# Naked Insurance — user reviews

> 55 indexed App Store user reviews of Naked Insurance by Naked Financial Technology (Pty) Ltd, rated 4.60/5 from 49 ratings.

- Source: https://appshunter.io/ios/app/naked-insurance/id1296794891/reviews
- App overview in markdown: https://appshunter.io/ios/app/naked-insurance/id1296794891.md
- Rating breakdown: 5★ 40 · 4★ 4 · 3★ 1 · 2★ 0 · 1★ 4

## Newest reviews (10 of 55)

### 2/5 — Awful claims experience

*2025-07-22, version 2.3.35*

Great app but not great service.
3rd short term claim now and all 3 have been unnecessarily painful.

### 2/5 — App hanging

*2025-04-27, version 2.3.31*

This app barely works after sales, been trying to update my card details on here for weeks and it hangs on the login screen. App store shows it as up to date yet I am still unable to login

### 3/5 — Best Insurance

*2025-04-02, version 2.3.31*

Best ever. Insured my phone and in less than a month I got robbed. After submitting the necessary documentation, I received a voucher to get myself another phone minus the excess fee. The only problem I have now is that I can’t insure my phone again with them.

### 4/5 — Good rates, but room for improvement

*2024-05-10, version 2.3.15*

The good: User friendly app, good rates and discounts if you don’t drive your car often. 

The bad: The panel beater I was sent to wasn’t great. Insurance feels slightly less comprehensive. Ensuring all risk items is a pain. Getting issues resolved is a pain. 

4 stars is being generous.

### 3/5 — Keeps on logging me out

*2024-03-03, version 2.3.13*

Every time.

### 1/5 — App not working on iPhone

*2023-10-03, version 2.3.9*

The app used to work perfectly and now when trying to open it and load a claim it hangs and I get the green screen of death

### 1/5 — New user

*2023-09-14, version 2.3.9*

Can somebody help me to at least see my cover and payment details onthe app. i registered and took the cover online and then downloaded the app and logged in but there is nothing that is indicating that I have a cover whatseover.

### 1/5 — Phone not compatible with App

*2023-08-20, version 2.3.7*

So far the insurance seems good but I can’t update the app on my phone which I know is old but it would be good if there was an option to use an older version of the app.

### 5/5 — Simply amazing

*2023-06-29, version 2.3.5*

It’s so easy and quick to get insured. Much appreciated!!

### 2/5 — Not buying a new phone to use your app

*2023-06-14, version 2.3.4*

This is South Africa for heavens sake, I’m not changing my phone just to insure my car. Any smart company knows to make their apps backward compatible down to even iPhone 3 software, that’s how long people keep their phones here. Unless your target market is only people who believe in wasting their money on fancy new smartphones every year then let us know so I can move my business elsewhere.

## Most critical reviews (10 lowest-rated)

### 1/5 — Don't waste your time

*2026-03-19*

I tried to sign up and when I go to put my phone number in, it turns it into a 9 digit number and said that it's invalid

### 1/5 — Unable to delete my account in the app

*2025-09-17, version 2.4.0*

I am unable to delete my account within the app 
This is a requirement from apple 
So how did you get past that

### 1/5 — Awful app

*2025-07-17, version 2.3.35*

I am unable to ever log into this freaking app it keeps telling me something is wrong i can sometimes only log in at night ??????

### 1/5 — App login is down again

*2025-03-12, version 2.3.29*

So annoying when I try to log in and I can’t get access to the app - it means I can’t access any of my information. Just stuck on the log in page loading forever

### 1/5 — Poor form

*2025-02-23, version 2.3.28*

As an existing customer trying to log in and update details, both the app & website are not giving me the functionality to just log in an transact. 

Don't be so focused on driving new business that you don't cater to existing customers.

### 1/5 — Unprofessional service. Easy to insure, however, difficult for them to pay out.

*2025-01-24, version 2.3.24*

They follow terms and conditions of their own. The service is poor.

### 1/5 — Digital-less

*2024-05-19*

For an app based on a service that’s only digital, you guys really should put in more effort to make sure this works flawlessly. Having to repetitively fill in the same data and repeat steps because the app has no context awareness apparently. At this stage I can’t even log in. Considering cancelling my policy because I can’t even access it.

### 1/5 — Worst insurance out there

*2024-05-06, version 2.3.15*

I was with them for almost 2 years. A window chip took 2 weeks to get repaired! Then they just cancelled my cover without informing me Properly.

Don’t waste your time

### 1/5 — Not worth it!

*2024-04-21, version 2.3.15*

If I honestly could give them less than 1 / 5 stars I would absolutely not worth it! Insured two phones with them and tried to insure items and kept getting rejected I emailed them and went out my way to contact them as to why it’s been rejected and they just ignore you! Cancelled everything with them! Lack of communication or effort to say the least!

### 1/5 — Payment option

*2023-10-30, version 2.3.11*

The payment option is confusing and the whole application process is not user friendly for first time car owners without assistance. It would be nice to have someone go though everything step by step as a first time car owner.

## Most praised reviews (10 highest-rated)

### 5/5 — Thank you

*2025-07-31, version 2.3.35*

I look forward to working with you I hear you are the best

### 5/5 — Phone cover

*2025-05-01, version 2.3.31*

My dad was paying the insurance for me on the first must and he got a email that the insurance was cancelled because he did not finish uploading his profile photo than he wrote an email explaining he will transfer everything they agreed I logged in with my account and I payed the first month again he never got a refund and this month he paid again and the haven’t been deducted from my account this month

### 5/5 — Very simple process

*2024-09-26, version 2.3.18*

I can’t remember buying any insurance so easy in my entire life . The questions are easy to understand and the app is very user friendly wowwww I’m happy. I hope that the claim process is also this seamless 😀

### 5/5 — No nonsense self service

*2024-08-22, version 2.3.18*

My experience has been superb so far. Full self service onboarding from the app. It allowed me to also play around with the different options and to see what the effect is on the monthly premium.

### 5/5 — Phone insurance

*2024-08-15, version 2.3.18*

I bought a phone in July and got it insured with them because their prices were reasonably. Unfortunately, in less than a month of getting the phone, I got mugged and my phone was stolen. I put in a claim and was able to get a new phone in less than a week. Their service was quick and efficient with no hassles after I had submitted the necessary documentation

### 5/5 — Very convenient

*2024-07-05, version 2.3.18*

So far, it has been an easy process. The way it should be done

### 5/5 — Phone

*2024-07-02, version 2.3.17*

Service was good and quick

### 5/5 — Affordable

*2024-06-25, version 2.3.17*

I love how convenient and affordable the insurance is.

### 5/5 — Thank you

*2024-02-23, version 2.3.13*

That was the quickest way to get covered, I love the premium set up more

### 5/5 — Best in South Africa

*2023-08-29, version 2.3.9*

Their premiums were significantly lower and saved me thousands a month. Unfortunately one of our car was stolen in July , their claim procedure was quick and efficient, the claim was settled in August! We were on mutual federal and Outsurance before and they took over 3 months to settle claim! We cancelled all policies and switched, and got 10+ families and friends onboard! Well down and please keep up your good work!

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-22.*
