# N Kolay – Digital Banking — Banking is N Kolay! > Digital banking for high-interest savings, interest-free overdrafts, and free transfers. (iPhone/iPad app by Aktif Yatırım Bankası A.Ş..) - Source: https://appshunter.io/ios/app/n-kolay-digital-banking/id1449491530 (this page in markdown: same URL + `.md`) - Developer: [Aktif Yatırım Bankası A.Ş.](https://appshunter.io/developer/1138434516) - Category: Finance - Price: Free - Rating: 4.60/5 from 59 App Store ratings · 28 written reviews indexed - Age rating: 17+ - Requires: iOS 15.0 · 205 MB - Languages: American English, Turkish - Released: 2019-01-21 - Data updated: 2026-08-23 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/n-kolay-digital-banking/id1449491530/reviews.md ## What is N Kolay? Easy and Digital Banking: N Kolay! With N Kolay, you can earn daily returns at high interest rates. When you need cash, you can take advantage of interest-free Overdraft for up to 30 days. Not a N Kolay customer? Download N Kolay Mobile, complete a video call, and become an N Kolay customer instantly—start benefiting right away! Fixed interest on N Kolay bonds for the entire term! With N Kolay, you can always grow your savings at high interest rates and earn daily returns unconditionally. Through the mobile banking app, access N Kolay bonds and use as much of your money as you need before maturity—without losing any interest. And even if market rates fall, your bond’s rate remains unchanged throughout its term. You can also plan your investments in advance with the N Kolay bond calculator. If you wish, N Kolay Robo Advisor can assist you during your investment process! This way, you can manage your savings more easily and efficiently. Free ATM & Money Transfers With N Kolay, you can make EFT, FAST, and internal transfer 24/7 at no cost! You can withdraw and deposit cash for free at any ATM throughout Türkiye. Tailored Cash & Instant Loans Overdraft is an emergency cash advance offered interest-free for the first 30 days! N Kolay customers can use Overdraft twice in total, while N Kolay Extra customers enjoy the benefit of two Overdraft of ₺10,000 per month! For larger needs, you can easily apply for a consumer loan of up to ₺500,000 through the app. When your account runs out of money, you can cover your cash needs with Overdraft. Forex, Gold & More! With N Kolay, you can access foreign exchange, gold, and other financial instruments anytime and conduct transactions at advantageous rates. Here are the advantages of N Kolay Mobile during your investment process: FX Trading: Buy and sell USD, EUR, gold, silver, and other assets at competitive bank rates 24/5. Live Market Monitoring & Order Placement: Track forex and commodity prices in real time and set automatic orders at your desired rate. Competitive Interest Rates: Benefit from repo rates updated according to market conditions, helping your savings grow. You can plan ahead with the repo calculator. Free & Easy Bill Payments You can pay your bills 24/7 for free via N Kolay Mobile! Track all your bill transactions on a single screen and set up automatic payment instructions. Crypto & Gaming Payments You can make free TL transfers to crypto platforms 24/7 through N Kolay Mobile. You can transfer to platforms like Paribu, Binance TR, and Bitexen via the “Payments” menu. You can make free payments to gaming platforms like Bilyoner, Misli.com, and Nesine.com 24/7. N Kolay Debit & Virtual Cards With your N Kolay Debit and Virtual Preapaid Card, you can make all your purchases easily and complete your transactions securely. Plus, enjoy a range of benefits by taking advantage of exclusive campaigns! Istanbulkart Services With N Kolay, you can top up and check your Istanbulkart balance 24/7 at no cost. Download N Kolay Mobile & Don’t Miss Out! Download N Kolay Mobile and