# NationsOTC — user reviews

> 50 indexed App Store user reviews of NationsOTC by NationsBenefits, LLC, rated 1.80/5 from 221 ratings.

- Source: https://appshunter.io/ios/app/nationsotc/id1597053323/reviews
- App overview in markdown: https://appshunter.io/ios/app/nationsotc/id1597053323.md
- Rating breakdown: 5★ 29 · 4★ 6 · 3★ 7 · 2★ 19 · 1★ 160

## What do users think of NationsOTC?

Overall sentiment: negative

**Pros**

- 👍 OTC program is wonderful (when it works)
- 👍 Helps make it easy to get critical products

**Cons**

- 👎 App is broken and a joke
- 👎 Prices are 2-3x higher on their store
- 👎 No scanner option on the app
- 👎 Eligibility checks are inaccurate
- 👎 No delivery estimate or tracking
- 👎 Warehouse items are dented
- 👎 Groceries aren't covered
- 👎 Cannot track orders
- 👎 Terrible customer service, long holds
- 👎 Very little variety of items
- 👎 Member ID not recognized
- 👎 Cannot log in to the app
- 👎 App continuously gives error messages
- 👎 Scanner does not respond
- 👎 Reward money issues, funds not available
- 👎 App still not fixed after updates
- 👎 App will not let me login
- 👎 Scanner is very frustrating
- 👎 App is worse, does not scan items
- 👎 Items not credited at the register
- 👎 Continually have to return items
- 👎 Lost benefits and spend on travel
- 👎 App is worthless, won't open
- 👎 App does not work on iPhone or PC
- 👎 App is junk, scanner is unreliable
- 👎 App is terrible, never opens
- 👎 Bad app, waste of time
- 👎 App doesn't work, gives error messages
- 👎 App goes to a white screen after password reset
- 👎 App doesn't work, items not covered at register
- 👎 App stinks, products not covered
- 👎 App keeps loading, error messages
- 👎 App is buggy, requires reinstallation
- 👎 Benefit card doesn't work most of the time
- 👎 App doesn't work at all
- 👎 Scanner doesn't recognize eligible products
- 👎 Login information not saved
- 👎 Items scanned approved but rejected at pay
- 👎 Cannot checkout items on app or website
- 👎 Horrible app, does not work on iPhone
- 👎 No way to contact support
- 👎 Very slow load, requires reinstallation
- 👎 Blank page with a spinning circle
- 👎 Scanner doesn't work, items rejected at register
- 👎 Complicated login, no obvious way to scan
- 👎 Benefit card number not processed online
- 👎 Each time you open the app you have to enter ID and DOB
- 👎 Poor selection of available products
- 👎 Product selection is limited with no description
- 👎 Very few items are covered
- 👎 App is garbage, verification codes not accepted
- 👎 App doesn't work in stores
- 👎 Scanner doesn't work, useless app
- 👎 App will not load on iPhone
- 👎 App only works for their online catalog
- 👎 Does not scan products at other stores
- 👎 App is not user friendly
- 👎 Old app was much better

**Commonly reported bugs**

- No scanner option on the app
- Inaccurate eligibility checks
- No delivery estimate or tracking
- Warehouse items are dented
- Cannot track orders
- Terrible customer service, long holds
- Member ID not recognized
- Cannot log in to the app
- App continuously gives error messages
- Scanner does not respond
- Reward money issues, funds not available
- App still not fixed after updates
- App will not let me login
- Scanner is very frustrating
- App is worse, does not scan items
- Items not credited at the register
- Continually have to return items
- Lost benefits and spend on travel
- App is worthless, won't open
- App does not work on iPhone or PC
- App is junk, scanner is unreliable
- App is terrible, never opens
- Bad app, waste of time
- App doesn't work, gives error messages
- App goes to a white screen after password reset
- App doesn't work, items not covered at register
- App stinks, products not covered
- App keeps loading, error messages
- App is buggy, requires reinstallation
- Benefit card doesn't work most of the time
- App doesn't work at all
- Scanner doesn't recognize eligible products
- Login information not saved
- Items scanned approved but rejected at pay
- Cannot checkout items on app or website
- Horrible app, does not work on iPhone
- No way to contact support
- Very slow load, requires reinstallation
- Blank page with a spinning circle
- Scanner doesn't work, items rejected at register
- Complicated login, no obvious way to scan
- Benefit card number not processed online
- Each time you open the app you have to enter ID and DOB
- Poor selection of available products
- Product selection is limited with no description
- Very few items are covered
- App is garbage, verification codes not accepted
- App doesn't work in stores
- Scanner doesn't work, useless app
- App will not load on iPhone
- App only works for their online catalog
- Does not scan products at other stores
- App is not user friendly
- Old app was much better

