# Nations Direct — Nations Direct Mobile Banking

> Digital banking app for managing accounts, payments, and financial goals. (iPhone/iPad app by Nations Trust Bank PLC.)

- Source: https://appshunter.io/ios/app/nations-direct/id1200369339 (this page in markdown: same URL + `.md`)
- Developer: [Nations Trust Bank PLC](https://appshunter.io/developer/1179695146)
- Category: Finance, Lifestyle
- Price: Free
- Rating: 3.90/5 from 12 App Store ratings · 60 written reviews indexed
- Age rating: 4+
- Requires: iOS 15.0 · 90 MB
- Languages: American English
- Released: 2017-02-15
- Data updated: 2026-08-14
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/nations-direct/id1200369339/reviews.md

## What is Nations Direct?

Experience Nations Trust Bank's next generation of digital banking services all in one place with the latest Nations Direct Mobile Banking App.

Pioneering in customer centric solutions, Nations Trust Bank continues to reimagine banking in the digital world. The new Nations Mobile Banking app is a suite of futuristic digital banking solutions with improved UI/UX, latest technology and security to provide customers a simple, secure and seamless banking journey.

Key Features:

- Use one username and password combination across all digital products with Single Sign on.

- Keep your financial goals in track using the Personal Financial Management feature.

- Get 24/7 support from your Relationship Manager in addition to the Chat Bot via the app.

- Schedule Future Payments including Recurring Fund Transfers, Bill Payments and Card Payments.

- Request a Cash Advance from any of your Credit Cards.

- Ensure a secure banking experience with High Risk Verification paired with Biometrics.


About us:

Nations Trust Bank PLC is among the top 15 business establishments in Sri Lanka as ranked by Business Today. Stemming from its vision of “helping people and businesses by providing financial services and information to achieve their goals and aspirations in a sustainable way”, the Bank serves a diverse range of customers across both individual and corporate, with an enviable portfolio of banking and financial products and services. Strongly focused on digital empowerment through cutting-edge digital banking technologies, the Bank is a pioneer in many innovative customer centric banking solutions such as extended banking hours, and FriMi – Sri Lanka’s first digital banking experience. Delivering premium value, service and connecting its Card Members to rewarding experiences and opportunities Nations Trust Bank PLC is an issuer and sole acquirer of American Express Cards in Sri Lanka. The Bank operates 96 branches across the country and has an ATM network covering 127 locations and 48 Cash Deposit & Withdrawal Machines, plus more than 3,700 ATMs on the Lanka Pay Network.

Nations Trust Bank is certified in ISO/IEC 27001:2013 Information Security Management Systems (ISMS) best practices, ensuring your Data security and Privacy. For more information, visit www.nationstrust.com/online-sec.

## Key features

- Single Sign On
- Personal Financial Management
- 24/7 Relationship Manager Support
- Schedule Future Payments
- Cash Advance from Credit Cards
- Biometric Security

## Recent user reviews (10 of 60)

All indexed reviews: https://appshunter.io/ios/app/nations-direct/id1200369339/reviews.md

### 5/5 — Top Tier

*2025-05-05, version 4.01.61*

The app is the reason I maintain an account with Nations Trust. Superior not just locally but internationally. Only gripe is the requirement to change passwords regularly. If 2FA is enabled (especially with Face ID or fingerprint) I believe the password change requirement should be optional as an added security feature a user can opt into rather than being forced to do so. Other than that, absolutely spot on UX.

### 4/5 — Best Banking App in Sri Lanka, But Needs More Features

*2025-03-23, version 4.01.60*

The best banking app in Sri Lanka so far, but there’s still room for improvement in terms of features compared to banking apps in other countries.

### 1/5 — iPhone 14 regarded as not secure device and the App is not working

*2024-09-01, version 4.01.58*

The App is now working. Thank you.

### 1/5 — Cannot login in

*2024-08-27, version 4.01.58*

Worst bank app ever

### 1/5 — Worst App

*2024-04-19, version 4.01.55*

I tried to get my forgotten username. But after so many verifications just a pop up message coming and said “username is …” bla bla bla ..

### 5/5 — The Most Convenient Banking App

*2024-01-17, version 4.01.55*

NTB has recently improved their banking app and honestly I believe this is the most convenient banking app I have seen among other banking apps in Sri Lanka. 

