# MyTruv - AI Money Manager — Manage Expenses, Subscriptions > AI-powered financial assistant for cash flow, savings, and net worth tracking. (iPhone/iPad app by Truv, Inc..) - Source: https://appshunter.io/ios/app/mytruv-ai-money-manager/id6757509490 (this page in markdown: same URL + `.md`) - Developer: [Truv, Inc.](https://appshunter.io/developer/1603488125) - Category: Finance, Lifestyle - Price: Free with in-app purchases - Rating: 4.90/5 from 75 App Store ratings · 11 written reviews indexed - Age rating: 4+ - Requires: iOS 18.0 · 78 MB - Released: 2026-03-27 - Data updated: 2026-08-29 - Monetization: subscription - User reviews in markdown: https://appshunter.io/ios/app/mytruv-ai-money-manager/id6757509490/reviews.md ## What is MyTruv? MyTruv is your AI money autopilot, designed to turn financial chaos into calm. Connect your accounts, chat with your AI assistant by text or voice, and get personalized insights that help you stay ahead. Track spending, understand income, monitor cash flow, and see your net worth in one app. GET AI ASSISTANT - Ask questions about your money in plain English by text or voice - Get instant answers with charts, breakdowns, and suggested next steps - Personalize your assistant with a name, avatar, memory, and custom instructions - Pick up where you left off with full conversation history TRACK EVERYTHING - View all your accounts and balances in one place - Stay on top of income, spending, bills, and recurring payments - Search and filter transactions with smart categorization - See trends and reports that show where your money goes UNDERSTAND YOUR CASH FLOW - See money in and money out at a glance - Understand how bills and subscriptions affect your month - Spot pressure points early and plan around pay cycles SEE YOUR INCOME CLEARLY - Compare gross vs. net income with deduction breakdowns - Track taxes, benefits, and retirement contributions in one place - Review pay statements and income trends over time TRACK YOUR NET WORTH - See assets and liabilities in one clear dashboard - Monitor balances across checking, savings, credit, loans, and investments - View account details like credit limits, APR, and loan terms BILLS, SUBSCRIPTIONS, AND ALERTS - See upcoming charges on a visual calendar - Track payment history over time - Customize alerts for bills, spending, insights, and security PRIVATE AND SECURE - Bank-level 256-bit AES encryption - Face ID, Touch ID, and PIN lock - Read-only access so we can never move your money - SOC 2 Type II certified - Powered by Truv, trusted by 8M+ consumers No ads. Subscription-supported. MyTruv makes personal finance practical, clear, and consistent so you can spend intentionally, save confidently, and plan ahead. Download MyTruv and put your money on autopilot. Privacy Policy: https://mytruv.com/privacy Terms of Use: https://mytruv.com/terms ## Key features - AI money assistant (text/voice) - Account aggregation - Spending and income tracking - Cash flow visualization - Net worth dashboard - Bill and subscription management - Security features ## Pricing and in-app purchases Base price: Free. **Subscriptions** | Subscription | Price | Period | | --- | --- | --- | | Pro Yearly | $59.90 | per year | | Truv Pro Monthly | $11.99 | per month | ## Recent user reviews (10 of 11) All indexed reviews: https://appshunter.io/ios/app/mytruv-ai-money-manager/id6757509490/reviews.md ### 5/5 — r *2026-08-23, version 1.8.1* I check it before payday and it helps me stay organized. ### 1/5 — Don’t do it! *2026-08-21* Very difficult to cancel. A cancel button doesn’t exist. A lot of red tape. Don’t do it, choose another option. **Developer response:** Hi Nolahp, thank you for the honest feedback and we are sorry the cancellation felt harder than it should. We also hear the "red tape" point and are working to make the whole flow clearer in the app. If you were charged and want it sorted, please email us at lev.avdoshin@truv.com with your Apple receipt and we will take care of it right away. ### 5/5 — Owner *2026-07-13* I like this ### 5/5 — Easy to use *2026-06-04* Great AI Assist Application, easy to use and help with financial planning. **Developer response:** Thank you! That’s exactly what we wanted MyTruv to feel like: simple, clear, and not overwhelming. You shouldn’t need to be a finance expert to understand what’s going on with your money. Really glad the AI is helping :) ### 5/5 — Outstanding application *2026-06-03* Having utilized this application for over two months, I must express my profound satisfaction with its exceptional performance. Its ability to assist me in managing my finances and adhering to my budget has been invaluable. I wholeheartedly recommend this application to anyone seeking a cost-effective and efficient solution for financial management. Notably, it offers superior functionality compared to Rocket Money while maintaining a significantly lower cost. **Developer response:** Thank you for such a thoughtful review. It’s great to hear that MyTruv is still useful after two months. Really appreciate you being with us! ### 5/5 — Kate *2026-06-03* Honestly I had no clue where my money was going each month until I got this. I asked it where my cash was going and it showed me a breakdown including late fees and subscriptions I no longer use that were eating up hundreds of dollars I didn’t even notice. Now I actually feel like I’ve got a handle on things instead of just guessing. It’s a completely personalized and interactive experience worth trying.