start enjoying the advantages of our mobile banking app immediately! Complete missions to unlock exclusive benefits for N Kolay Extra. Plus, earn ₺200 for each friend you invite—up to a total of ₺2,000. For detailed information on all the features and campaigns we offer in digital banking, visit nkolay.com. Download N Kolay Mobile and make banking easier than ever! We can’t wait to have you with us. ## Key features - Daily high-interest returns - Interest-free overdraft up to 30 days - Fixed-rate N Kolay bonds - Robo-advisor for investment assistance - Free 24/7 ATM withdrawals and transfers - Consumer loan applications - FX, gold, and other financial instrument trading ## Recent user reviews (10 of 28) All indexed reviews: https://appshunter.io/ios/app/n-kolay-digital-banking/id1449491530/reviews.md ### 4/5 — EFT *2026-05-14, version 2.42.0* ABD de yaşadığımdan saat farkı olduğu zaman gönderim yapamıyorum iki ülkenin aynı güne denk gelmesini bekliyorum. ### 5/5 — Süper *2026-03-30* Süper **Developer response:** Merhaba, sizlere daha iyi bir deneyim sunmak için çalışmaya devam edeceğiz. Güzel yorumunuz için teşekkür eder, iyi günler dileriz. ### 5/5 — Kolay *2025-08-04* Kolay **Developer response:** Merhaba, görüşleriniz bizim için çok değerli. Güzel yorumunuz için teşekkür eder, iyi günler dileriz. ### 5/5 — Kolaylık *2025-07-15, version 2.36.4* Dijital bankacılıkta kolaylık ve sağlam bir adres ### 5/5 — Güzel *2025-07-07, version 2.36.4* Sağolun ### 5/5 — Gerçekten En Kolay *2025-06-25* Her şey pratik,kolay,hızlı ve ücretsiz 👏👏👏 **Developer response:** Merhaba, görüşleriniz bizim için çok değerli. Güzel yorumunuz için teşekkür eder, iyi günler dileriz. ### 1/5 — Döviz alıp satma çok zor *2025-04-08* Diğer bankalar gibi doviz alıp satma yapılabilir çok zor mecbur olmasam doviz için asla kullanmam **Developer response:** Merhaba, konuyla ilgili inceleme yaparak, size en iyi şekilde yardımcı olabilmemiz için 0850 724 77 77 numaralı İletişim Merkezimizi aramanızı veya www.nkolay.com/kurumsal/iletisim-formu üzerinden bildirim oluşturmanızı rica ederiz. ### 5/5 — Nkolay *2025-03-04, version 2.35.1* Nkolay çok sevdiğim bir banka ### 1/5 — Üçkağıt Bankacılığı *2025-01-28, version 2.34.0* Ne saçma bir banka ya. Kredi vermez kart vermez. Neden verecekmiş gibi reklam yapıyorsun. ### 5/5 — Harika *2025-01-24, version 2.34.0* Bana göre fevkalade uygulama ve bankacılık sistemi ## Frequently asked questions about N Kolay ### How secure is N Kolay for banking transactions? N Kolay is developed by Aktif Yatırım Bankası A.Ş., a recognized financial institution. While specific security protocols are not detailed in the app description, digital banking platforms typically employ industry-standard encryption and security measures to protect user data and financial transactions. ### What are the interest rates for N Kolay savings and bonds? N Kolay offers high interest rates for daily returns on savings and fixed interest rates on N Kolay bonds for their entire term. Specific rates are not provided in the app description but are stated to be competitive and updated according to market conditions for repo rates. ### Can I get an overdraft with N Kolay, and what are the terms? Yes, N Kolay offers interest-free Overdraft for up to 30 days. Standard customers can use it twice, while N Kolay Extra customers can use it twice per month, each up to ₺10,000. ### How often is N Kolay updated? The latest version of N Kolay is 2.41.0, and it was last updated on March 4, 2026. This indicates a proactive development cycle for the application. ### What devices does N Kolay support? N Kolay is available for iPhone and iPod devices, as indicated by the supported devices list. ### Is N Kolay suitable for all ages? N Kolay has an age rating of 17+, suggesting it is intended for adult users due to the