# MySynchrony

> Mobile app for managing Synchrony-issued credit card accounts and accessing financial resources. (iPhone/iPad app by Synchrony Financial.)

- Source: https://appshunter.io/ios/app/mysynchrony/id1280992496 (this page in markdown: same URL + `.md`)
- Developer: [Synchrony Financial](https://appshunter.io/developer/989262152)
- Category: Finance
- Price: Free
- Rating: 4.80/5 from 106,605 App Store ratings · 2,403 written reviews indexed
- Age rating: 4+
- Requires: iOS 18 · 203 MB
- Languages: American English
- Released: 2017-10-03
- Data updated: 2026-08-28
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/mysynchrony/id1280992496/reviews.md

## What is MySynchrony?

Download the MySynchrony App today to securely manage your credit card accounts* all in one place.
With this mobile app you will be able to:
 
• Manage your Synchrony issued credit cards in one place
• Log in securely using Biometric Authentication
• Schedule and manage payments for your accounts
• Check your balance and credit limit anytime, anywhere
• Review your transaction and payment history
• View your statements and manage your statement delivery preference
• Securely add or delete multiple bank accounts that you'd like to use to pay your bill
• Explore the Synchrony Marketplace for savings, deals, and offers from our partners nationwide, online, or right in your neighborhood
• Access the Finance 101 blog to stay in the know on tips to better manage your finances
• Discover answers anytime with our 24/7 Knowledge Center for cardholder resources.  
• Provide us feedback on your mobile app experience. Let us know how we can help and what’s working. We are here for you.
 
(For Synchrony Bank Savings accounts, please visit our Synchrony Bank App.)
*Credit cards issued by Synchrony, not including Venmo, PayPal Extras, PayPal Credit, TJMaxx/TJX, eBay Extras

## Key features

- Manage credit cards in one place
- Secure biometric login
- Schedule and manage payments
- Check balance and credit limit
- Review transaction history
- Access partner deals and offers
- Financial education blog

## Chart rankings

- #54 in Top Free · Finance (US App Store)

## What do users think of MySynchrony?

Overall sentiment: positive

**Pros**

- 👍 Easy to use
- 👍 User-friendly
- 👍 Convenient
- 👍 Streamlined payment process
- 👍 Helpful for managing multiple accounts
- 👍 Accurate and reliable
- 👍 Smooth and seamless transactions

**Cons**

- 🐛 App crashes or freezes
- 🐛 Login issues
- 🐛 Inconsistent account information
- 🐛 Difficulty adding or managing accounts
- 🐛 Unreliable payment processing
- 🐛 Lack of transparency in account details
- 🐛 Poor customer service

**Commonly reported bugs**

- Delayed payment updates
- Incorrect account balance information
- Compatibility issues with older devices
- Inability to remove closed accounts from the app

**Most requested features**

- Ability to view all accounts in one place
- Option to set up automatic payments
- More detailed transaction history
- Improved notification system
- Ability to update personal information within the app

## Recent user reviews (10 of 2,403)

All indexed reviews: https://appshunter.io/ios/app/mysynchrony/id1280992496/reviews.md

### 5/5 — Ashley

*2026-08-26, version 6.0.2*

Easy to use n fast

### 5/5 — Love having all Synchrony cards in one app

*2026-08-26, version 6.0.2*

A+++

### 5/5 — Too

*2026-08-26, version 6.0.2*

Good

### 5/5 — Very convenient and super easy

*2026-08-26, version 6.0.2*

The app is so good and very easy to use. No problems at all. Everything you want and can think of is in there. Great app :)

### 5/5 — The best in the world

*2026-08-25, version 6.0.2*

LOVE IT👍👍👍

### 5/5 — Easy to use

*2026-08-25, version 6.0.2*

Self explanatory

### 5/5 — Easy to work with

*2026-08-24, version 6.0.2*

I like the my synchrony app. It’s easy to understand and navigate.

