# Namaste Pay

> Nepal's mobile wallet for payments, transfers, and bill settlements. (iPhone/iPad app by Nepal Digital Payments Company.)

- Source: https://appshunter.io/ios/app/namaste-pay/id1592488606 (this page in markdown: same URL + `.md`)
- Developer: [Nepal Digital Payments Company](https://appshunter.io/developer/1592488608)
- Category: Finance
- Price: Free
- Rating: 2.30/5 from 3 App Store ratings · 8 written reviews indexed
- Age rating: 4+
- Requires: iOS 15.1 · 62 MB
- Languages: American English
- Released: 2022-04-16
- Data updated: 2026-08-31
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/namaste-pay/id1592488606/reviews.md

## What is Namaste Pay?

Namaste Pay is a new mobile wallet in Nepal brought by Nepal Digital Payments Company (NDPC). NDPC is a joint endeavor between Nepal Telecom and Rastriya Banijya Bank, the leading public enterprises of Nepal in telecom and banking sector respectively. The Namaste Pay wallet service shall work over various channels including smart phone applications, USSD and web portal. Initially, the wallet shall provide cash-in, cash-out, peer-to-peer transfers and a few utilities including telecom recharge, electricity bill payment and water bill payment. More services including the following shall be added in forthcoming releases:

Bank Account Integration: Option of over 9+ banks and growing. For loading money to wallet or sending money from the wallet to bank account. 

Cash-In: Load your wallet directly through mobile banking, debit card/credit card or through our authorized agent. 

Cash-Out: Quick transfer the wallet money to your bank account or convert your wallet balance to cash in your pocket through nearby agent. 

Wallet to wallet transfer: 
Now you can send money fast and easy to other wallets. It's never been easier to send/receive money to friends and family. 

Utilities Payment: 
Telecom service top-up or internet bill payment in just few clicks. 

Pay bills for other utility services such as Water, Electricity, DTH etc. right from your mobile so why stand in queue. More services shall be added in the coming days. 

Merchant Payments: 
Pay various online and offline merchants. Book movie tickets, flight tickets, bus tickets. Pay for medical services. Eat out at restaurants, buy groceries, do shopping or even pay for cup of tea. Namaste Pay shall be accepted in thousands of shops and outlets across Nepal. 

Government Payment: 
Paying taxes and fees to government or receiving allowances from government, all made hassle free and quick like never before. 

Educational Institute: 
Pay school, college, university and professional institutions' fees instantly without any hurdle.

## Key features

- Cash-in and cash-out services
- Peer-to-peer money transfers
- Utility bill payments (telecom, electricity, water)
- Bank account integration
- Merchant payments
- Government and educational payments

## Recent user reviews (8 of 8)

All indexed reviews: https://appshunter.io/ios/app/namaste-pay/id1592488606/reviews.md

### 1/5 — Sorry NTC you’re not there yet

*2026-07-28*

Hopeless app, cannot load my wallet using card or ebanking or any other methods. It shows an error for every method I’ve tried.
Please hire actual competent developers instead of relying on the disgraceful vibe coding. Also don’t be a miser and hire a competent QA team!

### 1/5 — Very late in market

*2023-10-08*

Very late

### 1/5 — Worst experience of wallet

*2022-08-05*

Its been 10 days this app doesn't even start and crashes everytime. Do you even know this is happening in iOS. Where is the update? Where are the developers? Is this the way that namaste pay can compete with the rivals? No way, you are far far behind in the race. I would say you are not even in the race.

### 1/5 — Barebones and barely functional

*2022-07-22*

Cash backs from top-ups never happen even though promo codes are accepted by the app. This is nothing more than a scam.

Severe lack of payment outlets. Only electricity and water bills and balance top ups are supported as of now.

The app constantly nags us with notifications throughout the day, but tapping on them brings us to the app homepage instead of the message of the respective notifications.

### 1/5 — 15% cashback

*2022-07-19*

Why i did not receive 15% cashback after paying from this app in Big Mart? I reached customer support and they told me to contact head office and message in viber. I did both but  i did not get any response.

### 1/5 — Cannot add money, useless app

*2022-06-01*

1. Under “mobile app” option to add money, the dropdown that is supposed to show the list of supported banks does not work. You have click it several times in quick succession to see the list. Then you have no choice but to select your bank again and again on this list that keeps refreshing (up to the same number of times you had to click the dropdown)! This seems like a bad game feature the developer put in place although I’m sure the requirements didn’t have it. 
2. After that weird process above, I see my selected bank appear on the dropdown under mobile banking. Clicking continue button prompts you to enter 4 digit PIN. I enter my PIN for this app (by the way this app signs you in with your mobile number and a 4 digit PIN) and click Verify. Error occurs saying something to the effect of bank account is not valid!! 