​​​​ **Developer response:** Thank you, Kate! This is honestly one of the biggest reasons we built MyTruv. I’m really glad the AI helped you catch them and feel more on top of things ### 5/5 — Finance in terms I can actually understand *2026-06-03* After two months of using this app I can honestly say it is a game changer. I have a much better look at my finances in terms that I can actually understand. There’s been a lot of in app improvements since I first downloaded the app and it’s gotten even more insightful. **Developer response:** Thank you! Finance can get confusing fast, so making it feel clear and understandable is a huge part of what we’re trying to do. We’re glad MyTruv is helping, and we’ll keep making it better :) ### 5/5 — Great new tool! *2026-06-03* I downloaded this app a few weeks ago and have been very impressed. It’s easy to understand my assets, expenses and recurring expenses. I’ve also enjoyed the AI Assistant quite a bit which has helped me understand what I’m spending money on and where to save. **Developer response:** Thank you! We’re really happy to hear that. The goal is to make it easier to see everything in one place, understand where your money is going, and get useful suggestions without having to dig through everything yourself. Glad MyTruv has been helpful so far. ### 5/5 — Very useful app *2026-06-03* The App is really useful. As an early career professional, I am able to manage my finances better and get insights on my spending behavior. Would highly recommend!! **Developer response:** Thank you! It’s great that you’re building strong money habits early. That can make a real difference over time. We’re really glad MyTruv is helping you ### 5/5 — Great PFM with AI *2026-05-13* Connected my accounts, AI did the rest. I found cinemark subscription that I was paying through PayPal for years. $150 per year saved. ## Frequently asked questions about MyTruv ### What is MyTruv's AI assistant? MyTruv's AI assistant is a feature that allows you to ask questions about your money in plain English via text or voice. It provides instant answers with charts, breakdowns, and suggested next steps, and can be personalized with a name, avatar, memory, and custom instructions. ### How secure is MyTruv? MyTruv employs bank-level 256-bit AES encryption and supports Face ID, Touch ID, and PIN lock for enhanced security. It has read-only access to your accounts and is SOC 2 Type II certified, ensuring your financial data is protected. ### Does MyTruv have ads? Yes, MyTruv contains advertisements. The app is supported by a subscription model, and advertisements are part of the user experience. ### What financial accounts can I connect to MyTruv? You can view all your accounts and balances in one place, including checking, savings, credit cards, loans, and investments. MyTruv provides a clear dashboard to monitor your net worth across these various financial instruments. ### How does MyTruv help with bills and subscriptions? MyTruv displays upcoming charges on a visual calendar and tracks your payment history over time. You can also customize alerts for bills, spending, insights, and security to stay on top of your financial obligations. ### What is the pricing for MyTruv? MyTruv is available for free, but it is subscription-supported. This means that while the app can be downloaded without an initial charge, ongoing access and premium features are likely tied to a subscription plan. ### How often is MyTruv updated? The latest version of MyTruv is 1.0, and it was last updated on March 27, 2026. This indicates a recent release, and users can expect future updates to introduce new features and improvements. ### What devices does MyTruv support? MyTruv is currently supported on iPhone devices. Users with other platforms may need to wait for future compatibility updates. ## Version history (last 5 releases) ### 1.8.2 — 2026-08-26 What's New in v1.8.2 • Your Feed now tells the whole story. Tap an insight to swipe through a deck of slides with charts, merchant logos, and the numbers behind it. • Feed highlights now show on your home screen, so the latest insight is there the moment you open the app. • Add or remove a transaction from a recurring series, and drop a whole series you no longer want tracked. • Recurring shows every subscription by default, with real per-date charge amounts and a monthly total in the calendar. • Transaction search remembers your recent searches, and you can mark a transfer between your own accounts as internal. • Credit factors now explain what each one means and show the key numbers behind your score. • A refreshed chat, plus memory controls: see what MyTruv remembers about you and turn it off any time. Bug Fixes • A failed bank or credit connection now shows a clear error with a working Reconnect, instead of syncing forever. • Transaction details show the correct account, and no longer show a misleading 12:00 AM on date-only transactions. • Charts no longer clip the first and last date on the axis. • Large text sizes lay out properly