**Most requested features**

- Bring back the original OT nation, wallet app
- Add a scanner option to the app
- Improve eligibility checking accuracy
- Provide delivery estimates and tracking
- Improve customer service response times
- Increase product variety
- Allow fingerprint login or saved passwords
- Fix the scanner functionality
- Improve app stability and reliability
- Allow login with last 4 digits of SS# and birthday
- Make login information saved
- Improve app performance and loading times
- Provide clear explanations for reward money issues
- Fix issues with verification codes not being accepted
- Allow app to work for purchasing items at other vendors (Walmart, CVS, etc.)
- Improve product descriptions
- Add support contact information
- Allow nickname usage for login
- Fix the checkout process on the app and website

## Newest reviews (14 of 50)

### 1/5 — App is useless

*2023-01-01, version 2.38.38*

For months now, I have not been able to scan an items barcode because the scanning icon does not respond. It is off the screen and when I move it over, the cart icon works but the scan icon next to it does not. Worse yet, the app said I had $50 in reward money. Twice I went to check out, using the card and was told I had no funds. Never did I get an explanation of why the money was “put” on my card. I called customer service twice. Once I was told to use it as a gift card, which did not work. The second time, I was told that there was no reward, it was mistakenly added. Never any notice from Nations OTC that there was an error. They just kept letting be told in front of other customers that I had no funds! Embarrassing!!!!

Update, I just downloaded the app that is supposed to have fixed the issues above and I get an error message. Still not fixed.

### 1/5 — Simplyred

*2023-01-01, version 2.38.38*

As in the benefits review, this app also will not let me login.  Tells me it doesn’t recognize my information.  This is ridiculous.  Fix this and the other app.  People need access to their benefits now more than ever.  I’m a senior on a fixed income.  I don’t have the money to spend at a store for food much less other items like lotions toothpaste etc.

### 1/5 — Worthless

*2022-12-05, version 2.23.33*

The app will not work on my iPhone 12 or my pc running the latest version of windows 10. I’ve tried using the last four digits of my SS# and my policy # and it just sits there and never opens. I have to order by the end of December or I lose out so I guess I’m screwed!

### 1/5 — Worst app

*2022-10-30, version 2.23.33*

This app is terrible never opens then I call the 888 number and always put on hold get RID OF THE COMPANY get another provider please or just send me the money to buy at my convenience

### 1/5 — Bad app

*2022-10-21, version 2.23.33*

What a waste of tome using this app. Looks like does not let me use any nickname, I don’t believe that more than 30 nicknames has been taken.

### 1/5 — Doesn’t work

*2022-09-20, version 2.23.33*

Used the app once ordered products, not even sure if it went through or not no conformation reply. Won’t open now! And they want us to use this! Does not work!

### 1/5 — OTC

*2022-08-27, version 2.22.32*

Worst site!! Does not work! Constantly gives error message even when trying to get bug fixes . Do not bother. Nothing but frustration

### 1/5 — Total waste of time!

*2022-08-19, version 2.14.24*

Can’t believe they even offer this app. Can’t login, it goes to a white screen after u tell it that u forgot your user name. It doesn’t even recall with last 4 digits of SS#

### 1/5 — Worthless company

*2022-08-09, version 2.14.24*

We have had nothing but problems since January when our insurance company went with this company. Things scan on the app as being covered then when you go to the register and use your card it’s not covered. We have had numerous conversations with this company and to this day the app still doesn’t work. We went to Walmart and scanned an item this morning and the app says it’s a covered item but it wasn’t paid with the card when we went to the register and it’s the first item we tried to buy this month so we had our entire stipend to use. We are done calling this company. We will be checking to see if our insurance company is going with them again next year, if so we will consider changing our healthcare plan to one that doesn’t use NationsOTC.

### 1/5 — Horrible app

*2022-06-22, version 2.14.24*

This app stinks. Now it says any WalMart product scanned is not covered. And at Walgreens it says it’s covered and will deny it when you get to the register. Please, please clean this app up and make it dependable again!

