# MyState Bank — Better banking, made easy.

> Mobile banking app for account management, payments, savings goals, and financial insights. (iPhone/iPad app by MyState Bank Limited.)

- Source: https://appshunter.io/ios/app/mystate-bank/id6451414162 (this page in markdown: same URL + `.md`)
- Developer: [MyState Bank Limited](https://appshunter.io/developer/927122308)
- Category: Finance
- Price: Free
- Rating: 3.70/5 from 3 App Store ratings · 63 written reviews indexed
- Age rating: 4+
- Requires: iOS 15.0 · 332 MB
- Languages: American English
- Released: 2024-06-30
- Data updated: 2026-08-24
- Monetization: ad-supported
- User reviews in markdown: https://appshunter.io/ios/app/mystate-bank/id6451414162/reviews.md

## What is MyState Bank?

Better banking, made easy.

With the MyState Bank app, managing your money has never been simpler.

Easy:

•	See all of your accounts in one simple location, without all of the clutter
•	Make saving easy with automated savings goals
•	View and search transactions to see the money coming in or going out of your account
•	Share your BSB and account details, or create a PayID® to quickly and easily receive payments
•	Pay your bills, transfer money between your accounts or pay someone instantly with Osko
•	Add your debit card to the Apple Wallet in just one touch of a button

Friendly:

•	No jargon or complex banking terms…just plain simple language
•	Our local Customer Care team are ready to help when you need it
•	Send us a message in-app, or call us via ‘Get in touch’

Smart:

•	Stay on top of your finances with personalised insights
•	We’ll support you in reaching your savings goals by keeping you on track with goal-based insights
•	We’ll monitor upcoming payments and let you know when things might be a bit tight
•	We’ll track your spending, saving and cash flow, and alert you to changes you need to know about
•	We’ll notify you if we spot a chance to boost your savings

Secure:

•	Protect yourself with biometric security (Face ID on supported devices)
•	Manage your payment limits
•	Lock your debit cards temporarily, or order a replacement card if it is lost or stolen
•	Change your debit card PIN at any time
•	Control where and how you use your debit card, such as for online purchases or overseas card use

PayID is a registered trademark of NPP Australia Limited.

Apple, the Apple logo and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries.

Terms of use at http://mystate.com.au/legal

© MyState Bank Limited (MyState Bank) ABN 89 067 729 195 AFSL and Australian Credit Licence Number 240896. A wholly owned subsidiary of MyState Limited ABN 26 133 623 962.

## Key features

- Consolidated account view
- Automated savings goals
- Transaction search
- Bill payments and transfers
- Biometric security
- Personalized financial insights
- Debit card management

## Recent user reviews (10 of 63)

All indexed reviews: https://appshunter.io/ios/app/mystate-bank/id6451414162/reviews.md

### 1/5 — Worst bank I’ve ever used

*2026-07-15, version 3.6*

They locked my account then unlocked the t after 3 days and I just logged in after 2 minutes they locked it again and now have to wait another 1 to 5 business days to review it again I really don’t advise anyone to bank with them there reasoning doesn’t make sense

### 1/5 — Need to delete and reinstall app

*2026-06-27, version 3.6*

The app seems to have trouble syncing between devices.  I’m getting an “incorrect pin” message despite resetting it multiple times.  The workaround is to delete the app from my phone and change password and pin again.  This has happened on two seperate occasions now and would seem something that can be fixed on the app side rather than blaming it on my devices!

### 4/5 — Love the recent update but room for improvement

*2026-05-06, version 3.5*

Savings goals being added to the app is something I’ve been waiting for. Would be great to have a dark mode option and payment notifications for when money is credited/debited to account.

### 1/5 — Unreliable

*2026-04-06, version 3.4.2*

Unfortunately this app is very unreliable, numerous outages and when it’s recommended to use the the website it locks you out.

### 1/5 — Poor management

*2026-04-05, version 3.4.2*

Been with MyState for 8 years. Sick of system updates on Saturday nights, won’t let me into the app when I need to move money to buy things even on just the odd occasion, putting me in awkward situations. Seriously considering moving banks

### 4/5 — Issue with character limits and account verification

*2026-02-26, version 3.4*

The app is much improved.  The account verification on new payments is great but with one problem.  The character limit is too short to put in a full business name so in the verification process it doesn’t match up and warnings pop up.  What would be very useful is if there was an option to adopt the correct name because the character limit doesn’t allow you to put in the full name, and when the message comes up that I could lose my funds if it wasn’t correct I’ve then abandoned the process and phoned the business instead.

