# 碎碎念記帳 NaggingMoney

> Conversational expense tracker with automated features and visual analytics. (iPhone/iPad app by Teng Wang Chang.)

- Source: https://appshunter.io/ios/app/naggingmoney/id1018283816 (this page in markdown: same URL + `.md`)
- Developer: [Teng Wang Chang](https://appshunter.io/developer/646052231)
- Category: Finance, Utilities
- Price: Free with in-app purchases
- Rating: 4.80/5 from 29 App Store ratings · 27 written reviews indexed
- Age rating: 4+
- Requires: iOS 15.6 · 59 MB
- Languages: American English, Dutch, French (France), German (Germany), Greek, Italian, Japanese, European Portuguese, Russian, European Spanish and 4 more
- Released: 2015-08-22
- Data updated: 2026-08-27
- Monetization: free with in-app purchases
- User reviews in markdown: https://appshunter.io/ios/app/naggingmoney/id1018283816/reviews.md

## What is 碎碎念記帳 NaggingMoney?

快速、簡單、有趣的記帳軟體，讓你記帳不再是枯燥乏味、三分鐘熱度!!
為了不要成為你開始記帳的第一筆花費，碎碎念記帳提供免費安裝使用，期望可以幫你養成記帳的好習慣！

市面上有許多記帳APP，有的功能強大卻操作複雜，有的功能過於陽春不符使用需求!!
而碎碎念記帳，主要以快速記帳為目標，設計記帳方式就跟聊天一樣，如果你已經習慣傳訊軟體的操作，那更可以無縫接軌使用碎碎念記帳。

主要功能：
*.對話式記帳，記帳零學習。
*.整合記帳介面，加快記帳速度。
*.內建百種類別與項目，並可自訂項目方便日後選擇。
*.目標提供更多樣化的碎碎念人物，讓你記帳變有趣。
*.自動更新回覆詞彙，讓碎碎念更人性化。
*.內建店家項目與座標，讓你到店家消費時，自動篩選出項目提供選擇。
*.提供帳戶記帳方式，讓記帳更符合現況。
*.支援電子發票掃描功能，以對話方式自動比對發票。
*.圖形化的統計分析，讓你輕鬆掌握記帳明細。
*.每日碎碎念提醒你記帳，讓你每日記帳不遺漏。

也可至官網，觀看展示影片，官網：http://www.naggingmoney.com/
更可以加入我們的粉絲團一起來碎碎念喔!! 粉絲團：https://www.facebook.com/naggingmoney/

我們將會繼續持續開發更多功能與碎碎念人物，歡迎您有任何的問題，也可至粉絲團留言給我們、
我們很重視您的每一個建議，也期望碎碎念記帳能帶給你幫助，讓您記帳不煩惱!!!

感謝部落客推薦：
重灌狂人 https://briian.com/34343/naggingmoney.html
Swaterting碎碎念 http://swaterting.blogspot.tw/2016/03/app.html
KK3C狂想曲 http://www.kkplay3c.net/naggingmoney/
蘋果仁 http://www.applealmond.com/ios-tutorial/22
痞凱踏踏 | PKstep http://www.pkstep.com/archives/9598
妞新聞 http://www.niusnews.com/=P3jippj0
電腦王阿達3C https://www.kocpc.com.tw/archives/69342
ASUS ZenTalk http://www.asus.com/zentalk/tw/forum.php?mod=viewthread&tid=132759
愛順發分享文 http://goo.gl/NgvJai
3C新報 http://3c.technews.tw/2016/03/25/naggingmoney/
海芋小站 http://www.inote.tw/app-naggingmoney
電獺少女 http://agirls.aotter.net/?p=50034
點子生活 http://www.saydigi.com/2016/04/talkmoney.html

TVBS新聞(網站) http://news.tvbs.com.tw/life/news-646257/
TVBS新聞(Youtube) https://www.youtube.com/watch?time_continue=2&v=Vo_DALuJ5TA
科技報橘 專訪 http://buzzorange.com/techorange/2016/04/15/naggingmoney/
中央通訊社 報導 http://www.cna.com.tw/news/afe/201605070107-1.aspx
三立新聞 報導 http://www.setn.com/News.aspx?NewsID=144685
三立新聞 報導 http://www.setn.com/News.aspx?NewsID=144706
華視新聞 報導 https://www.youtube.com/watch?v=1T6_qkb2kWw
蘋果日報 http://www.appledaily.com.tw/realtimenews/article/new/20160725/913782/
東森新聞 FACEBOOK https://www.facebook.com/news.ebc/videos/1146111392090617/

## Key features

- Conversational expense tracking
- Integrated expense interface
- Customizable categories and items
- Receipt scanning for electronic invoices
- Graphical statistical analysis
- Daily tracking reminders
- Location-based item suggestions

## Pricing and in-app purchases

Base price: Free.

**One-time purchases**

| Purchase | Price | Type |
| --- | --- | --- |
| 移除廣告 | $1.99 | one-time |
| 自動比對發票 | $0.99 | one-time |
| 老公 | $0.99 | one-time |
| 老婆 | $0.99 | one-time |


## Recent user reviews (10 of 27)

All indexed reviews: https://appshunter.io/ios/app/naggingmoney/id1018283816/reviews.md