### 1/5 — Just keeps loading, error message

*2022-06-07, version 2.12.22*

The IT people and engineer software people should be so embarrassed to not properly test this app for functionality!! It makes you feel you are on an old iPhone 5 lol.. It just keeps loading , then won’t let you go to next page after entering correct birthdate , also says to try member ID number instead.. What a hassle.. Finally, at the end of the poor shopping experience , it will not submit your order it just keeps loading info and you have to end up calling customer service to take and complete your order. Customer service rep told me to delete the app .. Ummmm, well when I did that and finished re-typing all of my info AGAIN , at the top of the home screen  there was an error message that stated that my insurance had expired(which is not true), they are supposed to be fixing this issue as we speak! We shall see! What a mess! Fix ASAP!!!

### 1/5 — Nationsotc

*2022-05-11, version 2.9.16*

Awful! Scanner doesn’t work. Called and the “member experience advisor” told us they had updated the app and we would need to delete and reinstall.
Did that, and it didn’t work, deleted again, shut phone down, etc reinstalled AND it still didn’t work! Not only the app, but the benefit card doesn’t work most of the time. This company is NOT A BENEFIT!

### 1/5 — Disappointed

*2022-05-02, version 2.8.15*

Disappointing is an understatement with this app. Scanner doesn’t recognize eligible products of any type or in any category. Log in information isn’t saved so you need to memorize your plan number.

### 1/5 — KacR22

*2022-04-29, version 2.8.15*

This is a terrible app! In CVS scanned 3 items all of which scanned approved. Go to pay and one item is rejected! This has happened to me three times now! Capital Blue needs to get a better OTC provider.

## Most critical reviews (10 lowest-rated)

### 1/5 — Nations benefits fail

*2023-02-27, version 2.38.38*

This supplemental benefits program is the worst. You can only order online from their own store where the prices are 2-3 times what they are at the other eligible stores. They claim you can scan products at the others for eligibility, but there is no scanner option on their app. They also claim you can check eligibility by entering the UPC of products from other sources (in my area, Kroger, Meijer, Walmart and CVS) but after trying several UPC’s from the other stores, only 1 item came back as eligible at Walmart while the same generic product from Kroger did not. I placed an order for cough drops from the National Benefits site, but canceled it 10 days later since it still hadn’t arrived. I was never given a delivery estimate or a way to track the order. The only way to determine eligibility at other suppliers is to take the items to the checkout line and roll the dice. A big part of why I stayed with the same Medicare Advantage plan this year was because the Healthy Benefits program for OTC and healthy food supplemental benefits was great. Then they switched over to this price-gouging, broken joke of a system. I’ll be reviewing my options. I wish I had the option of a 0 star rating. It would be more accurate.

### 1/5 — Bring back the original OT nation, wallet app

*2023-02-21, version 2.38.38*

The other app was better. You can scan all your products and items, and know how much they are, and if they are not approved before going to the register, you have to bring back the original OTC nation at all it to scan the items and make more items of proof with this app.

### 1/5 — I love this

*2023-02-13, version 2.38.38*

This program is junk the warehouses they ship from is dented cans. I ordered Feb first today is the 13 still haven’t gotten it. 14 dollars for 4 cans of green beans i can get 20 cans for that at Walmart. The only store we have that takes the card is Walmart and cvs .

### 1/5 — Nothing seems to work anymore.

*2023-02-07, version 2.38.38*

👎🏼👎🏼 SOCIALIZED MEDICINE DOESNT WORK. As for the other stuff? Groceries aren’t covered. I don’t have any confidence in HMOs. This is a great example of how our society is functioning right now… It isn’t. Socialized medicine might seem like a great idea but it’s just a single minded idea, and so are HMOs.

### 1/5 — Terrible customer service

*2023-01-10, version 2.38.38*

First of all, went to CVS to buy Pepto Bismol and my card was not accepted yet you can purchase it from the OTC store.  Why??

Second, called customer service number four times today and never spoke to a “member service advisor”.  Actually on hold right now while I’m typing this. 

Hire more people!!

### 1/5 — Very Little variety

*2023-01-08, version 2.38.38*

Went to look for items we normally get but only a couple available. I don’t want to go to Walmart checkout only to find out my usual items not covered. This change OTC providers is a disaster.

### 1/5 — Won’t work

*2023-01-07, version 2.38.38*

I have tried this app several times, it does not recognize my member ID number.

