be very glitchy at times 🙃

### 3/5 — Mobile deposits

*2026-04-30, version 25.2.100*

Seems the verification code for each check deposit should not be necessary once you are logged in.  Very cumbersome when doing multiple deposits

### 3/5 — Update

*2023-10-30, version 22.1.100*

I can’t updat on my phone

### 3/5 — App will not open on IOS 14.5

*2021-03-03, version 20.2.60*

App was working a few weeks ago. Now it freezes on start up with a white screen and crashes back to desktop on my IPhone. I did like the app now I have to use my browser to access Peninsula CU. Please fix it!! Other than that, it was good.

## Most praised reviews (3 highest-rated)

### 5/5 — Internal Transfers at PCU

*2024-10-06, version 24.1.70*

Internal Transfers with the app are super quick & simple.

### 5/5 — Check limits

*2022-08-15, version 22.1.30*

As a business it’s very annoying we can’t mobile deposit more than a $1500. I have to go to town and do it in person and to add now there is a verification code I have to wait for and sometimes our phones are down and I’m unable to get the call

### 3/5 — Changed name of account

*2020-11-23, version 20.1.202*

In my name of a checking account I included an “&” sign. The PCU Mobile app changed that to “&amp”.
The website which I access on my laptop and desk top (OSX) did not. There is no way for me to change this. 
I have seen this occur on an unrelated email which I occasionally receive from another business. It must be systemic.  
Please fix.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-12.*