Thank you so much, keep up the developments continuously.

### 1/5 — Such a messy app.

*2023-10-20, version 4.01.55*

Terrible app, keeps saying that my password is wrong, and I used the forgot password option 4 times and reset the password many times and IT STILL SAYS ITS WRONG!! So annoying. Fix this stupid app’!

### 4/5 — Cool App

*2023-01-17, version 4.01.53*

Honestly good experience! Nothing much to complain except for convenience!

### 1/5 — Can’t use this app if you have an older iPhone version 😔

*2022-11-26, version 4.01.48*

If you don’t have an updated version of IOS (13) then you can’t use this app at all? 😔😔

### 1/5 — Useless !

*2022-11-24, version 4.01.48*

App is not functional! It was working fine with the previous version. The bank is simply wasting our time with this version of app.

## Frequently asked questions about Nations Direct

### What does the Nations Direct app do?

The Nations Direct app provides a comprehensive digital banking experience for Nations Trust Bank customers. It allows users to manage their accounts, track financial goals, schedule payments, and access support 24/7 through a secure and user-friendly interface.

### What are the key features of the Nations Direct app?

Key features include Single Sign On for easy access across digital products, a Personal Financial Management tool to track goals, 24/7 support from a Relationship Manager and Chat Bot, the ability to schedule future payments and recurring transfers, requesting cash advances from credit cards, and enhanced security with biometrics and high-risk verification.

### Is the Nations Direct app free to use?

Yes, the Nations Direct app is free to download and use. As a digital banking service provided by Nations Trust Bank, there are no direct costs associated with using the app itself.

### What devices is the Nations Direct app compatible with?

The app is designed for mobile devices, offering a seamless banking journey. While specific operating system requirements are not detailed, it is intended for use on smartphones and tablets that support modern mobile applications.

### How does the app ensure the security of my financial information?

The app employs robust security measures, including High Risk Verification paired with Biometrics for secure login. Nations Trust Bank is also certified in ISO/IEC 27001:2013 Information Security Management Systems (ISMS) best practices, ensuring data security and privacy.

## Version history (last 5 releases)

### 4.01.69 — 2026-08-13

Security feature update and general UI/UX improvements

### 4.01.66 — 2026-03-10

Security feature update and general UI/UX improvements

### 4.01.65 — 2026-02-09

Security feature update and general UI/UX improvements

### 4.01.64 — 2025-12-17

Security feature update and general UI/UX improvements

### 4.01.62 — 2025-10-27

Security feature update and general UI/UX improvements.

## Apps similar to Nations Direct

| App | Rating | Price | Category |
| --- | --- | --- | --- |
| [iPay Sri Lanka](https://appshunter.io/ios/app/ipay-sri-lanka/id1298984091) | 3.3 (14) | Free | Finance |
| [ComBank Q Plus Payment App](https://appshunter.io/ios/app/combank-q-plus-payment-app/id1470193867) | 3.0 (4) | Free | Finance |
| [NSBPay](https://appshunter.io/ios/app/nsbpay/id1568236423) | 4.3 (6) | Free | Finance |
| [People’s Wave](https://appshunter.io/ios/app/peoples-wave/id1317192647) | 3.2 (28) | Free | Finance |
| [Pan Asia Bank](https://appshunter.io/ios/app/pan-asia-bank/id1211527373) | 2.0 (1) | Free | Finance |
| [People's Pay](https://appshunter.io/ios/app/peoples-pay/id1557298582) | 4.6 (761) | Free | Finance |

## More apps by Nations Trust Bank PLC

- [FriMi](https://appshunter.io/ios/app/frimi/id1179695147)
- [FriMi Merchant](https://appshunter.io/ios/app/frimi-merchant/id1377620689)
- [Nations Direct Enterprise](https://appshunter.io/ios/app/nations-direct-enterprise/id1614602932)
- [FriMi Lk](https://appshunter.io/ios/app/frimi-lk/id6469768441)

All apps by Nations Trust Bank PLC: https://appshunter.io/developer/1179695146

## Related topics

[nations trust bank plc](https://appshunter.io/ios/topics/nations-trust-bank-plc) · [frimi](https://appshunter.io/ios/topics/frimi)

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-14.*