### 1/5 — Small step

*2023-01-03, version 2.38.38*

I was FINALLY able to register on the website (can’t do it on the app - member number not recognized) but I still can’t login to this app. All options of logging in return the same message - information entered is not valid. Calling the si-called help number is useless since the caller is kept on hold forever. 
I used to test websites and apps. Would you hire me to test your app?

### 1/5 — May not be the worst app but in the top 3!!

*2023-01-02, version 2.38.38*

I spent the better part of a morning with a very patient young female who was trying to help me log in. After several back and forth’s with the engineers we finally got it to work. Now after not using it for a couple months it is impossible to log in again. The app continuously gives me error messages. It’s also impossible to log in using the site. It keeps saying my member ID is wrong, it isn’t and my password is wrong, it isn’t. It’s almost like they don’t want you to order anything. This should be an embarrassment for Florida Blue and could even drive people away. I would give it zero stars if I could.

### 1/5 — useless app

*2023-01-02, version 2.38.38*

I am a millennial and I handle all of my grandmothers health affairs. This app is junk and its not user error. I was told by her Medicare Advantage Health Plan to download this app. I am at Walgreens and i have scanned all the incontinence items and the scanner says the items are “ineligible.” I suspect NationsOTC is forcing their members to purchase thru their (high priced) mail order instead of the local drugstore.

## Most praised reviews (10 highest-rated)

### 5/5 — Great app

*2022-01-02, version 2.3*

Easy to use and scan items

### 5/5 — OTC Easy to Access

*2021-12-30, version 2.2*

Helps make it easy to get critical products!

### 3/5 — My order

*2022-05-09, version 2.9.16*

Again my order can’t complete The circle comes up and won’t let me continue Last time it did that I still received my order but it’s frustrating. I need my items Thanks The app doesn’t work at all. So disappointed

### 2/5 — Can not track the order

*2023-01-13, version 2.38.38*

Lack information of OTC product and cannot track the order.

### 2/5 — App works sometimes

*2022-12-12, version 2.23.33*

The OTC program is wonderful. However this scanner is very frustrating. Sometimes it works, sometimes it doesn’t. You would think by now they would have the bugs worked out.

### 2/5 — APP NEEDS FIXING MISTT TRY DEFINITELY

*2022-12-10, version 2.23.33*

Instead of improving the s as pp is worse and at end of year, without try fixes.

It does not even scan items any more. I too go to Walmart which we shop groceries & OTC because much better prices. Instead of the scanner it shows their items, not many selections and much higher costs.

At Walmart I have to make multiple trips to find items that FI NOT get credited at the register. I continually have to return items and try to find others that I do not have to pay for.

If it continues with NationOtc I may think about switching my Medicare elsewhere.

I contacted about this issues, to no regards for us the beneficiaries.

I’ve lost benefits & spend on travel to go elsewhere where I can get mouthwash for example. It defeats the purpose. FIX IT OR I’LL WRITE MY REVIEWS ELSEWHERE

### 2/5 — FIX THE ITEM SCANNER!!!

*2022-11-15, version 2.23.33*

Nations told me to download the app to scan for  OTC items in approved stored.  I use Walmart.  (No use gettin to the register with a bunch of items and they are not covered). It should be simple.  I have a ProMax13.  I should have no issues scanning. This app is junk. You hold the scanner, it “might” scan.  You enter the UPC manually and it automatically says ineligible item, 65% of the time they are eligible, it lies.  After 3 or 4 minutes of coaxing it will finally scan.    Go to the store when it’s slow, it might take a while. The OTC program itself is 5*, the app would be also if they fixed the scanner.

### 2/5 — App is buggy

*2022-05-23, version 2.10.20*

I have to delete and reinstall the app. Every time I use it, if not it runs and runs and fails to load.
Also twice I logged in only to find items in My cart that I didn’t put there.

### 2/5 — Can anyone checkout their items?

*2022-04-28, version 2.8.15*

Been trying for days to checkout items on the app and it never goes through. I even tried on the website still no luck. If anyone has any suggestions I would greatly appreciate the help

### 2/5 — Sounds good til you use it

*2022-03-11, version 2.5.12*

Alignment should be embarrassed (1) to be affiliated with this junk of an app, and (2) to have such a poor selection of available products. 

The app is frustratingly inconvenient to log into, and then product selection is ridiculously limited with next to no product description. The OTC card is touted as a plan benefit but there’s very little here for a healthy person.  And while loads of items on the shelves at Walgreens are tagged “OTC approved” very few are covered in Alignment’s program.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*
