# Naked Insurance — Instant, honest insurance

> Instant, honest insurance quotes and policy management via a mobile app. (iPhone/iPad app by Naked Financial Technology (Pty) Ltd.)

- Source: https://appshunter.io/ios/app/naked-insurance/id1296794891 (this page in markdown: same URL + `.md`)
- Developer: [Naked Financial Technology (Pty) Ltd](https://appshunter.io/developer/1253829854)
- Category: Finance
- Price: Free
- Rating: 4.60/5 from 49 App Store ratings · 55 written reviews indexed
- Age rating: 4+
- Requires: iOS 15.5 · 136 MB
- Languages: American English
- Released: 2018-05-13
- Data updated: 2026-08-22
- Monetization: free with in-app purchases
- User reviews in markdown: https://appshunter.io/ios/app/naked-insurance/id1296794891/reviews.md

## What is Naked Insurance?

Get a final insurance quote for your car, home contents or single items in 90 seconds on the Naked app. Our friendly chat bot Rose will help you add everything to one basket and get you your final price faster than you can get dressed. Like it? Enter your card details and you're good to go. No call centre, no paperwork. 

To activate your cover, all we need is a selfie from you. Rose will guide you through the process to take a video or pictures of your car or home.

You have total control over your policy and can see exactly what you’re covered for with our policy summary. You can also make changes instantly on the app. For example, change your excess, add car hire and credit shortfall or download your confirmation of cover, hassle-free. 

Need to claim? Don’t stress. Simply chat to our bot Jade on the app and tell us exactly what happened. We also have a 24/7 emergency assistance line available.

Not driving? Pause the accident portion of your car cover and save up to 50% on your premium. You’re still covered for theft and Mother Nature. Simply unpause when you hit the road again. 

Loving Naked? Get your unique link on the app and earn up to R1,000 for referring a friend to Naked.

Naked Financial Technology Pty Ltd is an authorised Financial Services Provider (FSP 48822). Policies are underwritten by Hollard Specialist Insurance Limited, a Licensed Non-Life insurer and authorised Financial Services Provider (FSP 25511).

## Key features

- Instant insurance quotes
- Chatbot policy management
- Selfie-based activation
- Policy control and changes
- In-app claims filing
- Pause coverage to save
- Referral program

## Recent user reviews (10 of 55)

All indexed reviews: https://appshunter.io/ios/app/naked-insurance/id1296794891/reviews.md

### 1/5 — Don't waste your time

*2026-03-19*

I tried to sign up and when I go to put my phone number in, it turns it into a 9 digit number and said that it's invalid

### 1/5 — Unable to delete my account in the app

*2025-09-17, version 2.4.0*

I am unable to delete my account within the app 
This is a requirement from apple 
So how did you get past that

### 5/5 — Thank you

*2025-07-31, version 2.3.35*

I look forward to working with you I hear you are the best

### 2/5 — Awful claims experience

*2025-07-22, version 2.3.35*

Great app but not great service.
3rd short term claim now and all 3 have been unnecessarily painful.

### 1/5 — Awful app

*2025-07-17, version 2.3.35*

I am unable to ever log into this freaking app it keeps telling me something is wrong i can sometimes only log in at night ??????

### 5/5 — Phone cover

*2025-05-01, version 2.3.31*

My dad was paying the insurance for me on the first must and he got a email that the insurance was cancelled because he did not finish uploading his profile photo than he wrote an email explaining he will transfer everything they agreed I logged in with my account and I payed the first month again he never got a refund and this month he paid again and the haven’t been deducted from my account this month

### 2/5 — App hanging

*2025-04-27, version 2.3.31*

This app barely works after sales, been trying to update my card details on here for weeks and it hangs on the login screen. App store shows it as up to date yet I am still unable to login

### 3/5 — Best Insurance

*2025-04-02, version 2.3.31*

Best ever. Insured my phone and in less than a month I got robbed. After submitting the necessary documentation, I received a voucher to get myself another phone minus the excess fee. The only problem I have now is that I can’t insure my phone again with them.

### 1/5 — App login is down again

*2025-03-12, version 2.3.29*

So annoying when I try to log in and I can’t get access to the app - it means I can’t access any of my information. Just stuck on the log in page loading forever

### 1/5 — Poor form

*2025-02-23, version 2.3.28*

As an existing customer trying to log in and update details, both the app & website are not giving me the functionality to just log in an transact. 

Don't be so focused on driving new business that you don't cater to existing customers.

## Frequently asked questions about Naked Insurance

### What kind of insurance can I get with this app?

You can get final insurance quotes for your car, home contents, or single items. The app aims to provide these quotes quickly, often within 90 seconds, allowing you to get covered for various personal assets.

### How do I activate my insurance cover?

To activate your cover, you will need to provide a selfie. The app's chatbot will guide you through the process of taking a video or pictures of your car or home contents to complete the activation.

### Can I make changes to my policy after I've signed up?

Yes, you have total control over your policy and can make changes instantly within the app. This includes adjusting your excess, adding car hire or credit shortfall coverage, and downloading your confirmation of cover.

### How do I make an insurance claim?

If you need to make a claim, you can chat with the app's bot, Jade, directly within the app. She will guide you through the process of reporting what happened. A 24/7 emergency assistance line is also available.

### Is there a way to save money on my car insurance if I'm not driving?

Yes, you can pause the accident portion of your car cover if you're not driving, which can save you up to 50% on your premium. You will still be covered for theft and natural events like storms. You can easily unpause the coverage when you start driving again.

## Version history (last 5 releases)

### 2.4.15 — 2026-08-19

Fixed some bugs to make a smoother app experience

### 2.4.14 — 2026-08-11

We've polished up the chat experience to make it feel smoother, faster and slicker than ever.

### 2.4.13 — 2026-07-23

We've polished up the chat experience to make it feel smoother, faster and slicker than ever.

### 2.4.12 — 2026-07-15

- Minor fixes for a smoother app experience

### 2.4.11 — 2026-06-24

- Minor fixes for a smoother app experience

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-22.*