Shame on NTC and Rastriya Banijya Bank, two of the biggest governmental entities, for not managing this app project well. They can’t even put a simple QA in place to detect and fix the simplest types of bugs before even thinking about deploying this broken app to the App Store. We are not even talking about hiring ethical hackers to find and fix subtle bugs here. Very disappointing!

**Developer response:** Sincere apologies for the inconvenience, request you to reach us out on Viber chat: +977-5050050500 or on WhatsApp Chat: +977- 9851250500 and share the details of the issues you faced in detail and we will resolve the same on the utmost priority.

### 5/5 — URGENT (PLEASE READ AND RESPOND)

*2022-05-04*

This Payment app has one of the most unique feature here (offline payment) and i am totally fascinated from this idea but this app lags many things. What if Namaste Pay ties up will all those “DIGITAL WALLETS” of Nepal and make a network? i mean what if we are able to send money from Namaste Pay to eSewa, Khalti and other popular payment app ? this is what i have had been thinking hope you got me. Please take this a suggestion and let us know if you will bring such features on upcoming updates ‘upcoming in the sense of coming soon not like after 5-10 years’. ani if thing is about bug fixing and vulnerabilities why don’t you use platforms like Bugv or hire group of ethical hackers to find bugs for you? lets try this once lets make a change let the change come for you guys. Hoping for a positive reply.

**Developer response:** We really appreciate feedback and we thank you for taking your time to provide us with your valuable suggestion. We assure you that we are working constantly to mitigate the bugs and improve our app and provide a better service to all of our users. As for the inter-operability of the app where in a network of digital wallets will work together, that functionality will may take a bit of time (as the reliability also lies with other wallets), but we can confidently say that this future is not that far!!!. Stay Tuned, we are on for a ride :)

### 3/5 — Linking Bank Account doesn’t work

*2022-04-28*

Namaste. Its unable to add/link Bank Account, always pop-up with message “Something went wrong, try again after sometime “. Till then, its useless. I hope, it gonna fix out and also there will be many others banks list available to add.

**Developer response:** Hmmm... That shouldn't have happened, apologies you had to face this, please connect with us on Viber chat: +977-5050050500 or on WhatsApp Chat: +977- 9851250500 and share your concern/issues faced in detail and we will resolve your them on priority.

## Frequently asked questions about Namaste Pay

### What is Namaste Pay?

Namaste Pay is a mobile wallet service in Nepal developed by Nepal Digital Payments Company. It allows users to perform cash-in, cash-out, peer-to-peer transfers, and pay various bills and services.

### How can I add money to Namaste Pay?

You can load money into your Namaste Pay wallet directly through mobile banking, debit/credit cards, or by visiting an authorized agent.

### Can I send money from Namaste Pay to a bank account?

Yes, Namaste Pay supports integration with over 9 banks, allowing you to send money from your wallet to a bank account or load money from a bank account to your wallet.

### What types of bills can I pay with Namaste Pay?

You can pay for telecom recharges, electricity bills, water bills, and other utility services like DTH. More services will be added in future releases.

### Is Namaste Pay secure?

Namaste Pay is brought by Nepal Digital Payments Company, a joint venture between Nepal Telecom and Rastriya Banijya Bank, indicating a level of trust and security associated with public enterprises.

### What devices does Namaste Pay support?

Namaste Pay is available on iPhone, iPad, and iPod devices, and can also be accessed via USSD and a web portal.

### How often is Namaste Pay updated?

The latest version of Namaste Pay is 1.6.2, which was last updated on March 26, 2026. Updates typically introduce new features and improvements.

### What is the user rating for Namaste Pay?

Namaste Pay has a rating of 3.0 stars based on 2 ratings. This suggests a mixed user experience, with room for improvement.

## Version history (last 5 releases)

### 1.7.13 — 2026-08-27

We’re continuously improving the user experience to make digital payments simpler, smoother, and more secure.
This version includes:
Bug fixes and performance improvement

### 1.7.12 — 2026-08-17

Bug fixes and improvements

### 1.7.11 — 2026-08-14

Bug Fixes

### 1.7.10 — 2026-08-10

IRD Taxpayer insentive program information
Biometric Authentication improved 
Other Bug fixes

### 1.7.7 — 2026-06-15

UI updates

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## More apps by Nepal Digital Payments Company

- [Partner Namaste Pay](https://appshunter.io/ios/app/partner-namaste-pay/id1660530168)

All apps by Nepal Digital Payments Company: https://appshunter.io/developer/1592488608

## Related topics

[namaste pay](https://appshunter.io/ios/topics/namaste-pay) · [nepal payment](https://appshunter.io/ios/topics/nepal-payment) · [namaste](https://appshunter.io/ios/topics/namaste)

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-31.*
