# Nalu Money — Plan before the meeting > Privacy-first retirement planning workstation for serious financial planners. (iPhone/iPad app by Get Wieser, LLC.) - Source: https://appshunter.io/ios/app/nalu-money/id6757171320 (this page in markdown: same URL + `.md`) - Developer: [Get Wieser, LLC](https://appshunter.io/developer/1805476695) - Category: Finance, Lifestyle - Price: Free with in-app purchases (on sale, was $13.99) - Rating: 5.00/5 from 3 App Store ratings · 2 written reviews indexed - Age rating: 4+ - Requires: iOS 18.4 · 80 MB - Languages: American English - Released: 2026-09-22 - Data updated: 2026-10-11 - Monetization: free with in-app purchases - User reviews in markdown: https://appshunter.io/ios/app/nalu-money/id6757171320/reviews.md ## What is Nalu Money? Walk in with a plan. Nalu Money is a privacy-first retirement planning workstation for people who have outgrown casual budgeting apps. Build a tax-aware retirement plan, stress-test your assumptions, and export an advisor-style planning packet you can review with your spouse, CPA, or financial advisor. This is not a game. Nalu Money is built for serious planners: FIRE households, HENRYs, pre-retirees, analytical DIY investors, and Apple users who want a deeper planning workspace on iPad or Mac. RETIREMENT PLANNING WORKSTATION • Monte Carlo retirement projections • Success probability and confidence labels • Spending tiers: must-have, lifestyle, and legacy goals • Scenario planning for major decisions • Calendar retirement date modeling • Survivor planning for couples • Long-term care probability modeling TAX-AWARE STRATEGY • Roth conversion planning • Required Minimum Distribution context • Tax-aware withdrawal sequencing • Federal and state tax assumptions • IRMAA-aware Medicare planning • QCD and charitable planning context • Planning-grade tax estimates with clear limitations HEALTHCARE, MEDICARE & SOCIAL SECURITY • Medicare timing based on household birthdates • Part B and Part D planning defaults • Dynamic IRMAA modeling when bracket-tax Monte Carlo is enabled • Social Security claiming comparisons • Household income bridge planning EXPORT ADVISOR-STYLE REPORTS • General retirement report • Tax Strategy report • Full Advisor Packet • Monte Carlo snapshot frozen at export • Assumptions, methodology, disclosures, and engine provenance • Built for review before advisor, CPA, or spouse conversations PRIVACY FIRST • Your financial data stays on your device by default • Optional iCloud sync uses your Apple account • No ads • No data sales • No advisor lead-generation model BUILT FOR IPAD AND APPLE SILICON MAC NaluMoney shines on larger Apple screens. Review charts, assumptions, scenarios, healthcare planning, tax strategy, and exportable reports in a calm, professional workspace. 30-DAY FREE TRIAL Try NaluMoney Pro free for 30 days. Build your plan, test your assumptions, export a report, and decide whether it belongs in your financial workflow. Nalu Money provides educational, planning-grade estimates only. It is not tax, legal, investment, or financial advice. Verify material decisions with qualified professionals. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ ## Key features - Monte Carlo retirement projections - Tax-aware withdrawal sequencing - Scenario planning for major decisions - Exportable advisor-style reports - Privacy-first data handling - Medicare and Social Security planning ## Pricing and in-app purchases Base price: Free. **Subscriptions** | Subscription | Price | Period | | --- | --- | --- | | Annual: NaluMoney Pro (Annual) | $99.99 | per year | | Monthly: NaluMoney Pro (Monthly) | $12.99 | per month | ## Is Nalu Money safe? Not enough ratings yet to assess Nalu Money. ## Is Nalu Money legit? Nalu Money has limited verification signals. The AppsHunter Legitimacy Score for Nalu Money is 58 out of 100 points across 7 verification signals from App Store and developer data. ## Recent user reviews (2 of 2) All indexed reviews: https://appshunter.io/ios/app/nalu-money/id6757171320/reviews.md ### 5/5 — Nice app *2026-09-25* Lots of things Ican do with this app to help me see how my spending today effects my overall savings for retirement Pretty cool ### 5/5 — Financial *2026-09-25* Really outstanding application to help you get a clear picture of your projected financial requirements for retirement. ## Frequently asked questions about Nalu Money ### What is Nalu Money? Nalu Money is a privacy-first retirement planning workstation designed for serious planners. It helps users build tax-aware retirement plans, stress-test assumptions, and export detailed reports for review with financial professionals. ### Is Nalu Money free to use? Nalu Money offers a 30-day free trial of NaluMoney Pro. After the trial, subscription plans are available, including monthly at $12.99 and annual at $99.99. ### What kind of reports can I export from Nalu Money? You can export a General Retirement Report, a Tax Strategy Report, and a Full Advisor Packet. These reports include assumptions, methodology, and Monte Carlo snapshots for detailed review. ### How does Nalu Money handle user privacy? Nalu Money is privacy-first, with your financial data staying on your device by default. Optional iCloud sync uses your Apple account, and the app has no ads, no data sales, and no advisor lead-generation model. ### What devices is Nalu Money available on? Nalu Money is built for iPad and Apple Silicon Mac, shining on larger screens for a professional planning workspace. ### Does Nalu Money offer tax planning features? Yes, Nalu Money includes tax-aware strategy features such as Roth conversion planning, Required Minimum Distribution context, tax-aware withdrawal sequencing, and IRMAA-aware Medicare planning. ### How often is Nalu Money updated? The latest version is 1.0.1, and it was last updated on 2026-09-25, indicating regular maintenance and updates. ### What is the age rating for Nalu Money? Nalu Money has an age rating of 4+, making it suitable for a wide range of users. ## Version history (last 2 releases) ### 1.0.1 — 2026-09-25 Minor fixs to Navigation ### 1.0 — 2026-09-22 No release notes. ## Apps similar to Nalu Money | App | Rating | Price | Category | | --- | --- | --- | --- | | [Aurem Finance](https://appshunter.io/ios/app/aurem-finance/id6766094756) | 5.0 (1) | Free | Finance | | [Withholding Calc](https://appshunter.io/ios/app/withholding-calc/id478223498) | — | $0.99 | Finance | | [LG&E Co. 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