### 4/5 — 自訂項目

*2025-08-12, version 2.6.3*

建議設定自訂項目可隨機上下自由調動項目位置

### 5/5 — 很有意思的記帳

*2025-03-24, version 2.6.1*

你永遠猜不到每筆帳背後是對話，新聞或是其它，有點記帳盲盒的感覺，功能多多，探索探索就會有彩蛋出現

### 5/5 — 先生

*2024-09-29, version 2.5.9*

最棒，最好，最有趣的記帳網站！

### 4/5 — 添加收入的時候可不可以只回覆正面的回覆

*2024-04-06, version 2.5.9*

記了一筆大收入結果還罵我花錢花這麼兇😭

### 5/5 — 需要小數點

*2023-02-07, version 2.5.4*

更新後小數點不見了！我需要小數點，可以改回來嗎🙁

### 5/5 — ❤️❤️❤️

*2022-02-20, version 2.5.3*

👍👍👍👍👍👍👍👍👍👍

### 5/5 — 好用app

*2021-03-06, version 2.5.2*

謝謝開發者開發出這個app
除了簡單易懂好記帳
我還用這個app 想念我媽媽
感覺好像就是跟媽媽對話一樣
謝謝你們

### 5/5 — 自訂項目無限制

*2021-02-05, version 2.5.1*

非常方便且可以客製化
可愛對話也非常快速的跟上時事的腳步
希望可以加角色 除了爸媽外可以自訂角色 像是我希望是我的錢包跟我說話😆

### 5/5 — 很有趣又實用

*2020-09-08, version 2.4.9*

第一次覺得記帳是件有趣的事。媽媽的口吻，真的跟家母一模一樣！

### 5/5 — 讓記帳變得很好玩

*2020-08-14, version 2.4.9*

這個軟件不只讓記帳變得很好玩，而且功能很多，很方便使用，強力推薦！

## Frequently asked questions about 碎碎念記帳 NaggingMoney

### What does this app do?

This app is designed to make tracking expenses quick, simple, and enjoyable. It uses a conversational interface, similar to messaging apps, to help you log your spending without a steep learning curve. The goal is to help you build consistent budgeting habits.

### What are the key features of this expense tracker?

Key features include a conversational expense logging system, an integrated interface for faster input, customizable categories, electronic invoice scanning, graphical statistical analysis, and daily reminders to ensure you don't miss logging any expenses. It also offers location-based item suggestions and automated reply updates to make the process more engaging.

### Is this app free to use?

Yes, the app offers free installation and use, aiming to remove the initial cost barrier to starting a budgeting habit. While the core functionality is free, there are in-app purchases available for additional features or content.

### How does the conversational expense tracking work?

The app simulates a chat experience for logging expenses. You can interact with the app as if you were sending a message, making the process intuitive and familiar, especially if you are accustomed to using messaging applications. This approach aims to make budgeting feel less like a chore.

### Can I scan my receipts with this app?

Yes, the app supports electronic invoice scanning. You can scan your receipts, and the app will automatically compare them with your expense entries through a conversational interface, simplifying the process of digitizing and tracking your spending.

## Version history (last 5 releases)

### 2.6.4 — 2025-09-02

01.修正排程執行會有跳期問題。
02.修正時間格式異常時的處理。
03.增加針對時間格式錯誤轉換功能。
04.轉帳紀錄增加複製功能。
05.修正問題回報LINE無作用問題。
如有任何問題或建議，可使用問題回報功能或至粉絲團留言給我們，千萬別客氣喔！

### 2.6.3 — 2025-06-18

01.手動照片備份增加以年度備份還原方式。
02.內建項目增加編輯功能。
03.資料修正增加移除重複項目的功能。
04.修正時間格式異常時的處理。

如有任何問題或建議，可使用問題回報功能或至粉絲團留言給我們，千萬別客氣喔！

### 2.6.2 — 2025-03-31

*.因財政部載具服務到期，在通過審核前，先暫時關閉發票載具功能。

### 2.6.1 — 2025-03-05

01.修正掃描發票送出閃退問題。
02.調整預設載入的顯示筆數。

如有任何問題或建議，可使用問題回報功能或至粉絲團留言給我們，千萬別客氣喔！

### 2.6.0 — 2025-03-04

01.調整部分版面與操作來符合新的裝置。
02.檢視紀錄時增加複製紀錄功能。
03.改善從日曆檢視明細上的照片後又跳回原日期的問題。
04.改善日曆點選時背景底圖可能會跳掉問題。
如有任何問題或建議，可使用問題回報功能或至粉絲團留言給我們，千萬別客氣喔！

## Apps similar to 碎碎念記帳 NaggingMoney

| App | Rating | Price | Category |
| --- | --- | --- | --- |
| [麻布記帳-自動記帳資產管理與收支理財Moneybook](https://appshunter.io/ios/app/moneybook/id1327712235) | 4.5 (57) | Free | Finance |
| [CWMoney](https://appshunter.io/ios/app/cwmoney/id1029760973) | 4.7 (358) | Free | Finance |
| [雲端發票](https://appshunter.io/ios/app/id512920023) | 4.9 (671) | Free | Finance |
| [记账兔-记账本](https://appshunter.io/ios/app/id1668997541) | 4.8 (5) | Free | Finance |
| [Taiwan investor browser](https://appshunter.io/ios/app/taiwan-investor-browser/id971043141) | 1.0 (4) | Free | Finance |
| [哈啦Money記帳](https://appshunter.io/ios/app/money/id1120529246) | 4.8 (5) | Free | Finance |

## More apps by Teng Wang Chang

- [標案助手 Tender Assist](https://appshunter.io/ios/app/tender-assist/id646052228)
- [標案助手 Tender Assist Lite](https://appshunter.io/ios/app/tender-assist-lite/id672312923)
- [限時特價 GO](https://appshunter.io/ios/app/go/id865966960)
- [MyDict Chinese Dictionary](https://appshunter.io/ios/app/mydict-chinese-dictionary/id868793557)
- [Cocoa Assist - iOS Control/Library Finder](https://appshunter.io/ios/app/cocoa-assist-ios-controllibrary-finder/id912488308)

All apps by Teng Wang Chang: https://appshunter.io/developer/646052231

---

*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-27.*