# Naixuan Loans - Payday Advance — Instant Borrow Money App > Online platform connecting users with lenders for personal loans. (iPhone/iPad app by NAIXUAN LIMITED.) - Source: https://appshunter.io/ios/app/naixuan-loans-payday-advance/id1661081663 (this page in markdown: same URL + `.md`) - Developer: [NAIXUAN LIMITED](https://appshunter.io/developer/1661081665) - Category: Finance - Price: Free - Rating: 4.69/5 from 157 App Store ratings - Age rating: 4+ - Requires: iOS 14.5 · 27 MB - Languages: English, Russian - Released: 2023-01-09 - Data updated: 2026-06-10 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/naixuan-loans-payday-advance/id1661081663/reviews.md ## What is Naixuan Loans? Advantages Quick Response No upfront or surprise hidden fees Fast and secure processing Plans for absolutely all credit types Simple and smart request forms Clear-cut Form APR rates ranging from 4.95% minimum to 35.95% maximum. The APR you may be offered depends on different factors, including your personal situation and financial standing. By completing our loan offer form you shall receive details of the APR and full terms of any loan offered to you. Example: If you borrow $2,500 over a term of 1 year with an APR of 10% and a fee of 3%, you will pay $219,79 each month. The total amount payable will be $2,637, with a total interest of $137,48. Loan Terms: Minimum is 65 days and Maximum is 84 months Naixuan is not a lender and we cannot predict what fees and interest rate will be applied to the loan you will be offered. It is your lender that will provide all the necessary information about the cost of the loan. It is your responsibility to peruse the loan agreement carefully and accept the offer only if you agree to all the terms. Naixuan service is free of charge, and you are under no obligation to accept the terms that the lender offers you. Naixuan can help you deal with an emergency expense, pay an unexpected bill, cover an emergency expense, or just get money to make ends meet. Whatever the reason, be responsible and careful when applying for any financial opportunity, even if it's just a small loan. Apply today and receive money fast! Terms of Use: https://naixuanltd.com/terms-of-use Privacy Policy: https://naixuanltd.com/privacy-policy Support: https://naixuanltd.com/contact ## Key features - Quick response times - No upfront or hidden fees - Fast and secure processing - Plans for all credit types - Simple request forms - Clear loan terms ## Frequently asked questions about Naixuan Loans ### What is the minimum and maximum loan term for Naixuan? The minimum loan term is 65 days, and the maximum loan term is 84 months. These terms are set by the individual lenders you connect with through the service. ### What is the APR range for loans offered through Naixuan? APR rates can range from a minimum of 4.95% to a maximum of 35.95%. The specific APR offered depends on your personal situation and financial standing, and will be detailed by the lender. ### Does Naixuan charge any upfront or hidden fees? No, Naixuan explicitly states there are no upfront or surprise hidden fees. The service itself is free of charge, and you are not obligated to accept any loan offer. ### How does Naixuan handle user data and privacy? Naixuan has a privacy policy available at https://naixuanltd.com/privacy-policy, which outlines how user data is handled. Users are encouraged to review this policy for detailed information. ### What is the update frequency for Naixuan? The app was last updated on July 29, 2023, with version 1.0.7. This suggests a relatively recent update, indicating ongoing development and maintenance. ### What devices are supported by Naixuan? Naixuan is available for iPhone, iPad, and iPod devices. It is designed for the iOS ecosystem. ### What is the age rating for Naixuan? Naixuan has an age rating of 4+, meaning it is suitable for users of all ages. This rating is based on its content and functionality. ### How does Naixuan compare to other loan apps? Naixuan emphasizes quick response, no upfront fees, and plans for all credit types. It acts as a platform to connect users with lenders, rather than being a direct lender itself. ## Version history (last 5 releases) ### 1.0.7 — 2023-07-29 Small fixes and minor improvements ### 1.0.6 — 2023-07-27 Enjoy a tailored experience in Russian. Explore loan options, calculate payments, and apply seamlessly in your preferred language. Experience hassle-free loan assistance with just a tap! We're here to help. ### 1.0.5 — 2023-04-17 Making our app better! Minor fixes and new icons. ### 1.0.4 — 2023-04-07 Improved Notifications Push Service ### 1.0.3 — 2023-04-01 Fixed notifications views ## Apps similar to Naixuan Loans | App | Rating | Price | Category | | --- | --- | --- | --- | | [Payday Advance & Online Loans](https://appshunter.io/ios/app/payday-advance-and-online-loans/id1661084874) | 4.4 (1,152) | Free | Finance | | [Payday - Instant Cash Advance](https://appshunter.io/ios/app/payday-instant-cash-advance/id6444365612) | 4.6 (1,066) | Free | Finance | | [Borrow Money Instant & Fast](https://appshunter.io/ios/app/borrow-money-instant-and-fast/id1667754462) | 4.0 (523) | Free | Finance | | [Money Loan App - Get Cash Now](https://appshunter.io/ios/app/money-loan-app-get-cash-now/id1660578629) | 4.8 (497) | Free | Finance | | [BTCC Lite: Trade BTC & ETH](https://appshunter.io/ios/app/btcc-lite-trade-btc-and-eth/id1195786666) | 4.5 (183) | Free | Finance | | [Instant Loan Bad Credit App](https://appshunter.io/ios/app/instant-loan-bad-credit-app/id6443902619) | 4.7 (604) | Free | Finance | --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*