nature of financial services. ### What types of transfers can I make for free with N Kolay? You can make EFT, FAST, and internal transfers 24/7 at no cost. Additionally, you can make free TL transfers to crypto platforms like Paribu, Binance TR, and Bitexen, as well as to gaming platforms like Bilyoner, Misli.com, and Nesine.com. ### How can I become a N Kolay customer? If you are not yet a N Kolay customer, you can download the N Kolay Mobile app, complete a video call, and become a customer instantly to start benefiting from its services. ## Version history (last 5 releases) ### 2.43.2 — 2026-08-04 Update N Kolay, don’t miss the innovations! • With our Increasing Installment Loan, you can tailor your payment plan to your budget and pay your installments with a changing increase rate of your choice every 6 months. • You can access the Suitability Test, which is required to receive investment advisory services, through N Kolay Mobile. • Now you can add your other bank cards to N Kolay Mobile and track them all in one place. ### 2.43.0 — 2026-07-08 Update N Kolay, don’t miss the innovations! • With our Increasing Installment Loan, you can tailor your payment plan to your budget and pay your installments with a changing increase rate of your choice every 6 months. • You can access the Suitability Test, which is required to receive investment advisory services, through N Kolay Mobile. • Now you can add your other bank cards to N Kolay Mobile and track them all in one place. ### 2.42.1 — 2026-05-26 Update N Kolay, don't miss the innovations! • With the Additional Security Preferences menu, you can restrict transactions such as Loan, Overdraft Account usage and limit increase for digital channels. • You can physically order gold and silvers in your account safely and quickly anywhere in Turkey. Additionally, we fixed some minor bugs to improve the experience. ### 2.42.0 — 2026-05-04 Update N Kolay, don't miss the innovations! • With the Additional Security Preferences menu, you can restrict transactions such as Loan, Overdraft Account usage and limit increase for digital channels. • You can physically order gold and silvers in your account safely and quickly anywhere in Turkey. Additionally, we fixed some minor bugs to improve the experience. ### 2.41.0 — 2026-03-04 Update N Kolay, don't miss the innovations! • With the new Open Banking features, you can now add your cards from different banks and create future or recurring transfer orders. • You can start saving with Premium Refund Life Insurance through Sigortayeri. ## Apps similar to N Kolay | App | Rating | Price | Category | | --- | --- | --- | --- | | [MobilDeniz](https://appshunter.io/ios/app/mobildeniz/id1403334281) | 4.5 (292) | Free | Finance | | [Enpara Bank Cep Şube](https://appshunter.io/ios/app/enpara-bank-cep-sube/id6711348553) | 4.7 (161) | Free | Finance | | [ING Mobil](https://appshunter.io/ios/app/ing-mobil/id395535459) | 4.7 (312) | Free | Finance | | [CEPTETEB](https://appshunter.io/ios/app/cepteteb/id353385550) | 4.5 (1,934) | Free | Finance | | [Fibabanka](https://appshunter.io/ios/app/fibabanka/id1489574086) | 4.8 (207) | Free | Finance | | [QNB Mobil](https://appshunter.io/ios/app/qnb-mobil/id739655617) | 4.7 (6,084) | Free | Finance | ## More apps by Aktif Yatırım Bankası A.Ş. - [indiBindi](https://appshunter.io/ios/app/indibindi/id1536718180) - [indiBindi Kaptan](https://appshunter.io/ios/app/indibindi-kaptan/id1536718351) - [N Kolay Kayseri Ulaşım](https://appshunter.io/ios/app/n-kolay-kayseri-ulasm/id1603420634) All apps by Aktif Yatırım Bankası A.Ş.: https://appshunter.io/developer/1138434516 ## Related topics [nkolay](https://appshunter.io/ios/topics/nkolay) · [akbank kariyer](https://appshunter.io/ios/topics/akbank-kariyer) --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-23.*