# NaqaD by Kamelpay — Corporate Payment Solutions

> Digital payroll and payment solutions for businesses and employees in the UAE. (iPhone/iPad app by H A Q KAMEL PAY SERVICES L.L.C.)

- Source: https://appshunter.io/ios/app/naqad-by-kamelpay/id1599876879 (this page in markdown: same URL + `.md`)
- Developer: [H A Q KAMEL PAY SERVICES L.L.C](https://appshunter.io/developer/1599876881)
- Category: Finance
- Price: Free
- Rating: 4.50/5 from 149 App Store ratings · 3 written reviews indexed
- Age rating: 4+
- Requires: iOS 15.6 · 132 MB
- Languages: American English
- Released: 2022-01-04
- Data updated: 2026-08-18
- Monetization: ad-supported
- User reviews in markdown: https://appshunter.io/ios/app/naqad-by-kamelpay/id1599876879/reviews.md

## What is NaqaD by Kamelpay?

Kamelpay is the leading fintech company based in the UAE. It is a perfect partner for corporations for quick payment solutions that helps businesses to cater to all the payroll needs of low-income employees. The application provides employees with digital payment services and has the following benefits

● Send money remittance
● Secure Processing of transaction
● Mobile Top-ups
● Pay your bills
● Make online transactions with ease. 
● Keep a close eye on your finances through the application dashboard. 
● Get transaction history without any overhead charges
● Digital financial solutions

Core Products Of Kamelpay
Kamelpay core products include a WPS based payroll prepaid card and a corporate expense prepaid card

PayD Card - One-Window Payroll Solution
Kamelpay’s PayD card is perfect for companies to pay their low-income employees in compliance with WPS UAE regulations.

● Timely electronic salary disbursement.
● EMV-Compliant Mastercard prepaid card.
● Secures Salary Transferring Method
● 24x7 access to funds via ATM, POS, and e-commerce purchases.
● Convenient Salary Receiving Method
● Send Remittance In UAE

Kamelpay has a solution for a payroll management system within the UAE! The PayD card of Kamelpay is just the right partner the business and employees are looking for! These cards are easy to get and are also known to speed up the salary payout management in UAE! Many companies are stressed about providing the monthly wages of their employees on the same day! But doing this is not easy!

Centiv Card - Corporate Payment Made Easy
Our Centiv Card enables companies to switch low-value corporate expenses and reduce cash-handling operations. Also, this card works according to the Wage Protection System of the UAE.

● Higher load limits for expense management.
● Ideal solution for incentives, commissions, and rebates.
● Eliminate the need for cash and reimbursements.
● Eases the cash handling
● Tailored reports for periodic reconciliation

## Key features

- Digital payment services
- Money remittance
- Bill payments
- Online transactions
- Financial dashboard
- Transaction history

## Recent user reviews (3 of 3)

All indexed reviews: https://appshunter.io/ios/app/naqad-by-kamelpay/id1599876879/reviews.md

### 4/5 — Speed performance

*2026-07-28*

Speed performance

### 5/5 — Awesome app

*2025-12-06*

Amazing app to use

### 5/5 — Good

*2024-10-06*

Very good

## Frequently asked questions about NaqaD by Kamelpay

### What is NaqaD by Kamelpay used for?

NaqaD by Kamelpay provides digital payment services for businesses to manage payroll for low-income employees and for employees to conduct financial transactions like remittances, bill payments, and online purchases.

### Is NaqaD by Kamelpay secure?

Yes, the app emphasizes secure processing of transactions and offers EMV-Compliant Mastercard prepaid cards for salary disbursement, ensuring a secure salary transferring method.

### What are the core products offered by Kamelpay?

Kamelpay's core products include the PayD Card, a WPS-based payroll prepaid card for timely salary disbursement, and the Centiv Card for managing low-value corporate expenses.

### Can I track my finances with NaqaD by Kamelpay?

Yes, you can keep a close eye on your finances through the application dashboard and get your transaction history without any overhead charges.

### Does NaqaD by Kamelpay have ads?

Yes, this application contains advertisements.

### What devices does NaqaD by Kamelpay support?

NaqaD by Kamelpay is available on iPhone and iPod devices.

### How often is NaqaD by Kamelpay updated?

The latest version is 2.5.1, and it was last updated on March 19, 2026, indicating regular updates to improve functionality and security.

### What is the user rating for NaqaD by Kamelpay?

NaqaD by Kamelpay has a high user rating of 4.6 stars based on 116 ratings, suggesting positive user sentiment.

## Version history (last 5 releases)

### 2.5.6 — 2026-07-29

Various Bug fixes and improvements.

### 2.5.5 — 2026-07-24

Various Bug fixes and improvements.

### 2.5.4 — 2026-06-23

Various Bug fixes and improvements.

### 2.5.3 — 2026-06-03

Various Bug fixes and improvements.

### 2.5.2 — 2026-04-22

Various Bug fixes and improvements.

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## More apps by H A Q KAMEL PAY SERVICES L.L.C

- [AbsoluteCard](https://appshunter.io/ios/app/absolutecard/id6760045475)

All apps by H A Q KAMEL PAY SERVICES L.L.C: https://appshunter.io/developer/1599876881

## Related topics

[naqad by kamelpay](https://appshunter.io/ios/topics/naqad-by-kamelpay) · [naqad](https://appshunter.io/ios/topics/naqad)

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-18.*