### 5/5 — Excelente

*2026-08-24, version 6.0.2*

Excelente

### 5/5 — Efficient

*2026-08-24, version 6.0.2*

Having a couple of my accounts with Synchrony makes it so much easier to see my balances and make my payments on time. Thank you Synchrony!

### 4/5 — Happy Camper

*2026-08-23, version 6.0.2*

This app works, as long as you remember your password. I could not get it to accept a new password.

## Frequently asked questions about MySynchrony

### What does the MySynchrony app do?

The MySynchrony app allows you to securely manage your Synchrony-issued credit card accounts all in one place. You can view balances, make payments, review transactions, manage linked bank accounts, and access partner deals and financial education resources.

### Is the MySynchrony app free to use?

Yes, the MySynchrony app is free to download and use. There are no subscription fees or in-app purchases mentioned for managing your credit card accounts.

### What features are available in the MySynchrony app?

Key features include managing multiple Synchrony credit cards, secure biometric login, scheduling payments, checking balances and credit limits, reviewing transaction history, viewing statements, managing linked bank accounts, exploring partner offers, and accessing a financial education blog.

### Who is the MySynchrony app intended for?

This app is designed for cardholders of Synchrony-issued credit cards who want a convenient and secure way to manage their accounts, track spending, make payments, and discover savings opportunities.

### What if I have a Synchrony Bank Savings account?

If you have a Synchrony Bank Savings account, you should visit the dedicated Synchrony Bank App for managing those specific accounts. This MySynchrony app is primarily for managing credit card accounts issued by Synchrony.

## Version history (last 5 releases)

### 6.1.0 — 2026-08-24

Thank you for using the MySynchrony mobile app. Each new version includes general performance improvements as well as new features to upgrade your experience. In this version you will be able to:
•Opt-in to receive Payment Notifications for upcoming payments so you never miss another due date.
•Discover what the Synchrony Marketplace has to offer with a new and exciting Featured section comprised of deals, what’s hot and trending in the Synchrony Marketplace, merchant spotlights and more.

### 6.0.2 — 2026-07-16

Thank you for using the MySynchrony App. We've made enhancements and added new functionality to improve your experience.
	• Track Rewards for applicable accounts right from your dashboard.
	• Share relevant Marketplace deals and offers via SMS text and your preferred social media channel
	• Easily access your recently searched brands in the Marketplace search

### 6.0.1 — 2026-07-09

Thank you for using the MySynchrony App. We've made enhancements and added new functionality to improve your experience.
	• Track Rewards for applicable accounts right from your dashboard.
	• Share relevant Marketplace deals and offers via SMS text and your preferred social media channel
	• Easily access your recently searched brands in the Marketplace search

### 6.0.0 — 2026-07-09

Thank you for using the MySynchrony App. We've made enhancements and added new functionality to improve your experience.
	• Track Rewards for applicable accounts right from your dashboard.
	• Enroll in Account Alerts and stay up to date on your payment activity
	• Share relevant Marketplace deals and offers via SMS text and your preferred social media channel
	• Easily access your recently searched brands in the Marketplace search

### 5.6.1 — 2026-06-05

Thank you for using the MySynchrony App. We've made improvements so you can continue to have the best experience possible.
 
- Easy access to Quick Actions you can take within your account

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## More apps by Synchrony Financial

- [CareCredit Mobile](https://appshunter.io/ios/app/carecredit-mobile/id1031312446)
- [SYF Envision](https://appshunter.io/ios/app/syf-envision/id1124628487)
- [SYF Events](https://appshunter.io/ios/app/syf-events/id1235754692)
- [Synchrony Bank](https://appshunter.io/ios/app/synchrony-bank/id1357695194)
- [Amazon Store Card](https://appshunter.io/ios/app/amazon-store-card/id1435385560)

All apps by Synchrony Financial: https://appshunter.io/developer/989262152

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-28.*