### 1/5 — New design was great when it worked.

*2026-01-07, version 3.4*

Initially this was great but now i just get an error when I try to view my account details. If you were picking a bank based on the usability of their app id probably go elsewhere.

### 2/5 — Outdated App

*2025-07-27, version 3.2*

I initially wanted to switch to this bank, and as someone working in IT, I had high expectations for the digital experience. However, I found the app lacking in several key areas. There’s no option to view card details, which is a fundamental feature in modern banking apps. The overall interface feels outdated—more like an app from two decades ago than one designed for today’s users.

There are also no visible offers, rewards, or integrated tools that add value to the customer experience. From a usability standpoint, the app does not seem to follow standard Human-Computer Interaction (HCI) principles, which is concerning given the wide range of age groups and digital literacy levels of its users.

In today’s competitive landscape, where customers expect smooth, secure, and feature-rich banking experiences, it’s important for banks to invest in smarter, user-centered design. I hope the app sees significant improvements soon to meet the expectations of both everyday users and tech-aware customers like myself.

### 5/5 — New update

*2025-05-18, version 3.1*

The new update is great. App loads much faster and works well. Only thing I would love to see happen is simple balance displayed on screen without having to log
It. Great work!

### 5/5 — Clean and simple.

*2025-05-13, version 3.1*

Clean and simple. Does what I need it to do.

## Frequently asked questions about MyState Bank

### Does MyState Bank have ads?

Yes, MyState Bank contains advertisements. Users may encounter promotional content within the application.

### What is the current rating for MyState Bank?

MyState Bank has a rating of 3.7 stars based on 3 user ratings. This provides a general indication of user satisfaction.

### Is MyState Bank free to use?

Yes, MyState Bank is available for free download and use. There are no upfront costs associated with acquiring the application.

### What devices support MyState Bank?

MyState Bank is supported on iPhone and iPod devices. It is designed for use on Apple's mobile operating system.

### How secure is MyState Bank?

MyState Bank employs biometric security features like Face ID for enhanced protection. It also allows users to manage payment limits and lock debit cards.

### Can I manage my savings goals with MyState Bank?

Yes, MyState Bank makes saving easy with automated savings goals. The app provides goal-based insights to help you stay on track.

### When was MyState Bank last updated?

The latest version of MyState Bank was released on April 28, 2026. This indicates recent development and potential for ongoing improvements.

### What kind of transactions can I make with MyState Bank?

With MyState Bank, you can pay bills, transfer money between your accounts, and pay others instantly with Osko. You can also share your BSB and account details or create a PayID to receive payments.

## Version history (last 5 releases)

### 3.8 — 2026-08-06

Better banking, made easy.

With the MyState Bank app, managing your money has never been easier. In this update:

•	Small improvements to Apple Pay and BPay payment experience

### 3.7 — 2026-07-15

Better banking, made easy.

With the MyState Bank app, managing your money has never been easier. In this update:

•	Makes it easier to setup Apple Pay

### 3.6 — 2026-06-02

Better banking, made easy.

With the MyState Bank app, managing your money has never been easier. In this update:

•	New user experience updates

### 3.5 — 2026-04-28

Better banking, made easy.

With the MyState Bank app, managing your money has never been simpler. In this update:

•	New features to customise and automate your savings
•	Faster log in experience

### 3.4.2 — 2026-04-05

Better banking, made easy.
With the MyState Bank app, managing your money has never been simpler. This update:
- Authentication update.

## Apps similar to MyState Bank

| App | Rating | Price | Category |
| --- | --- | --- | --- |
| [Auswide Bank](https://appshunter.io/ios/app/auswide-bank/id988675280) | — | Free | Finance |
| [Great Southern Bank Australia](https://appshunter.io/ios/app/great-southern-bank-australia/id528233799) | 1.7 (6) | Free | Finance |
| [Bank of Sydney Mobile Banking](https://appshunter.io/ios/app/bank-of-sydney-mobile-banking/id1321484237) | — | Free | Finance |
| [Beyond Bank](https://appshunter.io/ios/app/beyond-bank/id1055826405) | 4.9 (8) | Free | Finance |
| [ME Bank](https://appshunter.io/ios/app/me-bank/id657670717) | — | Free | Finance |
| [Your Banking](https://appshunter.io/ios/app/your-banking/id1033652930) | — | Free | Finance |

## More apps by MyState Bank Limited

- [MyState Bank](https://appshunter.io/ios/app/mystate-bank/id927122309)

All apps by MyState Bank Limited: https://appshunter.io/developer/927122308

## Related topics

[mystate bank](https://appshunter.io/ios/topics/mystate-bank) · [mystate](https://appshunter.io/ios/topics/mystate)

---

*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-24.*