across transactions and settings, and VoiceOver reads the right labels. ### 1.8.1 — 2026-08-21 What's New in v1.8.1 • Find weekly and monthly review in your feed. • Add or remove a transaction from a recurring series • Recurring shows every subscription by default, with real per-date charge amounts and a monthly total in the calendar. • Transaction search remembers your recent searches, and you can mark a transfer between your own accounts as internal. • Credit factors now explain what each one means and show the key numbers behind your score. • A refreshed chat, plus memory controls: see what MyTruv remembers about you and turn it off any time. Bug Fixes • A failed bank or credit connection now shows a clear error with a working Reconnect, instead of syncing forever. • Transaction details show the correct account, and no longer show a misleading 12:00 AM on date-only transactions. • Charts no longer clip the first and last date on the axis. • Large text sizes lay out properly across transactions and settings, and VoiceOver reads the right labels. ### 1.8.0 — 2026-08-20 What's New in v1.8.0 • Find weekly and monthly review in your feed. • Add or remove a transaction from a recurring series • Recurring shows every subscription by default, with real per-date charge amounts and a monthly total in the calendar. • Transaction search remembers your recent searches, and you can mark a transfer between your own accounts as internal. • Credit factors now explain what each one means and show the key numbers behind your score. • A refreshed chat, plus memory controls: see what MyTruv remembers about you and turn it off any time. Bug Fixes • A failed bank or credit connection now shows a clear error with a working Reconnect, instead of syncing forever. • Transaction details show the correct account, and no longer show a misleading 12:00 AM on date-only transactions. • Charts no longer clip the first and last date on the axis. • Large text sizes lay out properly across transactions and settings, and VoiceOver reads the right labels. ### 1.7.1 — 2026-08-11 What's New in v1.7.1 • Meet Feed: a new tab of personalized financial insights you can swipe through, react to, and tap to explore. Ask AI right from any card. • Try MyTruv instantly with demo mode, no account needed. Explore a sample of everything the app does before you connect anything. • The Credit tab is redesigned: see your interest rate, a refreshed credit gauge, and clearer account details. • Recurring transactions now respect your chosen sort order. • Tap any day on the Spending calendar to see that day's transactions. • A refreshed home screen with cleaner spacing, sharper dark mode, and faster loading. Bug Fixes • Top Spending no longer counts transfers or cancelled charges. • The recurring calendar now lines up with your week's start day. • Your transactions list updates right away after you edit a transaction. • Fixed the pending badge color and a few visual glitches in dark mode. ### 1.7.0 — 2026-08-10 What's New in v1.7.0 • Meet Feed: a new tab of personalized financial insights you can swipe through, react to, and tap to explore. Ask AI right from any card. • Try MyTruv instantly with demo mode, no account needed. Explore a sample of everything the app does before you connect anything. • The Credit tab is redesigned: see your interest rate, a refreshed credit gauge, and clearer account details. • Recurring transactions now respect your chosen sort order. • Tap any day on the Spending calendar to see that day's transactions. • A refreshed home screen with cleaner spacing, sharper dark mode, and faster loading. Bug Fixes • Top Spending no longer counts transfers or cancelled charges. • The recurring calendar now lines up with your week's start day. • Your transactions list updates right away after you edit a transaction. • Fixed the pending badge color and a few visual glitches in dark mode. ## Apps similar to MyTruv | App | Rating | Price | Category | | --- | --- | --- | --- | | [Cash Coach AI: Money Tracker](https://appshunter.io/ios/app/cash-coach-ai-money-tracker/id6474867987) | 4.5 (19) | Free | Finance | | [Vera AI, Money Made Personal](https://appshunter.io/ios/app/vera-ai-money-made-personal/id6749579407) | 4.4 (16) | Free | Finance | | [WalletIN: Budget & Expense AI](https://appshunter.io/ios/app/walletin-budget-and-expense-ai/id1564572022) | 5.0 (6) | Free | Finance | | [WealthNX AI](https://appshunter.io/ios/app/wealthnx-ai/id6753972698) | 5.0 (6) | Free | Finance | | [Lumi Money: Spend Better Today](https://appshunter.io/ios/app/lumi-money-spend-better-today/id6756831779) | 5.0 (1) | Free | Finance | | [Paycheck Calculator Salary USA](https://appshunter.io/ios/app/paycheck-calculator-salary-usa/id6778563600) | — | Free | Finance | ## More apps by Truv, Inc. - [Truv](https://appshunter.io/ios/app/truv/id6450372775) All apps by Truv, Inc.: https://appshunter.io/developer/1603488125 ## Related topics [ai money manager](https://appshunter.io/ios/topics/ai-money-manager) · [manage](https://appshunter.io/ios/topics/manage) · [expense manager app](https://appshunter.io/ios/topics/expense-manager-app) · [my payments manager](https://appshunter.io/ios/topics/my-payments-manager) --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-29.*